Michael Ruffalo

61 Flips | 7 Magazines | 9 Likes | @mruffalo | Keep up with Michael Ruffalo on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Michael Ruffalo”

NASA Releases GoPro Footage From Spacewalks

Unless you’re an astronaut on board the International Space Station or in the the Chinese space program, your opportunities to go on a spacewalk are pretty much non-existent. But if you want to know what it’s like, you can now experience the next best thing. Earlier today, NASA released GoPro …

Space Exploration

10 Reasons Why Asset Allocation Is Everything For Retirement Saving

A popular recent article in the New York Times suggested that Americans who aren’t saving enough for retirement can blame Wall Street’s high fees on investment products for their shortfall.<p>We can’t dismiss our culpability entirely. The current national savings rate posted by the Federal Reserve …

Investing

10 Tricks to Make Yourself an Evernote Master

Evernote is well established as the go-to app for organizing just about everything in your life. Whether it's notes for a novel or bookmarks from the …

21 tools that will help your remote team work better together

Working as a remote team can be difficult, but doesn’t have to be. Here at The Next Web, much of our team is remote.<p>We have staff in the UK, India, The Netherlands, USA and New Zealand all working together across time zones successfully, even though the time differences can be confusing …

The next WeChat is hiding in Canada and eyeing the U.S.

Advertisement<p>1 Comment<p>Credit: Kik<p>Waterloo, Ontario is a quiet sort of suburban college town, far removed from the hustle and bustle of Silicon …

Get financial advice without paying the high fees

<i>I've got most of my retirement savings in a managed account run by an investment firm for an overall cost of just under 1% of assets a year. Is there a way I can pay less? -- Paul H., Houston.</i><p>Sure, there are several ways you should be able to cut your investment expenses by a half a percentage …

Tricking Facebook's Algorithm

It may be possible to game Facebook's news feed, but the social publishing will still win in the end.<p>We often talk about algorithms like they're people. Algorithms take action. They think. They make decisions. Sometimes they even offend us and we tell them so: "Um, no thanks, Facebook." "Whoa, …

17 Websites That Will Make You Smarter

This story originally appeared on Business Insider<p>Tired of wasting your time watching cat videos or scrolling through your Facebook newsfeed? Want to be more productive next time you go online?<p>Here's a list of websites that will actually make you smarter:<p><b>1. Digital Photography School —</b> Read through …

5 Easy Tips for Visual Branding on Social Media

Over the past few years, social media platforms such as Facebook, Twitter and YouTube have introduced a series of design changes that have increased the ability to personalize the look of of account pages.<p>To help your brand from getting lost in the clutter, it’s important to stand out visually as …

The tech bubble is pumped, but not ready to burst

<i>This article was taken from the June 2014 issue of Wired magazine. Be the first to read Wired's articles in print before they're posted online, and</i> …

Wall Street’s worst calls of 2014 (so far)

Are you tempted to follow the big money? Would you dearly love to know what the professionals running billion-dollar portfolios are doing with their …

The Fed's Main Tool For Setting Interest Rates Has Become Very Dull

As the massive over-liquidity in the US banking system reaches new highs, the amount that banks borrow from each other continues to decline. In the past some banks borrowed from other banks in order to meet their reserve requirements, but these days excess reserves are so large, the need for …

Powdered-alcohol creator shares 'the truth about Palcohol'

The creator of "Palcohol" gives a full-throated defense of the powdered alcohol, and a demonstration, in response to criticism and calls to ban the product.<p>Last month, to the delight of those, like myself, who love imbibing and all things "instant," a modern-day hero emerged. But rather than …

Alcohol

Why VC Firms Are Snapping Up Designers

Irene Au, former head of Google’s user interaction team, is the latest designer to make her way to a venture capital firm. Here’s why VCs are so hot for designers and how consumers could ultimately benefit from the trend.<p>Kleiner, Perkins, Caufield & Byers, one of the world’s most prominent VC …

Social Security's Proper Role In Your Retirement Plan

Could you live on Social Security? That seems to be a stock answer for many folks nearing retirement, and it’s a tremendously misguided view.<p>According to the Social Security Administration’s latest statistical snapshot, here’s what people now taking Social Security really make: $1,297.55 a month. …

Applits: Mobile Software for the People, By the People | Inc.com

<i>Editor's Note: This article is part of Inc.'s 2014 Coolest College Startups package. Read on for more on the hottest startups to watch right now. Also, be sure to congratulate Applits on winning our March Madness bracket.</i><p>High school classmates Keith Shields and Joshua Tucker from Marcellus, New …

Startups

Google And Facebook Hedge Against The Data Backlash

It’s fascinating to see Facebook‘s rapid diversification, first into fee-based services, via WhatsApp, and now into virtual reality. Google too is establishing the new American conglomerate, spread across smartphones, medicine, finance, fiber and more. Two companies highly dependent on advertising …

Tactile Raises $11M To Help Workers Sync Their Personal And Professional Data

Tactile, a new enterprise company that wants to help workers bring together all their customer information into one app, has raised $11.2 million in Series A funding from Accel Partners and Redpoint Ventures.<p>Founder Chuck Ganapathi developed the idea while an Entrepreneur-in-Residence at Accel. He …

Designing a Recurring Revenue Model Will Help Attract Capital

<i>George Deeb is the Managing Partner at Chicago-based Red Rocket Ventures, a startup consulting and financial advisory firm based in Chicago.</i><p>One of the first things that a venture capitalist looks for in assessing an investment opportunity is the revenue model of the business. More specifically, …

How the Web is Powering The Revolution Underway in Personal Finance

<i>Vincent Turner is the founder and CEO of Planwise.</i><p>In September 2012, I had intended to write a post on how the Internet has changed personal finance. Instead, I discussed that it had yet to, given that some fundamental building blocks to enable that change were only at a nascent stage.<p>Some 18 …

Real-Time Economic Data Tracking Platform Premise Raises $11M From Social+Capital Partnership

<i>Exclusive:</i> Premise, a data technology company that is tracking macroeconomic and human development trends in real-time, is announcing an $11 million Series B round led by Social+Capital Partnership, with existing investors Harrison Metal, Google Ventures and Bowery Capital participating. This …

SketchDeck Turns Terrible Slide Decks Into Beautiful Presentations In Just A Day

A number of startups over the years have tried to reinvent PowerPoint with services that made it easier or quicker to create a slideshow presentation. Newly launched SketchDeck is taking a different approach: Instead of providing an alternative to PowerPoint or similar software applications, it’s …

Credit Karma gets $85M from Google Capital, will launch new products soon

Google is bullish on free credit reports, apparently.<p>Google Capital, the search giant’s newest venture fund, has poured $85 million into Credit Karma, a San Francisco-based startup that provides free credit scores to consumers.<p>People visiting Credit Karma can take a free peek at their credit score …

Acorns App Gives You a Way to Finally Invest Your Spare Change

<i>The Launchpad is a series that introduces Mashable readers to compelling startups. If you would like to have your startup considered for inclusion,</i> …

SigFig Hires Financial Engines Exec Steve Lifgren To Build Out Its Operations Team

Financial planning startup SigFig has for the most part been flying under the radar since it launched a couple of years ago. But now it’s ready to get serious about expanding and supporting a growing number of customers, with the help of its new head of operations Steve Lifgren.<p>SigFig uses big data …

F.lux Gets Updated To Work Around Your Personal Sleep Schedule

F.lux! If you haven’t heard of it, be warned: once you get used to f.lux, you’ll probably find yourself annoyed whenever you use a computer that doesn’t have it.<p>The theory behind f.lux: your body’s internal clock is largely driven by daylight. Your monitor, and the bright, blue light it emits, can …

eShares Tackles The Headache Of Startup Valuations By Offering “409A-As-A-Service”

eShares, a company trying to replace paper records for stock options and shares, has expanded its product lineup to include something called “409A-as-a-service.”<p>To be honest, until speaking with co-founder and CEO Henry Ward, 409A didn’t mean anything to me. Apparently it refers to a section of the …

WHY THE ECONOMY SUCKS: Because American Companies And Their Owners Are Greedier Now Than At Any Time In History

Why is the recovery so slow and weak?<p>One of the main reasons is that average American consumers, who account for the vast majority of the spending in the economy, are still strapped.<p>Five years after the recovery began, unemployment remains high. And the Americans who are lucky enough to be working …