Lowndes F Stephens

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Benefits Of Amazon Prime Membership: Here's Everything You Need To Know

Amazon Prime is only getting better. While Amazon recently raised the price of the much-loved service, it has also been slowly adding awesome new features to help make the increased price worth it. In fact, there are currently a ton of benefits to Amazon Prime — and you might find many of them …

Tech Trends

The Really Surprising Thing People Get Wrong In Retirement — and 4 Steps to Overcome It

Is it possible we're spending too little?<p>Saving money can be difficult. But spending it? That part was supposed to be easy for retirees who’ve spent …

Retirement

How to Weather Strip a Door

Simple-to-install kits make it easy to stop annoying drafts<p>Lift the door by the doorknob to check for loose hinges. If the door moves upward, tighten …

The Average Starting Salary for the Class of 2018 -- and How to Make the Most of It

New to the working world? Here's what your income might look like -- and what to do with it.<p>Each year, countless students graduate from college with …

Personal Finance

3 Facts About Bonds Every Retiree Should Know

Bonds can lose money, and having too much money in bonds can be a mistake. Owning bond funds isn't exactly the same as owning bonds.<p>Bonds have long …

Investing

After being laid off, this 35-year-old founded NerdWallet with $800 — now it’s worth $500 million

Today, Tim Chen is CEO and co-founder of personal finance website NerdWallet, which sees 10 million monthly visitors and is valued at more than $500 …

Personal Finance

Master these 7 grammar tips if you want to sound smarter

• <b>Poor writing can make others think you aren't intelligent.</b>• <b><br>I'm the executive editor of a magazine and know firsthand how grammar can change the</b> …

MSNBC gives 'verbal warning' to host Hugh Hewitt over Pruitt meeting

MSNBC has admonished weekend host Hugh Hewitt for lobbying EPA head Scott Pruitt to clean up a polluted site near Hewitt's home in California.<p>In a statement released Wednesday, a spokesperson for MSNBC said that Hewitt "was given a verbal warning as such activity is a violation of our …

6 Places to Put Your Cash Now

If you keep your cash savings in a brick-and-mortar bank, you may not be aware that you earn significantly more at other kinds of institutions, such …

In Just 2 Words, Jeff Bezos Sums Up What Separates Winners From Dreamers

There may be no single formula for success, but Jeff Bezos' annual letter to stockholders comes darn close.<p>Few figures have captured our attention the way Amazon founder and CEO Jeff Bezos has. In just under 23 years Amazon has soared from revenues fo $500,000 to $178,000,000,000, from nine …

Leadership

Here's what the wealthiest Americans have saved for retirement

Good news: It's a figure you can get to as well.<p>When we talk about retirement savings in America, the news generally isn't all that good. Case in point: The average household aged 56 to 61 has an average of $163,577 saved for the future, which isn't all that much considering it amounts to roughly …

Retirement

You need to earn $418,000 to buy home in NYC. Here’s what you need in other major US cities

In many major U.S. cities, it's becoming more costly than ever to purchase a home.<p>"Over the past decade, home prices in almost all major U.S. cities have increased," home investment company Unison points out in its newly released 2018 Home Affordability Report.<p>Large coastal cities have been hit the …

Real Estate

Coffee Fights Disease and Extends Your Life, Especially If You Drink It This Way

Coffee is the ultimate super-food, especially if you know the right way to drink it.<p>As I explained last month, a meta-analysis of 127 studies revealed that drinking two to four 8 ounce cups of coffee each day results in enormous health benefits. The consensus of these studies is that coffee:<p>Reduces …

Oxford’s Free Introduction to Philosophy: Stream 41 Lectures

You don't need to go to Oxford to study philosophy. Not when it will come to you. Above, find a playlist that features 41 lectures from Oxford's …

University of Oxford

Coursera teams with 5 universities to expand its full masters and bachelors degree programs

With traditional university programs getting more expensive and competitive, we’re seeing a boom in the number of alternative programs that are taking advantage of the internet and more flexible teaching and learning formats to fill the gap in the market.<p>The latest development comes from Coursera. …

3 Principles Disney Uses to Enhance Customer Experience

Photo Credit: Disney Institute<b>By Bruce Jones, Senior Programming Director, Disney Institute</b>Walt Disney once said, <i>“Whatever you do, do it well. Do it so well that when people see you do it, they will want to come back and see you do it again, and they will want to bring others and show them how well</i> …

The 37 States That Don't Tax Social Security Benefits

Do you live in one of the 13 states that do tax them?<p>When you think of double taxation, you might think of dividends. After all, they're paid to you …

How to stop annoying robocalls on your iPhone or Android phone

Fight back against the constant, annoying scam calls<p><i>Update May 10th 9:30AM ET: This article was originally published on March 6, 2018 and has been updated to include video.</i><p>Mobile spam calls have been a nuisance for years, but over the last few months, it’s felt to me like there’s been a surge of …

The 20 Best Places to Go in 2018

These destinations are spectacular—and affordable.<p><b>The 20 Best Places to Go in 2018</b><p><b>By Megan Leonhardt and Kerri Anne Renzulli</b><p>Whether you dream of …

Travel

This Map Shows the Average Income in Every State—and What It's Really Worth

$50,000 goes further in Ohio than New Hampshire.<p>Geography can transform a paycheck. That is: How much your wages are actually worth depends largely …

Budgeting, Savings, Investing, And Retirement Planning

Retirement planning is not just setting goals for savings and investing. Sure, they are an important part of it. But we believe it starts with …

Retirement

I'm a financial planner, and these are the 4 factors that will determine your financial success

Financial planning can be very complicated because you have to balance all the information and changes in your life.<p>To simplify the process, here are four factors that have the biggest impact on your probability of success.<p>1. How long you work affects your retirement income<p>This is one of the …

5 Common Building Code Violations

Check your home for these potentially hazardous situations<p>Building codes go a long way to assuring you that you live in a safe house. But unless you …

6 Tips to Simplify Your Finances and Keep Good Records

Feel like your personal finances are too complicated? It's time to streamline and declutter. Laura gives tips to simplify your financial life, stay …

Personal Finance

The U.S. Economy Is Suffering from Low Demand. Higher Wages Would Help

A little over a century ago, Henry Ford doubled the minimum pay of his workers to $5 a day. When other employers followed suit, it became clear that Ford had sparked a chain reaction. Higher pay throughout the industry helped lead to more sales, creating a virtuous cycle of growth and prosperity. …

How to deduct your home office without an audit

<i>With technology increasingly intertwined with all aspects of business,</i> CNET@Work <i>can help you -- from prosumers to small businesses with fewer than five employees -- get started.</i><p>One of the benefits of running your own small, home-based business is the possibility of paying less tax by expensing the …

Personal Finance

Most Leaders Know Their Strengths — but Are Oblivious to Their Weaknesses

“Oh, I pretty much know my strengths and my weaknesses.”<p>If we had a dollar for every time we’d heard this from an executive we were coaching, we could have retired a long time ago. When probed, they often proclaim that while they might not recognize all their strengths, they are confident about …

What Should You Do When You've Saved Enough to Retire?

You've reached financial independence. Now what?<p>If you've been a diligent saver and prudent investor throughout your career, you may wake up one day …

4 Safe 13.4% Dividends You Won't Hear About On CNBC

There’s one question I’ve been getting from <i>a lot</i> of folks lately. You may have wondered about it yourself.<p>It’s simply this: <i>“Is the stock market even safe anymore?”</i> Or another, less anxious, variation: <i>“How can I bank fast returns while slashing my risk?”</i><p>I have great news. As I wrote back on February …

Investing

Costco is selling more cars than ever before by offering one key perk

Costco's car business is thriving, thanks in part to a perk that sets it apart from the competition.<p>On Tuesday, Costco said its auto program sold more than 520,000 vehicles last year, an increase of more than 6% over 2016 sales figures, during a year when total sales dropped across the auto …