markridgway

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The Mysteries of the Golden Ratio Explained by Math and Sunflowers

This number, approximately 1.62, has fascinated mathematicians and artists for centuries—but perhaps not for the reasons you think.<p>The golden ratio is an almost mythical number that you may have heard of in various areas of architecture or design. For example, many claim the ancient Greek Parthenon …

Mathematics

This Modern Prefab Is Now a Gorgeous Guest House

In Morelos, Mexico, a sleek prefab is assembled in a backyard after being constructed entirely off-site.<p>When SOA Soler Orozco Arquitectos was asked to design an independent addition to an existing holiday home, their client requested limited on-site construction. Up for the challenge, the team …

Architecture

Casa em Colares / Frederico Valsassina Arquitectos

• 09:00 - 28 Março, 2018<p>Casa em Colares / Frederico Valsassina Arquitectos<p>Arquitetos<p>Localização<p>Colares, Portugal<p>Autor<p>Frederico Valsassina<p>Área<p>333.0 …

The world is near a 'major turning point' in the currency wars

In the currency wars, it looks like a recent quiet period is over and war is entering a new major battle. The U.S. dollar went from an all-time low in August 2011 to a 10-year high in mid-2015. This dollar rally was fueled by the Fed's tightening policy that began in May 2013 with Bernanke's "taper …

Here's what would happen if institutional investors put 2% of their money in gold

To that end, we've already started to see the embers of interest in gold from this elite fraternity of market movers.<p>So, think about what would happen if they decided security markets were too volatile, or bonds too insecure, or currencies too unstable, or central bankers too indecisive, and moved …

Everyone is worried about the thing markets need most — but they’re not asking the right questions

Barely a day goes by without someone adding to the chorus complaining about difficult trading conditions.<p>Senior figures who have weighed in on the topic in the past couple weeks include former PIMCO chief Mohamed El-Erian, Federal Reserve Governor Lael Brainard, chief investment officer of Penn …

Warren Buffett and Jeremy Grantham have been warning us about this moment for years

Since the financial crisis, corporations have managed to deliver robust profit growth by offsetting the drag from weak sales growth with widening profit margins. These fatter profit margins came from cutting costs, which usually means getting more productivity out of fewer workers.<p>But with the …

The Research Is Clear: Long Hours Backfire for People and for Companies

Andrew Nguyen/HBR STAFF<p>Managers want employees to put in long days, respond to their emails at all hours, and willingly donate their off-hours — nights, weekends, vacation — without complaining. The underlings in this equation have little control; overwork cascades from the top of the …

Pocket Shower by Sea to Summit Offers a Hot Shower On the Go

When camping or backpacking, a hot shower with the Pocket Shower by Sea to Summit is the perfect way to end the day. Rolling into a compact zipped …

Camping

Funding Circle's big moment: 'We want to be lending $100 billion a year'

The company merged with San Francisco's Endurance Lending Network in October 2013 to enter the US, Funding Circle's first excursion outside of the UK.<p>Since then, the company has grown its US business to become one of the leading peer-to-peer platforms in America and has reportedly become one of …

Wind turbine promises to blow away your utility bills

You’ve spared no expense in creating a smart home. You bought smart lightbulbs, a smart TV and smart appliances. All that’s missing is a device that makes you look smart when the electric bill comes in the mail.<p>The Agustsson brothers of Iceland may have figured out that part. They are the creators …

Renewable Energy

The Blockchain Might Be The Next Disruptive Technology

Florian Graillot Contributor<p>Florian Graillot is a VC investor at AXA Strategic Ventures.<p>More posts by this contributor:<p>Bitcoin Might Be The Next Big Thing In The Remittance Market<p>To process a transaction, you need first to make sure the sender owns the asset he wants to transfer, and make sure he …

These Incredible Saltwater Batteries Are Designed To Store Renewable Energy

Now we can clean power even when the sun isn’t shining or the wind isn’t blowing.<p>If we’re going to use renewable power in a big way, we’re going to need better battery storage. Because solar and wind are intermittent sources of energy, they need to be backed up for when they’re not there, because, …

The Best Scotch Whiskies Under $100

<i>This definitive guide to affordable Scotch explores everything you need to know about the world’s most popular single malt whisky, including</i> …

Whiskey

31 years ago, Warren Buffett revealed the secret to investing and correctly predicted nobody would listen

In a speech at Columbia Business School, later adapted into an essay, Buffett introduced what he called, "The Superinvestors of Graham-and-Doddsville."<p>Buffett writes:<p><b>"The common intellectual theme of the investors from Graham-and-Doddsville is this: they search for discrepancies between the value</b> …

BlackRock CEO Larry Fink is about to sound the alarm on the strong US dollar

In a report on Monday, The Financial Times' Stephen Foley writes that Fink will express his concerns about how the strong dollar could be undermining business confidence in the US, potentially sending the world's largest economy into a slowdown, as part of a foreword to BlackRock's annual report, …

Revenge of the nerds

<b>Which degrees give the best financial returns?</b><p>THE economies of the rich world increasingly depend upon skilled workers, and college degrees are in …

College & University

The high cost of falling prices

FOR central banks in the rich world, two is a magic number. If prices rise at 2% a year, most shoppers can more or less ignore their slow ascent. And …

Gary Shilling says oil is going to $10

The economist and financial analyst wrote an op-ed for Bloomberg View discussing the various reasons why he thinks the price could get down to $10-20 per barrel.<p>Basically, supply keeps increasing while demand is shrinking.<p>Here's an excerpt that pretty clearly lays it out:<p>U.S. crude oil production …

Stocks are falling out of bed

Near 3:00 pm ET, stocks were near session lows, with the Dow down 97 points, the S&P 500 down 8 points, and the Nasdaq down 22 points.<p>The January jobs report was a beat.<p>Nonfarm payrolls grew by 257,000 in the first month of 2015, while wage growth topped expectations.<p>The unemployment rate ticked …

German Bond Yields Just Did Something For Only The Second Time In History

The cost of servicing Japanese government debt used to be famously low. So famous, in fact, that falling bond yields (the common measure of how costly it is for a government to issue debt) is called "Japanification."<p>But Germany is now giving Japan a run for its money: Europe's biggest economy just …

Europe May Not Be Ready For Another Greek Crisis

And the question of whether Europe can handle another crisis in Greece is heightening financial uncertainty for the currency union just as it is struggling to grow and create jobs.<p>Some analysts and politicians say Greece 2.0 would not be as rough on the eurozone as the original Greek crisis and …

Greek euro exit would be ‘Lehman Brothers squared’: economist

WASHINGTON (MarketWatch) — A decision by a new Greek government to leave the eurozone would set off devastating turmoil in financial markets even …

Here's How Every Major Asset Class On The Planet Did In 2014

This is the chart everyone is talking about right now: the 2014 performance of various futures. Let's hope you bet on coffee and beef, rather than oil and cotton.

Russia Is Bailing Out Its First Bank Of The Ruble Crisis

The central bank said its Deposit Insurance Agency, responsible for managing crisis-hit lenders, would take over interim supervision of Trust Bank as of Monday.<p>The ruble has dropped about 45% against the dollar this year, suffering particularly steep falls early last week. President Vladimir Putin …

An Annotated History Of Oil Prices Since 1861

Oil prices have crashed since the summer.<p>But oil price volatility is not new. Indeed, the price of WTI crude surged by 5% today alone.<p>In a new note to clients, Goldman Sachs analysts offer this cool annotated chart of the history of crude oil prices.

The Ex-Goldman Trader Who Correctly Shorted Subprime Mortgages During The Financial Crisis Has Made A New Bet

Now he's betting against something else: <b>high-yield bonds.</b><p>From The Wall Street Journal:<p>Joshua Birnbaum, the ex-Goldman Sachs Group Inc. trader who made bets against subprime mortgages during the financial crisis, now has more than $2 billion in wagers against high-yield bonds at his Tilden Park …

Oil Fights Back

The price of oil has been rising slightly this morning, reducing some of its losses from one of the worst collapses of the year. Yesterday oil crashed to its lowest level since 2009.<p>It is a minor smile in what otherwise looks like a grimmy day for the markets, especially in Greece and the rest of …

Oil Is Slipping Again After Yesterday's Rally

Oil prices are dipping a little after a significant rally during US trading hours yesterday.<p>Brent crude rose by more than $1 on early Tuesday morning, peaking at $72.96 at 9 a.m. GMT.<p>It has slowed down since, and it is currently trading at $72.15 (-0.54%). Here it is a little earlier<p>Yesterday Brent …

Radical new economic system will emerge from collapse of capitalism

Political adviser and author Jeremy Rifkin believes that the creation of a super internet heralds new economic system that could solve society’s sustainability challenges<p>At the very moment of its ultimate triumph, capitalism will experience the most exquisite of deaths.<p>This is the belief of …