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4 Elements You Can Add in Post to Give Your Footage More Style

Whether your footage needs fixing or you just want to give it a little makeover, these techniques might be just what you're looking for.<p>Despite our …

Depth Of Field

Too Many Retirees Are Making This Surprising Money Mistake

Most retirees aren't sure what to do with their money once they retire.<p>When it comes to retirement planning, most people focus on how much money they …

Retirement

Countdown to retirement: a five-year plan

For most of your working life, it wasn’t exactly a pressing concern. You might have pondered it for a few minutes as you skimmed your company’s benefits handout, checking to see if your new glasses were covered or if you’ll be reimbursed for your gym membership. Retirement was more like a vague, …

Could You Get By On the Average Retirement Income?

The average household led by a retiree makes $48,000 annually before taxes and spends roughly $46,000 a year.<p>That’s according to the Bureau of Labor …

Retirement

Here Are The 5 Biggest Financial Rip-Offs To Avoid

Ripping a band-aid off a wound that hasn’t completely healed hurts. Ripping duct tape off your unshaven face? Now, <i>that’s</i> painful.<p>But, do you know what hurts even more?<p>Getting ripped off — that’s what.<p>There’s nothing worse than getting ripped off and losing your money on an investment you should …

Investing

3 reasons IRAs have edge over 401(k)s when it's time to tap your nest egg

For most working Americans, the savings vehicle of choice is a 401(k).<p>But a flood of retirement savings dollars moving from these employer-sponsored plans to IRAs suggests that retirees or workers nearing the end of their careers favor individual retirement accounts when it's time to tap the cash …

Retirement

Downsizing shortfall hits last-time-buyers

The latest research from over-55s financial specialist, Key Retirement, has revealed that over 1.4 million over-65s will consider downsizing in the …

5 Social Security misunderstandings that could cost you

The Social Security Trust Fund is expected to run out in 2034, it's possible future retirees will receive less than the retirees of today. Avoid these misconceptions that can cost you real money.<p>About a quarter of all married couples and almost half of all unmarried persons rely on Social Security …

Retirement

Florida: #8 Best State to Retire in 2018

Florida is the first state you think of when it comes to retirement, but it's the eighth state in our retirement rankings.<p>When you're picking a place …

FAQs About RMDs: Don't Blow Your Required Minimum Distributions

Required minimum distributions are annual withdrawals people generally are forced to start taking from tax-deferred retirement accounts, such as …

Why Having a Roth IRA and 401(k) Makes Sense | Investopedia

Assuming you are under the income threshold and thus are able, contributing to a Roth IRA in addition to your 401(k) might be a great idea. You begin …

This Roth IRA Move Can Create a Massive Tax Headache

Beware of unintended consequences.<p><b>Q: I’ve read a couple of your articles on converting a traditional individual retirement account to a Roth IRA.</b> …

Trump presidency could cost U.S. economy $1 trillion: Oxford Economics

LONDON (Reuters) - The U.S. economy could be $1 trillion smaller than otherwise expected in 2021 if Republican candidate Donald Trump wins the presidential election in November, economics research firm Oxford Economics said on Tuesday.<p>Republican presidential nominee Donald Trump speaks at a …

Economy

Five important things to know about the 401(k) and IRA in 2016

401(k)s and IRAs are some of the best vehicles for your retirement savings. Stay up-to-date on the new 2016 changes.<p>We can all agree that investing …

The 5 Resolutions You Need To Make If You Ever Want To Retire

When it comes to retirement, failing to plan is like planning to fail.<p>If 2016 brings you a little closer to sticking your toe in the retirement waters, we have some suggested resolutions for you that may even beat starting this year's resolution list with that perennial favorite: Go on a diet.<p><b>1.</b> …

Retirement

The secret technique that helps filmmakers tell a story

Aspect ratio often feels like one of those filmmaking details that only true movie buffs notice or care about. As long as nothing as everything is …

Do You Have a Digital Estate Plan for Your Online Assets?

<b>Updated February 2017</b> — In this digital age, people amass an electronic wealth of sorts in social media sites, photo-sharing sites, and online …

Social Media

One easy way to grow your retirement income

<i>My wife and I are retired and have noticed that the annual investment fees we pay really add up. We're thinking of moving our retirement savings to reduce our expenses. Do you think this is a good idea? -- Tom M.</i><p>It's a great idea. In fact, I think all retirees living off their investments (not to …

Retirement

Why Your Retirement Spending Estimate Is Wrong

When planning for retirement, people tend to focus on whether they will have saved enough. But it’s equally important to pencil out how much you expect to <i>spend</i>.<p>And that brings me to some disheartening news: After reading several recent studies plus Medicare forecasts, I’m convinced there’s a good …

Get ready to retire in five easy steps

The big transition is fast approaching: You're at the tail end of a long, successful career, your kids have moved out of the house and you're starting to contemplate what life is going to look like in retirement.<p>But do you have a long-term plan in place?<p>According to the 2015 BlackRock Canada …

Tax-Smart Moves When Selling Real Estate

<b>Updated March 2017</b> — If you jumped into real estate at the bottom of the market around 2008, or if you've been holding onto an asset even longer, you …

Real Estate

The 7 Biggest Mistakes People Make With Their Money

The biggest of all? Doing nothing.<p>Financial gurus Warren Buffett, Suze Orman, Tony Robbins and Dave Ramsey boast net worth figures in the millions — …

As one Social Security strategy disappears, consider other smart options

Congress unexpectedly took away a popular Social Security strategy last month — one financial planners frequently advised their clients to take.<p>The strategy, called “file and suspend,” allowed married couples to make the most of their Social Security benefits. The higher-earning spouse could file …

Younger workers, it’s time to save for retirement

It's time to start saving. With compound interest the earlier you start, the more you save.<p>Certain strategies that have allowed millions of retirees …

Your Strong Dollar Buys You A Luxury Retirement In These Top Overseas Havens

If you're shopping the world map, trying to choose where to live, retire or invest in a second home overseas, you don't want to make your decision based entirely on currency exchange rates. However, you do want to pay attention to them. The U.S. dollar is now so strong against currencies in some of …

Real Estate

A financial planner explains how to figure out if you'll ever be done saving for retirement

And it <i>is</i> sage advice to consider, especially when you look at the stats: The median nest-egg balance for American households last year was a mere $2,500 , according to the National Institute on Retirement Security.<p>Data like this shows just how imperative it is to make your golden years a priority — …

Retirement

Will the retirement 4% rule work for you?

<i>I'm in my mid-60s and plan to retire this year. I've heard that if you want your money to last 30 years you should follow the 4% rule. But how much can I safely withdraw if I need my money to last only 20 years? --John, Connecticut</i><p>The 4% rule -- initially withdrawing 4% of retirement savings and …