LifeCents

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How A Urine Test After Back Surgery Triggered A $17,850 Bill

In her late 20s and attending college in Texas, Elizabeth Moreno suffered from debilitating back pain caused by a spinal abnormality. "I just could not live with the pain," she says. "I couldn't get dressed by myself, I couldn't walk across my house, let alone to class, and nothing, no drug that …

Health Care

Why You Shouldn't Let Your Baby Sleep in a Car Seat, Swing or Bouncer

Babies need between 12 and 16 hours of sleep each day depending on their age. But <i>where</i> they sleep is even more important than how much they sleep—and a new study set to be published in <i>The Journal of Pediatrics</i> found that "sitting devices" like car seats, swings, and bouncers can lead to injury and …

Omega-3 May Lead to Improved Behavior in Children: Study

You probably already know that omega-3 fatty acid is one type of fat you <i>don't</i> want to cut back on, thanks to its multiple health benefits. And now there's another reason to add them to your family's diet: New research, which was published in the <i>Journal of Child Psychology and Psychiatry</i>, has found …

Here's ANOTHER Reason Why Too Much TV is Bad for Your Tot

If your toddler watches hours of television, he may be more susceptible to being bullied in middle school, according to new research.<p>The study, which was published in the <i>Journal of Developmental & Behavioral Pediatrics</i>, found that with each additional hour (above the average of approximately 1.5 …

Are You Getting Conflicting (Confusing!) Baby-Care Advice?

When it comes to caring for a baby, parents receive a great deal of advice from plenty of sources—but how much of the advice is accurate? A new study published online in the journal of <i>Pediatrics</i> further proves you can't believe everything you hear.<p>More than 1,000 U.S. mothers of infants aged 2- to …

No Joke: Your Silliness Can Help Your Toddler Learn!

Being silly with your toddler may bring more than a smile to her face—it may also help with her development. New research conducted by the University of Sheffield found that toddlers learn the difference between joking and pretending by observing the actions of their parents.<p>Researchers looked at …

The Way You Talk to Your Baby Could Impact Her Social Skills

When it comes to baby talk, there are some ways to communicate with your little one that are better than others. New research from the University of York shows that how moms talk to their babies can actually influence their kids' understanding of others' emotions when they grow up.<p>The study, …

Here's More Proof That Reading to Your Preschooler Is Important

You <i>know</i> that reading is important for your young child's development. (Right?!) But new research from Cincinnati Children's Hospital has found that kids who are read to—especially before kindergarten—have better language and literacy skills, as well as stronger parental relationships.<p>The study, …

How I Create 10x Content Using Graphic Guides | Inc.com

Content and graphics have always worked side by side. Think back to the picture books you used to read as a kid. Without the pictures, the story wouldn't have been as great, right?<p>The same goes for your brand's content. While the text is an important piece of the puzzle, without the right design …

Infographics

Here’s The Unofficial Silicon Valley Explainer On Artificial Intelligence

Andreessen Horowitz partner Frank Chen is here to tell you that anyone can utilize the technology, not just members of the “priesthood.”<p>I’m willing to bet you didn’t know that artificial intelligence can help sort cucumbers.<p>It can, and in fact it does. And while AI has gotten massive amounts of …

Artificial Intelligence

Why So Much Financial Advice Is Useless

With many middle- and low-income workers lacking access to mortgages, IRAs, or even savings accounts, the saving mantra beloved by advisers is …

Personal Finance

Who Picks Up the Tab for Credit Card Rewards?

About 60% of American consumers are enrolled in such programs<p>You know the old saying: There’s no such thing as a free lunch.<p>There also is no such thing as free credit-card rewards.<p>About 60% of American consumers are enrolled in a credit-card rewards program that offers benefits such as cash back on …

Personal Finance

What Will My Living Expenses in Retirement Be?

How much will you spend on living costs as a senior? This calculator will help you run the numbers.<p>One of the greatest challenges of saving for …

How to Build Wealth

We all know that we need to spend less than we earn in order to build wealth.<p>But how about something more <i>specific</i>? Exactly how much do you need to …

MyMoney System Error - Fidelity

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How To Generate $112K Of Retirement Income From A $500K Portfolio

Today I’m going to show you an easy way to use the S&P 500 Dividend Aristocrats—companies that have hiked their dividends for 25 straight years or more—to build a durable income stream you can retire on.<p>But before I do, there’s something I need to tell you about these 50 companies, which are …

Investing

Robo-advisers face new rival as the cheapest place to get investing advice

Robo-advisers have barely been around two years in Canada, but their run as the cheapest place to get investing advice is already being challenged.<p>A new investment firm called Transcend is offering light financial planning and portfolios built using equity funds that have a very low fee of 0.25 per …

Investing

Five Big Reasons Why It’s So Hard to Make Financial Progress

While I love writing and talking about all of the benefits of financial independence and financial progress, I’ll be the first to admit that the path …

Retirement Survey Finds 60% Of Retirees Lack Proper Funds

It's official: most people do not feel that confident about their retirement, and a new survey that was outlined in Yahoo Finance confirms this. Just 6 out of 10 people are prepared for retirement these days, according to the retirement survey results.<p>In a polled that was conducted by Nielsen, 60% …

Retirement

The Top 50 Educational Apps Are Mostly All Stuck In The Stone Age

We rarely talk about the touchscreen revolution. Perhaps that’s because it happened so slowly. People had science-fiction dreams of tablet computing for decades. Fictional devices showed up in futuristic movies, novels, and television shows long before Apple’s Newton or the PalmPilot. Then, …

Apps

I’m a financial planner, and here are the 11 best pieces of advice I can give you about money

As a financial planner who specializes in working with Gen X and Gen Y clients, I've come to learn a few basic facts about money.<p>I'll share those with you today in hopes that it provides you some insight to what, from a professional standpoint, you can do to be smarter with your money.

Personal Finance

7 Surefire Ways to Get More Impact From Your Content Marketing

Why is there a disconnect between doing content marketing and getting results from content marketing? Although it’s a ubiquitous method, content …

Marketing

18 Ways To Stay Motivated To Exercise And Lose Weight

Exercise doesn’t always go as planned. There will be days (and maybe even weeks) when you simply don’t want to do anything.<p>This is true even for …

Do you have what it takes to be rich? - CNNMoney

Is 8 hours of work a half-day for you?<p>Can you function on 4 hours of sleep?<p>Would you maintain your current lifestyle<br>if you had more money?<p>Does this phrase describe you?<br>“Anything is possible and there is nothing I can’t do”<p>You have a solid business plan. Would you borrow from your 401(k) to start a …

Time Warner

Where do Millennials want to work? Not at corporations

Hey, Corporate America. It appears that many Millennials -- that tsunami of future workers -- don't really want to work for you. At least not the newest college graduates.<p>Only 15% of the class of 2015 said they would "prefer" to work for large corporations, according to a new survey by management …

Demographics

How Americans miss out on $24 billion a year

If someone handed you $1,300, would you turn it down?<p>One in four workers are essentially doing just that because they're not taking full advantage of their employer's 401(k) matching contribution. These workers end up leaving $24 billion on the table each year by not saving enough to get the full …

Retirement

Consumers are still getting hit with huge overdraft fees

Despite regulation that aims to curb banks from charging customers overdraft fees without their consent, people are still getting hit with large fees -- about $35 a pop -- for overdrawing their accounts.<p>Banks are getting better at disclosing their checking account terms and fees, but some customers …

Finance

How Do Different Credit & Debit Cards Stack Up In Terms Of Consumer Protection?

We’ve mentioned any number of times how federal laws offer more protection to consumers who make purchases with credit cards because $50 is the most …