Mark

95 Flips | 3 Magazines | 6 Likes | 5 Following | 9 Followers | @mtruelove12 | Keep up with Mark on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Mark”

Millionaire Next Door Principles – On Any Salary

Learn, save, invest and prosper with My Own Advisor.Following this post I got an email from a reader that went something like this.<i>Your posts are</i> …

14 websites to bookmark if you want to get rich

Rich people appreciate the power of learning long after college is over.<p>"The world class knows that college is just the beginning of lifelong learning," writes self-made millionaire Steve Siebold in his book, "How Rich People Think." "That's why you'll see the great ones attending seminars, …

Personal Finance

4 bad money habits you're teaching your kids without realizing it

Here are four bad money habits you might be passing along to Junior and Sis, without even realizing — and how to start teaching them positive money lessons.

How Closing a Credit Card Impacts Your FICO Score

<i>Maybe you no longer want to pay the annual fee on a travel rewards credit card, or perhaps you’re trying to make room for other cards in your wallet.</i> …

Solid returns without outsize risk: Why alternative investments are the new key to portfolio growth

Once upon a time a Government of Canada 10-year bond paid eight per cent a year. In fact, as recently as 1995 these interest rates were …

Millions of Americans are facing a serious financial problem that has no name

Today, many are suffering from another problem that has no name, and it's manifested in the bleak financial situations of millions of middle-class — and even upper-middle-class — American households.<p>Poverty doesn't describe the situation of middle-class Americans, who by definition earn decent …

Income Inequality

27 money experts share their best investing advice

When it comes to investing, even the most seasoned investor had to start somewhere. If you're just getting started with your first investment, you might have some questions and even a little apprehension.<p>Have you ever wondered how experienced investors got their start? Fortunately, we've asked that …

Roth IRA

Heart disease isn’t just for men, after all

"Men explode, but women erode."<p>That's how Carolyn Thomas, who blogs under the moniker Heart Sisters, sums up how heart attacks can differ between men and women.<p>In men, arterial plaque breaks off, causing a clot and crushing chest pain – a Hollywood-style, chest-clutching heart attack. In women, …

This Retirement Calculator Tells You How Much to Save Monthly to Reach Your Goal

Saving for retirement seems overwhelming, and a big part of that is it’s just so much money. For example, if you’re 40, you’re supposed to have twice …

Vanguard - Ready to retire? Don't rush your Social Security start date

For most Americans, Social Security is a big part of their retirement income<p>An estimated 91% of Americans aged 65 or older receive Social Security …

15 strategies millionaires use to manage their money that make them richer

It's no secret that millionaires have different habits, qualities, and ways of thinking than the average person.<p>Those habits are most prevalent when it comes to the ways that they manage their money.<p>They have a unique way of thinking that actually helps them earn even more money by making wise …

Personal Finance

How couples can make smart retirement decisions together

This article is reprinted by permission from NextAvenue.org.<p>If you’re married or have a partner: Want to boost your chances of having a secure …

Advantages and Disadvantages of 401(k)s vs. Regular Savings Accounts

No matter how much you earn, saving money is extremely important. Whether you choose to put that money into a regular savings account or a 401(k) plan, you should familiarize yourself with each option's benefits and drawbacks.<p><b>Advantages of regular savings accounts</b>A regular savings account -- the …

Can you build a $1 million nest egg from scratch at age 50?

<i>I'm almost 50 years old and have virtually nothing saved for retirement. But I plan to start now and would like to build a seven-figure nest egg by the time I retire. Is that goal realistic and what should I do to make it happen?--Steve, Texas</i><p>Obviously, you would have a much better chance of …

I've been investing in real estate for 25 years, and I think buying a house is for suckers

People think the only way to save money is to buy a house. Suzy Orman thinks you have no way to earn any real money for yourself, so she advises you to buy a house as the only way to get your money. You will get your home paid off when you are old. Who wants to wait until they are old to have money?<p>…

Real Estate

Beyond the “F**k-off Fund”: Even if you’re “bad with money,” you can take control of your finances for the long-term

<b>(Ajwer via Shutterstock)</b><p>Saving up enough money so you can walk off a soul-sucking job or leave a partner is the first step. Then what?<p>Rachel Kramer Bussel<p>February 15, 2016 12:30am (UTC)<p>Last month, Paulette Perhach’s essay “A Story of a Fuck Off Fund” at the Billfold, which explored the ways not …

Pastor spreads the word — about getting out of the grip of debt

By Michelle Singletary<p>, Columnist<p>DeForest Soaries is a man on a mission.<p>The senior pastor of First Baptist Church of Lincoln Gardens in Somerset, N.J., is passionately concerned about something that entangles a large part of the population: consumer debt. Soaries’s book “Say Yes to No Debt: 12 …

Personal Finance

11 Life-Changing Books To Help You Build Better Habits

When you woke up this morning, what did you do first?Did you hop in the shower, check your email or grab a doughnut from the kitchen counter?Did you …

A Millionaire Says Getting Rich Means Making 1 Decision Most People Don't Make

It doesn't seem like the obvious thing to do. Until you think about it.<p><i>Absurdly Driven looks at the world of business with a skeptical eye and a firmly rooted tongue in cheek.</i><p>Whoever said becoming rich was going to be easy?<p>Actually, it was pretty much everyone who's written one of those self-help, …

A self-made millionaire says the single most effective way to get rich is a simple decision most people don't make

That decision is to <b>pay yourself first</b>.<p>"What most people do when they earn a dollar is pay everyone else first," Bach explains. "They pay the landlord, the credit card company, the telephone company, the government, and on and on.<p>"The reason they think they need a budget is to help them figure out …

Roth IRA

Warren Buffett says these are the 6 most important things you should do with your money

Do you want to be smarter with your money and better at building wealth next year than you were this year? There's no one better to turn to for advice than Warren Buffett. The Oracle of Omaha has built his own personal fortune to more than $72 billion, making him the third richest person in the …

Personal Finance

How to Go From Two Incomes to One

Are you planning on taking some time off from work to raise a family — or has your spouse recently lost their job? Living on one income can be …

Personal Finance

Using Roth IRA earnings for a first-time home purchase

<b>Dear Liz:</b> My 29-year-old son recently married, and as a gift I pledged $20,000 as a down payment on a house. My daughter-in-law is beginning a career as a registered nurse and I know they will not be buying for a few years. Is there any type of account that will grow tax-free or tax-deferred for a …

I’m Loaded. Should I Pay Off My Mortgage and My Son’s?

<i>Welcome to Ask the Bills, where every two weeks Helaine Olen answers readers’ questions about their most nagging personal finance and financial</i> …

Personal Finance

100 Things You Absolutely Need To Know About Money Before You're 35

My daughter is choosing her high school courses this month. I can’t tell you how much this terrifies me. I want her to make all of the right choices. The scary part is that I don’t know what choices actually are the right ones. You see, she’s my oldest and I’ve never done this parenting thing …

How Patrice Washington rebuilt her life after $2 million of debt

It’s a new year, and a new chance to get your finances in order. Here, 34-year-old Patrice Washington, an Atlanta-based personal-finance expert and …

Cord cutters face a sea of streaming options

Like millions of other consumers, Evan Hartstein was fed up with pay TV.<p>The 40-year-old father of two was paying nearly $250 a month for a bundle of phone, high-speed Internet and hundreds of cable channels that he and his family barely watched.<p>So Hartstein and his wife recently ditched their …

Streaming