Manuj Agarwal

44 Flips | 13 Magazines | 47 Likes | 3 Following | 1 Follower | @magarwalmd | Keep up with Manuj Agarwal on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Manuj Agarwal”

10 Money Saving Tips for a Balanced Life

<i>“How to save money fast?”</i><p>This is the question asked by all of us not in the top 1% of rich people.<p>If you are looking for ways to drastically reduce …

Obama goes after Trump: 'I'm tired of folks trash-talking America's military'

President criticises Republican nominee’s remarks about Muslim couple whose son was killed in Iraq, telling disabled veterans he is ‘humbled by them’<p>Barack Obama has intervened in the furore over Donald Trump’s criticism of a Muslim couple whose son was killed in Iraq, telling disabled war veterans …

3 Travel Tools Millennials Use and You Should Too

How to save time, money and discover local hidden gems with these new travel tools that Millennials are using to elevate their game.<p>Travel planning can be nothing short of a hassle.<p>Luckily, the market is full of new tools to improve your experience. The problem is finding the products that really …

Learn to Invest in 10 Steps

Taxes<p>You don't need an MBA to learn how to save money and invest in your future.<p>Retirement<p>If you're looking to start building your nest egg but don't …

Retirement Planning

The sneaky but probably legal way rich people shield retirement savings from taxes

An individual retirement account (IRA) helps people shield their retirement savings from the tax man. It's especially useful for people who don't have access to an employer-sponsored 401(k) retirement plan, as well as for people who are rich enough to contribute the legal 401(k) maximum — currently …

Roth IRA

20 Recipes for Hummus, the Best Dip There Ever Was

The world is your creamy, dreamy hummus bowl—try these 20 recipes and see.<p><b>You can run off into the sunset</b> with your sour cream and onion dip. We're staying put with hummus, the creamiest, dreamiest spread of them all. A straightforward chickpea base lends itself to infinite riffs and …

Hummus

Robo-advisers are the hottest trend in investing, but for most there’s a better way

One of the hottest trends in the retail investment advising world is robo-advisers. These are online sites — two of the most popular are Wealthfront and Betterment — that allow people to manage their investment portfolios with a website.<p>The companies' marketing pitches are simple: They perform the …

13 things to accomplish with your money before 40

Everyone's allowed a few life mulligans, but by the time you've hit the big 3-0, you should have sorted out most of the reckless habits we tend to fall into as young 20-somethings.<p>This is especially true for money matters, considering you're close to entering your peak earning years. According to …

Retirement Planning

25 Worst Ingredients for Your Health

We’ll admit it: Making your own meals is a well-intentioned effort that many people don’t get enough credit for doing. Whether you have a crazy-busy …

15 Whole Foods-Based Lunches and Dinners That Won’t Break the Bank

While it can be tempting to grab one of every organic apple variety that you’ve never heard of, fresh produce, and the latest vegan products to hit …

Healthy Eating

5 mental tricks a marathon runner uses to get through the toughest parts of a race

The 30-year-old became the youngest American to complete both the 4-minute mile and the 28-minute 10,000-meter run in 2008 while at Chico State, and went on to race in the 2011 World Track and Field Championships.<p>In February, he competed at the US Olympic Marathon Trials for one of three remaining …

Track & Field

8 Critical Things to Do Before Buying a Home: How Many Have You Done?

So you're finally ready to get serious and buy a house -- chalk it up to the amazing spring weather, or maybe a precious bun baking in the oven, or that much anticipated promotion at work. Whatever the reason, you feel primed to start poring over listings and spending your weekends open-house …

Sorry seems to be hardest word? Not anymore. Scientists reveal the perfect way to apologise

Elton John once sang that sorry seemed to be hardest word but now scientists have found that the perfect apology requires more than just the word 'sorry' itself.<p>Based on the findings of a new study, researchers said there are six key elements to make one's apology more sincere and easy to accept …

10 of Italy's most beautiful seaside towns

From the Italian Riviera to the farthest reaches of Sicily, there are plenty of seaside villages to please travelers in search of pristine beaches, ancient ruins, art, culture, and delicious cuisine. So why not do as the Romans do and head to the sea?

Amalfi Coast

8 pearls of wisdom that will change the way you think about money

Getting rich may have more to do with your mentality than anything else.<p>"If you follow the beliefs, philosophies, and strategies of the rich and take action, you have a legitimate shot at becoming a millionaire," writes Steve Siebold, a self-made millionaire and the author of "How Rich People …

Smart Investors Are Already Buying These Stocks for Retirement

If building a retirement portfolio is absolutely essential, it is equally important to ensure that it includes stocks with financial fortitude that can withstand volatility and offer you security and stability in your golden years.<p>If you're wondering where to find such stocks, three of our …

Tasty

Information storage and access<p>The storage of information, or access to information that is already stored, on your device such as advertising identifiers, device identifiers, cookies, and similar technologies.<p>Personalisation<p>The collection and processing of information about your use of this service …

Personalization

I've been investing in real estate for 25 years, and I think buying a house is for suckers

People think the only way to save money is to buy a house. Suzy Orman thinks you have no way to earn any real money for yourself, so she advises you to buy a house as the only way to get your money. You will get your home paid off when you are old. Who wants to wait until they are old to have money?<p>…

Why Real Estate Is One of the Best Ways to Make Money

<i>This post appeared first on</i> <i>Make Money Your Way</i><i>.</i><p>After a decade of saving and investing, I think real estate is one of the best ways to make money and build wealth. Here is why.<p>There are many ways to turn a profit with real estate.<p>When you buy a stock, the only way you can make money is if the stock …

Real Estate

15 Parenting Hacks That Every Parent Needs To Know

Whether you're navigating the newborn minefield of nappies and nap-times, weathering the tempestuous terrible twos or juggling school runs with work …

10 Things You Absolutely Need To Know About 401ks, IRAs And Other Retirement Accounts

You may be too young to think much about retirement. But if you’re out of school and in the labor force, you’re not too young to be thinking about–and more importantly, funding– retirement accounts. Here are 10 things you need to know about IRAs, 401(k)s and other retirement accounts, part of a …

Opinion: These mutual funds are counting on Americans’ love for guns

Americans have always loved their guns, and a political focus on gun control following the terrorist attacks in California and Paris has only led to …

4 Festively Healthy Holiday Drinks

Go light on any alcohol. If I make a toast I'm usually holding a glass of kombucha. Here are 4 of my favorite drink recipes that are perfect for the holidays!<p>If your idea of spreading holiday cheer includes a drink in the hand, you are in good company!<p>Most of us like to partake in some merriment at …

Eggnog

The 5-minute 401(k) investment plan

So you've signed up for your company's 401(k) plan. Good job! Now what?<p>A 401(k) is a great place to start saving for retirement because pre-tax dollars are taken straight from your paycheck. Plus, a lot of employers will match what you contribute.<p>Sounds easy enough. But when it comes to investing …

2 fascinating charts show that only a small minority of stocks actually drive market gains

A recent chart-filled note from CLSA's Damian Kestel shows just how top-heavy the US stock market's gains are. In fact, if you only held the bottom 75% of stocks, it turns out that you wouldn't make any return at all. The average (mean) return of a US stock is actually slightly negative.<p>The data is …

15 Thanksgiving Leftover Sandwiches That Are Nothing Short Of Epic

YUM.<p>A regular old turkey sandwich is nothing to write home about, but come Thanksgiving ― equipped with a fridge that is overflowing with fresh-roasted turkey, tangy cranberry sauce and gravy ― they can be epic. There’s something about those classic Thanksgiving side dishes that really gets …

13 Amazing Recipes for Fall Produce

From carrots and cauliflower to sweet potatoes and squash, there are so many tasty fruits and vegetables this time of year -- and endless ways to prepare them.<p>From carrots and cauliflower to sweet potatoes and squash, there are so many tasty fruits and vegetables this time of year -- and endless …

Recipes

How to save $1 million for retirement

<i>I want to start a Roth IRA account and build the balance to $1 million. How much do I have to invest to do that? --M.G., California</i><p>I admire your optimism. At a time when many, if not most, investors are fixated on market volatility and worried about losing their shirts should the market melt down …

The Least-Visited States In America, And Why You Should Go To Each

Even the most travelled Americans have a few gaps in the "where I've been" map, especially when we're talking about missing states. It's a big country out there and clocking all 50 is a bucket list accomplishment. But which ones get passed over the most?<p><i>By: Matt Meltzer</i><p>Even the most travelled …

North Dakota

9 Ways to Burn More Fat When You Run

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