merle walker

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What retirees can do to reign in out-of-pocket spending

What percent of your Social Security benefit remains after spending whatever you spend out-of-pocket for health care, including premiums for Medicare Parts B and D?<p>Not much according to a new study published by the Center for Retirement Research at Boston College. Average out-of-pocket spending, …

Social Security

How to Get Entirely Tax-Free Retirement Income

If used wisely, HSAs give savers a triple benefit--pretax deduction, tax-free growth, tax-free withdrawals<p>When it comes to saving for retirement, I now use two accounts: My 401(k) and a health-savings account.<p>Many people overlook HSAs as a retirement-savings vehicle because they are typically used …

Retirement

The 10 Steamiest NC-17 Movies You Can Stream Right Now

The universe of movie ratings is a complicated and often random thing. How come you can say the s-word an seemingly infinite amount of times and get …

Streaming

Boost Your Retirement Income With These 8 Tips

Don't settle for a fixed income in retirement when you can employ some strategies that will put hundreds or thousands of dollars more in your pocket …

IBM makes 20 qubit quantum computing machine available as a cloud service

IBM has been offering quantum computing as a cloud service since last year when it came out with a 5 qubit version of the advanced computers. Today, the company announced that it’s releasing 20-qubit quantum computers, quite a leap in just 18 months. A qubit is a single unit of quantum …

How Long $1 Million Will Last in Retirement in Every State

Anywhere between 12 and 26 years, depending on the state.<p>10,000 people turn 65 in the U.S. every single day. The average American retirement age is …

7 Ways to Stretch Your Budget When Cash Flow Is Tight

No matter how carefully you plan, in the early stages of your startup, cash flow is going to be tight. If you’ve planned correctly, you’ll be …

Personal Finance

10 car repair red flags to watch out for in older vehicles

<b>Consumer Reports has no financial relationship with advertisers on this site.</b><p>Getting 200,000 miles of use—or more—from a vehicle is an impressive feat, but it’s not impossible. Owners should be aware, though, that as a vehicle approaches that milestone, many of its components will start to wear out.<p>…

4 Things the Average American Should Know About Retirement

It's never too early or late to think about retirement. Here's some key info to keep in mind.<p>Retirement is a period to look forward to and enjoy to …

Retirement

6 Delicious Slow Cooker Meals That Will Build Muscle Fast

These high-protein recipes are the ultimate winter comfort food<p>When the temperature drops, there's nothing like a plate of comfort food to make you feel better about the frigid months ahead. But we're pretty sure your motivation to cook becomes nonexistent when you're forced to stow away your grill …

How To Respect Your Own Time

Busy is the mantra of this generation and it’s not a good thing. With time becoming an increasingly precious resource, it’s worthwhile thinking about how to protect your own time. And it starts with respect. If you respect your time, others will follow suit. Here are some golden rules to help you …

The health benefits of walnuts

What are walnuts?<p>Walnuts are a wrinkly, globe-like nut that is the fruit of the walnut tree. They grow in a hard shell, which when opened reveals the …

Liz Weston: 4 Steps to Disaster-Proof Your Finances

Mother Nature could be excused if she wondered, "How much more prompting do you people need?"This year delivered epic wildfires, devastating …