jaime maman

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Here’s what the world will be like in 2045, according to DARPA’s top scientists

Predicting the future is fraught with challenges, but when it comes to technological advances and forward thinking, experts working at the Pentagon's research agency may be the best people to ask.<p>Launched in 1958, the Defense Advanced Research Projects Agency is behind some of the biggest …

Singularity

8 industries robots will completely transform by 2025

Just as ATMs changed banking and computers took over the home and workplace, robots and artificial intelligence are going to transform a bunch of industries over the next decade.<p>By 2025, a machine may be putting together your driverless car in a factory with no human oversight. A robot maid could …

Artificial Intelligence

Apple Pay and other mobile payments: Why we still don’t use them

When Apple Pay was first announced back in September 2014, I was very enthusiastic about it. Finally, a dream come true! Someone, and not just someone but the biggest company in the world, had come up with a new generation of payment technology that would combine mobile and biometric forces. The …

Apple Pay

Why Everybody Needs A Connected Doorbell

Get ready to ring in the New Year with a connected doorbell. Yes, really. These Wi-Fi-enabled gadgets replace your conventional doorbell with a …

In Australia, banks disrupt Apple with mobile payments power

SYDNEY (Reuters) - Apple Inc is struggling to persuade Australia’s big banks to sign up for its Apple Pay mobile payment system, people familiar with the matter say, as the technology giant works from an unfamiliar negotiating position: weakness, not strength.<p>An Apple iphone 6 with Apple Pay is …

Microsoft: 2016 Will Be The Year Of AI

Microsoft researchers make their big tech predictions for 2016, and artificial intelligence takes center stage.<p>Microsoft recently asked 16 members of its technology and research organization to predict the big trends of 2016. There are some outliers–a researcher here who is really excited about …

This British startup has created a high-tech banking app and credit card — here's what it's like to use

You can't actually use a Mondo card yet, as it's still being alpha tested to make sure that everything works (you don't want your bank account to have problems).<p>However, we were given access to one of the alpha testing cards. Here's what it's like to use a digital bank:

FinTech

Stripe meets IFTTT: Payments now act as app triggers

If you’re a app developer or online merchant that uses Stripe to process your customers, you can now get some pretty nifty alerts thanks to a …

The Second Wave of Blockchain Innovation

The last months have included intense discussion on the feasibility and desirability of various economic forms of Blockchain innovation, including …

Establishing Trust In The Bitcoin Ecosystem

<b>Editor’s note:</b> <i>David Berger is the CEO of the</i> <i>Digital Currency Council (DCC), an</i> <i>association of professionals in the digital currency economy.</i><p>On October 31, 2008, Satoshi Nakamoto proposed “a system for electronic transactions without relying on trust.” Yet, it can be fairly argued that trust, or a …

The Hubris of Trying to Eliminate Cash

People like hard currency and use it every day. It is a check on centralized power. It is private and peer-to-peer. And despite or because of that, some want to get rid of it.<p>While investigating Bitcoin, Antonis Polemitis once poked fun by imagining how the media would react to the introduction of …

Using The Blockchain To Fight Crime And Save Lives

Blockchain technology has been described as email for money, but it has the potential to be so much more.<p>According to Blythe Masters, the blockchain represents a watershed moment in technological history. “You should be taking this technology as seriously as you should have been taking the …

Google, Apple, Facebook and Amazon Should Terrify Banking

Tech giants like Google, Apple, Facebook and Amazon don't need to become banks to impact the financial services industry. If these digital players …

New York Stock Exchange begins monitoring bitcoin value

Bitcoin's march toward legitimacy just took a hop, skip and jump with the news that the New York Stock Exchange is going to start monitoring its value. The NYSE Bitcoin Index (NYBXT) will keep a beady eye on how much the cryptocurrency is worth, relative to the US dollar, with the data being pulled …

Challenger banks not matching up to 'big five' on mobile banking services, says new report

The professional services firm said, though, that "the next wave of challenger banks" is likely to bring greater innovation into digital banking.<p>"In …

These are the legacy issues preventing banks from moving to digital

The legacy issues preventing banks from making the move to digital are predominantly related to skills, capacity, systems and strategies. These are …

The 4,000-year Transition to Digital Banking

From carving contracts into clay tablets back in 2000 BC to now having your entire savings account stored in ‘the cloud’, banks have seen advances in …

Banking on the branch of the future: Three tips to digitalisation

The branch of today looks very different to what it looked like twenty or so years ago. Cash slips, pens hanging from chains and queues that lasted …

Algorithms make better hiring decisions than humans

Managers might like to believe that they have better hiring judgment than a computer, but a recent working paper (paywall) from the National Bureau of Economic Research suggests otherwise.<p>The researchers looked at the employment record of 300,000 low-skill service sector workers across 15 …

Employment

A star Silicon Valley entrepreneur explains how bitcoin is going to change the world

"[There's] more people in the world who need a currency they can trust than the opposite," Casares told Dan Morehead, the ex-head of macro trading at Tiger Management, in a new interview on RealVision Television, a subscription financial news service.<p>Those instances are what ultimately led him to …

Silicon Valley

12 Websites That Will Make You Smarter

You can learn nearly anything online -- easily and for free.<p>We all know that the internet is full of ways to waste time. From adorable animal pictures, to silly gifs and yet another scroll through social media, our online lives can sometimes feel like one useless (if stress relieving) time suck.<p>But …