Marisela Monjarrez

83 Flips | 5 Magazines | 15 Likes | 5 Following | @mmonjarrez2013 | Keep up with Marisela Monjarrez on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Marisela Monjarrez”

Don’t even pretend you already knew all 10 of these hidden iPhone tricks

Apple’s iOS platform has a wonderfully simple and intuitive UX, but the platform continues to grow more and more complex with each passing year. The …

13 New Tools to Outsource Your Content Creation in 2016 - Jeffbullas's Blog

In its “State of B2B Content Marketing 2015” survey, digital marketing agency Regalix found that the majority (32%) of B2B brands surveyed were …

Project Management

What Hotels Teach Us About Data And Prioritizing User Experience Over Security

As cyberattacks and data breaches become an ever-more common side effect of life in the digital era, the role of social engineering and the historical prioritization of user experience over security in facilitating those attacks has become a huge focal area of the cybersecurity industry. Yet, it is …

Social Issues

The Chicago Cubs Won the World Series in 1908. Here's What Else Happened

When the Chicago Cubs face the Cleveland Indians in Game 1 of the World Series on Tuesday in Cleveland, fans will be hoping for the team’s first …

Rates Rise Again For Obamacare Health Plans, But So Do Subsidies

The cost of health insurance under the Affordable Care Act is expected to rise an average of 22 percent in 2017, according to information released by the Obama administration Monday afternoon.<p>Still, federal subsidies will also rise, meaning that few people are likely to have to pay the full cost …

Why Insurance Companies Want to Subsidize Your Smart Home - MIT Technology Review

Insurers such USAA and American Family have lately begun offering to strike a high-tech bargain: wire your home with Internet-connected devices such …

How to Keep Life Insurance Costs Down | Investopedia

With rates as low and competitive as they have ever been, now is as close to a buyers market in life insurance as you’ll see. Still, if you have a …

Hurricane Matthew to test wind, flood insurance in Florida and beyond

WASHINGTON (Reuters) - Hurricane Matthew, churning off the Florida coast, could present two major tests for the U.S. insurance industry - one for an unusual wind coverage market formed in recent years in Florida, and another for the troubled U.S. flood insurance program.<p>A sign of a Sunoco gas …

Why are Citizens Property Insurance policyholders statewide paying for a 'water claims' crisis in south Florida?

Citizen Property Insurance is in a crisis. And it has nothing to do with the usual suspects troubling the state-run homeowners insurance company: …

Health Care

Rising Premiums Rankle People Paying Full Price For Health Insurance

Shela Bryan, 63, has been comparing prices for individual health insurance plans since May, and she can't believe what she has been seeing.<p>"They cost a thousand, $1,200 [a month], and they have a deductible of $6,000," she said. "I don't know how they think anyone can afford that."<p>Bryan, who lives …

Health Care

Cyber-Exposure: No Standard Cyberinsurance Policy for Government Exists

<i>Editor's note: This is part three in a three-part series on what you need to know when considering a cyberinsurance policy. Read part one. Read part</i> …

How to Design The Perfect Logo (A Logo Design Recipe)

Doesn’t matter if you are a freelancer, full time working designer or just common people, Just close your eyes and imagine Apple’s logo design. Now …

Graphic Design

How Life Insurance Can Help With Liquidity | Investopedia

Life insurance has always been instrumental in providing families and loved ones with financial security upon the death of a breadwinner, but its …

Before Your Dog Gets Sick, Consider Pet Insurance

Insuring your pooch isn't as expensive as you think.<p>How much could you afford to spend on a sick pet? $500? $1,000? $10,000?<p>It’s an uncomfortable …

The Rise of Medical Identity Theft

It began like an ordinary purse snatching. The credit card reader on the gas pump at her Houston neighborhood station wasn’t working, so Deborah Ford …

ObamaCare is the last chance for private health insurance

Since 2002, I’ve been a licensed Life and Health agent. For the majority of that time, my focus has been on health insurance for the senior market, …

Health Care

A parents guide to insurance for college students

Saying the last goodbye in the dorm parking lot, you realize more than ever that you can't protect your child from every risk. It's time to let go.<p>But back at home, you can assemble a strong financial safety net. Knowing what your current insurance will pay for — and whether you need to buy extra …

Some Small Businesses Restore Group Health Coverage

Backtracking reflects tighter labor market and pricier individual plans<p>Some small companies that dropped group health insurance for their employees are reversing course, driven by a tightening labor market and rising costs and fewer choices for individual coverage.<p>Laura Cottrell, owner of a …

Obamacare has gone from the president's greatest achievement to a 'slow-motion death spiral'

A slew of news, from insurers dropping out to possible fraud among healthcare providers, has all accumulated in a deluge of negative headlines for one of President Obama's signature laws.<p>In fact, it's gotten so bad that it appears that the whole program itself may be in doubt.<p>While there are …

Health Care

Think Your Obamacare Plan Will Be Like Employer Coverage? Think Again

When Obamacare was developed, one goal was to allow middle-class Americans to use the new marketplaces to buy the same kind of health insurance they had at their jobs. People could retire early, or quit a corporate job and become a freelancer, and still have the great care and financial protection …

The 6 Types of Insurance That Freelancers Need to Know

Due to the Affordable Care Act, all U.S. citizens need to have health insurance. If you don’t, the fee is $695, a number that plenty of freelancers …

Aetna decision exposes weaknesses in Obama’s health-care law

By Carolyn Y. Johnson<p>, Reporter<p>Juliet Eilperin<p>, Reporter<p>Insurance giant Aetna’s decision to stop offering much of its individual coverage through the Affordable Care Act is exposing a problem in President Obama’s signature health-care law that could lead to another fraught political battle in …

Health Care

Aetna latest insurer to question Obamacare's future

Aetna is reconsidering its participation in Obamacare, making it the latest large insurer to cast doubts on the future of the individual exchanges.<p>Aetna (AET) said Tuesday it is canceling plans to expand into five more states next year and will reassess its involvement in the 15 states where it …

What Is the Best Age to Get Life Insurance? | Investopedia

The optimal age for purchasing life insurance is technically right after birth. Life insurance is age-banded, which means that as each year passes, a …

Is long-term care insurance worth the expense?

In many cases, it’s a good idea to buy at least some coverage, says one financial planner.<p>By Rachel Podnos, JD, CFP<p><i>Learn more about Rachel on</i> …

'Collateral' lies need not spoil insurance claims, rules Supreme Court

<b>Lying on an insurance claim should not necessarily invalidate it, the Supreme Court has said, in a judgement likely to affect all household policies.</b><p>It said collateral lies - which are untrue, but do not affect the validity of the claim - can be acceptable.<p>The judges voted by four to one to change …

Insurance Industry

Insurance claims by prior owners can raise your homeowner premiums

<b>Question:</b> I rented a townhouse for nearly five years before deciding to purchase it. When I originally entered into the lease, I obtained auto insurance at the rental address. The auto insurer explained my rates would be higher because this was the address for an insured person who filed an …

Here's What Can Go Wrong When You Don't Have Homeowners Insurance

When disaster strikes in the form of lightning, tornadoes, or other freak occurrences, there's really only one thing you can do to help save (or rebuild) your livelihood, instead of just watching it helplessly burn away or get flung to an adjacent county. And that's having homeowners insurance.<p>But …

The Atlantic Politics & Policy Daily: Born to Running Mate

New Jersey Governor Chris Christie is reportedly being vetted as Donald Trump’s potential vice president.<p>Today in 5 Lines<p>U.S. Defense Secretary Ash Carter announced that transgender people will be allowed to serve openly in the U.S. military for the first time in history. New Jersey Governor Chris …

Hillary Clinton

The world’s 10 best train journeys – by the woman who’s done them all

<i>After covering three continents and 45,000 miles by train for our Around the World in 80 Trains series, Monisha Rajesh shares her unmissable rail journeys</i><p>1. Xining to Lhasa<p>Climbing more than 17,000ft, the Qinghai-Tibet railway travels along the top of the world past ice-blue lakes and snow-capped …