Grace Lopez

172 Flips | 2 Magazines | 42 Likes | 11 Following | 30 Followers | @misadventurous | Keep up with Grace Lopez on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Grace Lopez”

Why Is The Treasury Note Yield So Important? Because It Impacts Literally Everything Else

Today, financial types are very worked up over the yield of a 10-year note from the U.S. Treasury, which has officially crossed the threshold of 3%. For most of us, a decade from now, our biggest asset will still be our student loan debt, so who cares, right? You should. <i>Everyone</i> should, in fact. …

Investing

Dow plummets 550 points on rising rates and uncertain forecasts from industrials

The Dow Jones industrial average slipped more than 2 percent — 550 points — at its low in trading Tuesday as a key U.S. government bond yield hit 3 percent for the first time in more than four years and after a seemingly innocuous comment from a Caterpillar executive.<p>Traders have been worried that …

Stock Markets

Google employees want to teach you to code for free with their latest app

A bunch of Google employees participating in the company’s Area 120 internal incubator have launched Grasshopper, a free mobile app for Android and iOS that teaches you the basics of programming.<p>It’s beautifully designed and is suitable for just about anyone who can be trusted to use a phone on …

Apps

Scientists hope new enzyme will 'eat' plastic pollution

<b>(CNN) —</b> Scientists have accidentally developed a plastic-eating enzyme that may be used to combat one of the world's worst pollution problems.<p>Researchers from Britain's University of Portsmouth and the US Department of Energy's National Renewable Energy Laboratory (NREL) made the discovery while …

Pollution

Scientists accidentally create mutant enzyme that eats plastic bottles

Scientists have created a mutant enzyme that breaks down plastic drinks bottles – by accident. The breakthrough could help solve the global plastic pollution crisis by enabling for the first time the full recycling of bottles.<p>The new research was spurred by the discovery in 2016 of the first …

Pollution

This School Will Teach You Today's Hottest Job Skills — With NO Tuition

Here's what you have to do.<p>Want to get your foot in the door at some of Silicon Valley’s hottest companies, with valuable data analytics skills in …

Popular Destinations That 'Live Up to the Hype,' According to Travelers

Yes, it really is worth planning a trip to Iceland.<p>Choosing a new place to go on vacation can be tough.<p>With all the potential destinations you can …

The History of Sears Predicts Nearly Everything Amazon Is Doing

One hundred years ago, a retail giant that shipped millions of products by mail moved swiftly into the brick-and-mortar business, changing it forever. Is that happening again?<p>Amazon comes to conquer brick-and-mortar retail, not to bury it. In the last two years, the company has opened 11 physical …

Obama tried to give Zuckerberg a wake-up call over fake news on Facebook

<i>This story has been updated with an additional response from Facebook.</i><p>Nine days after Facebook chief executive Mark Zuckerberg dismissed as "crazy" the idea that fake news on his company's social network played a key role in the U.S. election, President Barack Obama pulled the youthful tech …

Social Media

To Understand Rising Inequality, Consider the Janitors at Two Top Companies, Then and Now

ROCHESTER — Gail Evans and Marta Ramos have one thing in common: They have each cleaned offices for one of the most innovative, profitable and all-around successful companies in the United States.<p>For Ms. Evans, that meant being a janitor in Building 326 at Eastman Kodak’s campus in Rochester in the …

Income Inequality

Game of Thrones season 7: each character's strategy, ranked by political science

<i>Game of Thrones</i><i>’</i> seventh season, one defined by the show’s most central characters all coming into conflict for the first time, is over. Daenerys, Jon, Cersei, Tyrion, Sansa, and all the rest spent the entire season struggling with one another for power and control over Westeros, each employing …

Millennials are about to benefit from 'one of the largest intergenerational wealth transfers in history'

That's the thesis of a white paper out by UBS. According to the Swiss bank, Wall Street is at the precipice of a massive transfer of wealth, the likes of which has never been seen.<p>Older millennials are approaching "peak income" age and Baby Boomers, the generation born following WWII, are set to …

An Obscure European Law Will Profoundly Change How You'll Use Banks

Netflix transformed how we watch movies at home, Uber made physically hailing a cab increasingly obsolete, and Airbnb helped us reimagine our vacations. Now banks are on the brink of a similar sea change thanks to a regulatory change in Europe that will force banks to make their customers’ data …

Customers

What Is A Good Life?: Crash Course Philosophy #46

Koho, a mobile-only suite of financial services for millennials, launches in Canada

The world of consumer financial services has been turned upside down by the rise of newer technology like apps and the growing expectation from people that they should have a lot more flexibility and access when it comes to controlling how they spend and save their money. The latest development on …

Are Banks The New Department Stores Of Finance?

Banks and department stores share certain characteristics — they have long histories as convenient, somewhat stodgy venues to conduct business, and they are under pressure from nimble newcomers and changing customer expectations.<p>For a recent <i>Fortune</i> magazine feature, Phil Wahba visited Newport Mall …

New Jersey

Boolean Logic & Logic Gates: Crash Course Computer Science #3

Why Robert Shiller Is Worried About the Trump Rally

The last time Robert Shiller heard stock-market investors talk like this in 2000, it didn’t end well for the bulls.<p>Back then, the Nobel Prize-winning …

12 Podcasts That Will Make You a Better Leader | Inc.com

Podcasts continue to grow in popularity as a convenient way to stay on top of all kinds of topics. As a result, the field is becoming steadily more crowded--a recent check of iTunes showed more than 100 podcasts with the word <i>leadership</i> in their title. Some are focused on special interests like …

Leadership

Read These Books Instead of Getting an MBA

I don’t blame people for wanting to get an MBA. It’s not their fault they’ve been duped into believing it’s the best way to further their career in …

Why Grit Is More Important Than IQ When You're Trying To Become Successful

You attended the party of a long-time friend and ran into a lot of people from high school that you hadn’t seen in years. During chit-chat over appetizers and drinks, you could feel the friendly competition heating up.<p>While comparing career accomplishments, you were shocked to learn that the kid …

Self-improvement

The world's largest money manager warns of 'dark shadows'

Donald Trump recently lavished praise on Larry Fink for growing the president's fortune. But the BlackRock boss isn't exactly returning the compliment.<p>Fink warned on Wednesday he sees "a lot of dark shadows" that could rattle global markets in the coming months. That's quite a warning, coming from …

Markets

A new theory promises to unlock your body’s full potential—and is actually scientifically sound

Today tens of thousands of people are discovering that the environment contains hidden tools for hacking the nervous system. But no matter what they might be able to accomplish, they’re not superhuman—the fortitude they find comes from within the body itself. When they forego a few creature …

Humanity

Trump's formidable foe on immigration: Corporate America

Dozens of companies worked together to file court papers. Others used Super Bowl ads to promote messages of inclusion and tolerance to 111 million viewers. Starbucks promised to hire 10,000 refugees.<p>Opposition to President Trump's immigration order isn't just coming from Democrats or judges. It's …

Immigration

How Words Can Harm: Crash Course Philosophy #28

Circuit Analysis: Crash Course Physics #30

Carl Sagan on Moving Beyond Us vs. Them, Bridging Conviction with Compassion, and Meeting Ignorance with Kindness

“In the course of looking deeply within ourselves, we may challenge notions that give comfort before the terrors of the world.”<p><i>“Unless we are very, very careful,”</i> wrote psychologist-turned-artist Anne Truitt in contemplating compassion and the cure for our chronic self-righteousness, <i>“we doom each</i> …

Ideology

Ikea's New Commercial Is the Funniest Thing You'll See Today

What would Instagram look like ... in the 18th century?<p>I have a confession to make.<p>I'm a 38-year-old male. And I love Instagram.<p>My wife and I were relative latecomers, becoming users of the app earlier this year. But in that short time, I've reconnected with old friends and been given a window into …

The World's Best Streets for People-Watching

Rearrange your next vacation itinerary -- we have something stellar lined up: people-watching. From observing locals to surveying tourists, peeking …

Fort Worth

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Creativity