Louis Petherick

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What The Most Successful People Do Before Breakfast

Between wrangling children, walking dogs, and checking email, your early hours might be more crazed than calm. Carve out some a.m. tranquility (and productivity) with these steps.<p>Mornings are a great time for getting things done. You’re less likely to be interrupted than you are later in the day. …

Time Management

Five reasons why 2014 is the year your mobile becomes your debit card

Could 2014 be the year the mobile payments revolution finally changes the game for SMEs? One provider claims it will be.<p>Technology is a great leveller. Devices such as smartphones and tablets are allowing enterprising companies to shed the shackles that traditional banking has kept them in and has …

How to take charge of your career

Jesse Sostrin is the author of “Beyond the Job Description: How Managers and Employees Can Navigate the True Demands of the Job.” He is also a consultant and an executive coach who focuses on leadership issues and diagnosing workplace problems. Sostrin spoke with Tom Fox, a guest writer for On …

Opinion

Letters to the Editor<p>On this day

BoE cyber attack exercise shows banks unprepared

Simulated three–day attack on Britain's financial system reveals problems<p>A Bank of England–led exercise simulating a major cyber attack on the British financial system has revealed a lack of knowledge among banks about how and when to report security breaches, as well as problems with coordinating …

Cybersecurity

Is the British education system designed to polarise people?

Young people need to learn to control the richest 1% who dominate Britain, argues Professor Danny Dorling<p>I grew up in Oxford, but left my hometown to study and then worked at universities in Newcastle, Bristol, Leeds and Sheffield. People who read my words but didn't hear my accent often assumed I …

6 Social Media Tips That Will Improve Your Marketing

Do you know when you need to put a period in front of your tweets? Bring your social media strategies up to speed with this useful list of unique tips.<p>When it comes to helping you out with social media, we often like to categorize things. For example, we’d write about the optimal timing of your …

Marketing

10 LinkedIn Blunders That Make You Look Like An Amateur

In working with clients on their LinkedIn strategy over the past few years, I have identified some all-too-common faux pas that will create a negative impression rather than build your brand. I share ten of the most egregious gaffes here in two categories – Content and Contacts.<p><b>CONTENT</b> The content …

Apple Said To Be Focusing On Health With iOS 8 And iWatch, Following Exec Meeting With FDA

Apple’s plans for iOS 8 focus on redefining health tracking via mobile devices, according to a new report from 9to5Mac, which has a terrific track record when it comes to rumors it has sourced itself. The report details a new marquee application coming in iOS 8 called “Healthbook” that monitors all …

'Twitter Commerce' leak puts a buy button next to retweet and favorite

Your Twitter feed is probably already overflowing with breaking news, sponsored ads and play-by-play reactions of the latest <i>Game of Thrones</i>, but a new element may soon grace your timeline: a buy button. Documents found on Fancy.com's website propose a method of selling goods directly to Twitter …

What's the future for Facebook as it turns 10?

The social network has confounded its critics and delivered growth but must add users<p>It takes a fairly precocious 22-year-old to turn down an offer of $1bn for a loss-making company. But that was Mark Zuckerberg’s reaction when Facebook was just two years old.<p>Yahoo! wanted to buy the burgeoning …

8 Strategies To Improve Your Memory

We become more forgetful as we age. By age 45 the average person has a measurable decline in their memory ability, but we have more control than we think.<p>Ever misplace your keys, forget someone’s name, or lose your train of thought? Of course you have. Everyone struggles with their memory from time …

The Brain

UK to look at longer deferral for banker bonuses - Carney | Reuters

LONDON (Reuters) - British bank regulators will look at the possibility of deferring bankers’ bonus payments beyond five years and reducing up-front cash payments for performance, Bank of England Governor Mark Carney said on Wednesday.<p>Bank of England Governor Mark Carney speaks at the Economic Club …

Mark Carney rejects Ed Miliband's bank shake-up plan

Bank of England Governor says breaking up an institution doesn't necessarily create competition<p>The Governor of the Bank of England has rejected Ed Miliband’s plans to shake up the UK banking industry.<p>In a blow to the Opposition leader’s attempt to appear tough on big business, Mark Carney dismissed …

Forget banks and join credit unions, middle-classes urged

Membership of credit unions is growing at its fastest rate in at least a decade as savers search for better deals<p>A Cabinet minister has urged middle-class savers and borrowers to cast aside their prejudices and join credit unions.<p>These non-profit organisations have long been regarded as the …

David Cameron: Help to Buy triggers £1bn of new home loans

David Cameron claims that more than 6,000 people will move into their own property thanks to the Government's Help to Buy scheme, just three months after it was launched.<p>Nearly £1bn of home loans have been offered through the Government’s flagship Help to Buy scheme in the first three months since …

Barclays cuts overdraft fees as banks vie for customers

Charges for entering overdraft will be limited in move that bank says will save customers £7m a year<p>Barclays has reduced its overdraft charges on current accounts in an attempt to gain an advantage in the increasingly competitive personal banking market.<p>The bank says it will not charge unpaid …

How to make and save money in 2014

Our 10-minute guide to making yourself wealthier this year with wise financial decisions<p>Sore heads, cold turkey sandwiches and lighter wallets can only mean one thing: the first week of January. But spare 10 minutes to read <i>Your Money</i>'s guide to making, saving and protecting your wealth in 2014 – …

10 easy ways to make money in 2014

You’ve heard it before: Resolutions are for quitters. So don’t burden yourself with a list of useless declarations about not spending money in …

Personal Finance

New Year Resolutions Apps | Best Apps - Consumer Reports News

While more than four in 10 Americans will make a New Year’s resolution, nearly a third of those will fail to keep them—that is, if last year’s …

Half of Britons now using a tablet

Half of British consumers to own or have access to tablets such as the iPad and Kindle Fire after sales rise by 50pc<p>The Christmas leap in tablet computer sales means that half of Britons are now using them, following a flood of cheap devices on to the market.<p>Between 12m and 13m tablets have been …

Mobile banking — without the bank?

Would you trust your money to a mobile-only banking service? Some analysts who cover the financial sector believe that eventually more people around the globe will be moving their money using just an app on their phones.<p>And many will do so without banking with an actual bank — no branches, no bank …

Banking

Digital memories die with us, warns PwC

Facebook walls, Instagram accounts and music downloads should be left in our wills and bequeathed to loved ones, according to leading accountants.<p>Images and footage stored on smart phones, tablets and laptops should not just be preserved as memories but also form a prized part of a person’s estate …

10 things not to buy in 2014

<b>1. Cable TV</b><p>Cable television’s heyday is over. Subscribers have been declining since 2004, and analysts say there’s no end in sight. Roughly 54.8 …

Televisions

The Apps That Owned The iTunes Store This Year

By Luke Dormehl5 minute Read<p>Apple’s App Store which once again cemented its app dominance in 2013 with 63% of the international app market, versus …

Apps

14 Things Successful People Do On Weekends

Spencer Rascoff is only 37. Yet the Harvard grad and father of three has already accomplished so much.<p>He cofounded Hotwire.com and served as a VP for Expedia; he held the roles of CFO, vice president of marketing and COO at Zillow; and in 2008 Rascoff was promoted to chief executive of the popular …

Will Greenwood's world team of the year - Telegraph