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6 Upgrades You Should Make To Your Home in 2017

The new year is well under way and hopefully you are making tons of progress with your goals. With your home being one of your most important assets, it's important that you take the time to consider what kinds of upgrades would be useful to make to it this year. Keeping up with your home is like …

Home Improvement

Front-load your IRA in January for a bigger payoff

Happy New Year! Do you have $5,500 to spare?<p>It's an uncomfortable question, especially if your credit card is still smoking from last month.<p>But that's the amount it takes to fully fund a traditional or Roth IRA for a year, and there's a lot of value — a five-digit value — in front-loading your …

Retirement

#Baconslut Sandwiches Dominate the Menu at The Gastropig, Oakland’s Newest Breakfast Spot

A breakfast sandwich-focused spot is on its way to Oakland in the new year, from a pair of pork-loving entrepreneurs, <b>Ann Thai</b> and <b>Loren Goodwin</b> (also behind the upcoming Newberry Market). Called <b>The Gastropig</b>, the new restaurant is projected to open in Uptown Oakland in early January, right in the …

8 things successful married couples never do with their money

Once you walk down the aisle, every money-minded decision you make — from saving for retirement to going out to lunch — affects your partner as well.<p>And while there are a few financial practices that foster a happy, healthy life together, there are plenty to avoid as well.<p>Business Insider spoke …

Personal Finance

Don't Get Your Hopes Up About Home Prices

Incomes aren't likely to soar, and lending standards aren't likely to fall.<p>To continue reading this article you must be a Bloomberg Professional Service Subscriber.<p>If you believe that you may have received this message in error please let us know.

Stock Markets

Mortgage rate increases dampen refinancing

With mortgage rates ticking up as investors anticipate the Federal Reserve raising interest rates in December, the cost of borrowing is increasing, and that's leading some new-home buyers to speed up their purchases, while discouraging homeowners from refinancing existing mortgages.<p>While mortgage …

The housing market has gotten ahead of itself

Home prices marched higher for six months or so, and the S&P/Case-Shiller 20-City Home Price Index reached 206. Then things slowed down. By late 2006, it was obvious that the housing market had changed. We know what happened next.<p>By 2011, real estate was ugly and millions of people had lost their …

Real Estate

How to Eat Your Way Along the Russian River

Photo by Mark Gunn/Flickr<p>Beachgoers and kayakers enjoying the Russian River<p>These seven spots are changing the river’s eating scene for the …

New England

San Francisco: The Hardest City To Be Poor (Or Middle Class)

In front of the glowing new offices of Twitter on the edge of the Tenderloin, I watch the programmer step over the soiled, jean-clad legs of the homeless man lying on the sidewalk. As I descend into the underground BART station at Civic Center, I see a tired young woman who looks like a high school …

San Francisco Bay Area

Pasta with Tuna and Arugula

Best use of canned tuna ever! I first read about this classic Italian recipe years ago in the San Francisco Chronicle, and it has since become one of …

Recipes

Banana Nut Muffins

If time and waistline permitted, I could wake up every morning to the smell of fresh muffins baking in the oven, especially these banana nut …

Breakfast

How to escape your routine and get ahead at work

I’ll be the first to admit that I’m a total creature of habit. I love predictability and stability. They help me feel focused, organized and on top …

Suburbs: the New Chinatowns

As today’s Chinese immigrants make their homes outside cities, what will become of the tight-knit urban communities that previous generations built?<p>PHILADELPHIA--A standard feature of any trip to New York, San Francisco or Philadelphia is a stop in Chinatown for dim sum or bubble tea. These cities’ …

China

3 subtle ways you're stealing time from yourself every day

Suddenly, you realize you're not nearly as far down on your to-do list as you planned to be.<p>You think: <i>Ugh, who's stealing all my time?</i> But let's get real: No matter how busy you are, the only person sapping your productivity is <i>you</i>.<p>The truth is, it's easy to get into routines where you mindlessly …

Productivity

Millions of Americans are facing a serious financial problem that has no name

Today, many are suffering from another problem that has no name, and it's manifested in the bleak financial situations of millions of middle-class — and even upper-middle-class — American households.<p>Poverty doesn't describe the situation of middle-class Americans, who by definition earn decent …

Income Inequality

We might be repeating the mistakes of the 1999 bubble and crash

The current market environment is looking a whole lot like the 1998-1999 stock market bubble, and the crash of 2000 may not be far behind, said Michael Hartnett of Bank of America Merrill Lynch.<p>"It could simply be 1998/99 all over again. After all, a 'speculative blow-off' in asset prices is one …

Markets

4 Men with 4 Very Different Incomes Open Up About the Lives They Can Afford

From a father on the poverty line to a CEO millionaire.<p><b>The median household income in America is $53,657.</b> Politicians draw $250,000 as the line between the middle and upper classes. And the true starting point of real wealth remains a cool $1,000,000. We asked four more or less typical men, each of …

Personal Finance

One Pot Chicken and Orzo

A few months ago my wonderful mother made what I thought was Spanish rice (a favorite around here, basically a rice pilaf with tomato) but instead of …

Recipes

How Much Money You Need to Live Comfortably in the 50 Biggest Cities

<i>By Elyssa Kirkham, Finance Writer</i><p>Unless you're tracking expenses carefully, it can be hard to tell whether your city's cost of living or your own spending habits are the cause of your financial troubles. Using the 50-30-20 budgeting rule, for example ― in which 50 percent of income covers …

Skillet Shrimp and Asparagus

Hello friends! I know many of you come here looking for something you can quickly and easily make, and tastes great. Something perhaps for a …

Asparagus

The Ultimate Guide to Improving Your Focus

The only time you fail is when you fail to focus.<p>It's so easy to lose focus, and become susceptible to being busy but not productive. Sometimes we miss deadlines and unfortunately we even put off important things and then we wonder where our concentration has gone.<p>Successful entrepreneurship and …

Time Management

7 Unsung Habits of Highly Respected Managers

I used to be skeptical of people who claimed that they loved their jobs.Upon graduation from college, the sum total of my “relevant” work experience …

Sheryl Sandberg

What Happens To Your Brain When You're Always On Your Phone

It ain't pretty.<p>If your phone is more like an extension of your hand than a separate entity, you fit in with close to 50 percent of the U.S. population, who say they can't live without their smartphones.<p>"We have become intolerant of a moment of being alone," social psychologist Sherry Turkle told …

How to schedule your day for maximum productivity after a bad night's sleep

And the unfortunate reality is that even though you feel like crap the next day, you still have to show up at the office, ready to give 110%.<p>But even though the thought of working an eight-hour day may seem impossible, it turns out that there are things you can do to get through it.<p>Here's how sleep …

Time Management

The 4 Rituals That Will Make You an Expert at Anything

We hear a lot about “10,000 hours” being what it takes to become an expert. But the majority of people totally misunderstand the idea.<p>So I decided to …

30-Minute Pressure Cooker Chicken, Lentil, and Bacon Stew With Carrots

My wife has taught me many things, but few as mind-blowing and useful as this five-ingredient, one-pot, 30-minute Colombian chicken stew with potatoes and tomatoes. It works like this: Add chicken, potatoes, fresh tomatoes, sliced onion, and bay leaves to a pressure cooker. Seal the lid and heat …

Investing

26 Pressure Cooker Recipes for Quicker, Easier Dinners

Life is a little crazy right now, and I don't have quite as much time to spend in the kitchen as I might like. Fortunately, I have a secret weapon that I can turn to when I want to make awesome food with minimal effort: a pressure cooker. There's a reason that these things have become an object of …

English translation of 嘉 ( jia / jiā ) - good in Chinese

<b>Phonetic script</b> (Hanyu Pinyin)<p>jiā<p><b>Listen to pronunciation</b><br>(Mandarin = standard Chinese without accent)<p><b>English translations</b><p>good<b>"Why are some</b> …