leimer

482 Flips | 8 Magazines | 285 Likes | 32 Following | 201 Followers | @leimer | Keep up with leimer on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “leimer”

Nordnet launches Robosave: Where is the Nordic digital wealth management heading next?

<i>On last Thursday, one of the largest Pan-Nordic online banks, mutual fund distributors, and stock brokers Nordnet Bank AB unveiled its new</i> …

Financial Planning

San Francisco Housing Prices Finally Are Starting to Drop

With new homes being advertised as starting in the low millions, a 110-year-old decomposing wood shack listing for $350,000, and a desperate designer …

Bots may be cool, but DigitalGenius thinks it found a better way

Bots seem to be all the rage this week, thanks to the release of Facebook’s Messenger Bot program at F8, but not everyone sees bots as the way to keep up with the customer service glut. DigitalGenius, a former TechCrunch Disrupt Battlefield finalist, thinks there’s a better way using artificial …

Artificial Intelligence

Apple’s iTunes Allowances will be shut down next month

Apple is discontinuing support for iTunes Allowances, the feature that allowed parents to send monthly credits to a recipient’s – meaning, their child’s – Apple ID for use in the iTunes Store. That allowance could then be spent on music, videos, apps or books, as the child desired. Now, according …

Smart TV

Sorted offers a new take on the standard To Do list app

A new application called Sorted launches today to offer a better, faster and more efficient way to manage your tasks via your mobile phone. Yes, it’s <i>another</i> To Do list application. Do we really need such a thing? The answer to that question may be subjective, but a small team of developers in Hong …

Hulu’s smarter, more personalized Watchlist rolls out to all users

Hulu’s revamped “Watchlist,” the section on its service that helps users track their favorite shows, is now exiting beta and being rolled out to all users, the company announced this morning. Along with the launch, Hulu is also introducing several new features based on what it learned during the …

Televisions

Why 'Peer-to-Peer' Startups Haven't Revolutionized Lending

Finance has proven to be stubbornly resilient to technology innovation. Online trading, despite its ubiquity, never delivered on its promise of …

These are the apps Apple thinks you should use to manage your money

ETFs (exchange traded funds) in particular, are changing the way many young people are investing in the market. In the past 10 years, ETFs, which usually have lower costs than mutual funds, have gone from $230 billion in assets to around $4 trillion in early 2016. And many startups are trying to …

Goldman Sachs arm looks to invest in fintech start-ups

Wall Street bank Goldman Sachs Group Inc. is looking to invest in early-stage financial technology, or fintech, start-ups through strategic …

Airbnb Hires a Blockchain Team in Possible Identity Play

Airbnb, the company that disrupted the hospitality industry as Uber did to taxis, is sidling up to the fintech space.<p>The San Francisco company, which …

Climb Credit looks to transform student lending with a new business model based on graduate success

The U.S. is facing a crisis in higher education.<p>Once the ticket to the middle class life at the center of the fabled “American Dream”, the college and university experience is now under attack from all sides. Education has become pricier, while graduates are less prepared for jobs in either the …

Higher Education

The Future Of Big Data Is Bigger Than You Can Possibly Imagine

What happens when everything you do is collected as data? It’s either really helpful or really scary (or both).<p>Imagine a world without government, schools, a legal system, law enforcement, or companies. It’s a world unlike the one we currently live in–but based on the evolution of technology and …

TV shows

What will the bank of the future look like?

<i>Taavet Hinrikus is CEO & co-founder of TransferWise, the international money transfer platform. He’ll be speaking at TNW Europe in Amsterdam this May, alongside 130 other top-flight speakers.</i><p>Lionel Barber, the editor of the FT, summed it up at Davos: “Nobody wants to be in banking, everyone wants …

Ten Best Practices for Making a Grown Up out of your Fintech Start-Up

Finance technology, from ecommerce security to mobile applications, has become extremelAs of February 2015, bank spending on new technologies in North America was projected to reach 17 billion U.S. dollars in 2015 and increase to 19.9 billion in 2017.y competitive over the last decade and it's a …

What marketers can learn from the economy of convenience

If you think about it, money is a ridiculous concept. Without going into a William Jennings Bryan gold standard history lesson, let’s just say the idea that I can hold this <i>thing</i>, this little cloth rectangle of varying denomination, and exchange it for tangible goods and services is, at the very …

Apple Pay

Making Banking as a Platform (BaaP) a Reality

Banking as a Platform (BaaP) is one of the alternatives available to organizations in the future. What will it take to move to a new model?<p><b>By David</b> …

Addressing Disruption In Payments Innovation

Share Email<p>In a story most of us know all too well, Kodak went from being at the top of their game in the 1990s to slowly but surely transforming …

Innovation

Online lender Kreditech closes out Series C at $103M after getting $11M from the IFC

Kreditech — the German startup that offers loans and other financial services to consumers who have little or no credit history by using some 20,000 data points online to assess their suitability — has added another $11 million (€10 million) to its Series C round of funding. This brings the total …

Venture Capital

The Case for Knowledge-Based Authentication

Asking for static information like a mother's maiden name seems increasingly passé, since shared "secrets" can be stolen or gleaned from the …

7 ways to guarantee you won't save enough money to retire

You've heard it countless times: Americans aren't saving enough money for retirement.<p>In fact, nearly <i>half</i> of American families have no retirement account savings at all— and single people are even less prepared.<p>How prepared are you? If any of these seven habits strike a chord, it may be time to …

That extra 30 years of life can make you rich — or poor

This article is reprinted by permission from NextAvenue.org.<p>Retirement gurus, economists and other big thinkers like to talk about “the longevity …

Why JetBlue Is Landing in Silicon Valley

There’s no shortage of established non-technology companies that are flocking to Silicon Valley to invest in the next Uber or Airbnb. For example, …

Silicon Valley

Top 20 Apps: Credit Karma Claims No. 1 Spot in App Rankings

Credit Karma and Chase Mobile are old rivals for the top ranking in iOS and Android for finance apps. But after three weeks, Credit Karma unseated …

Apps

BBVA.com

Ana Botin leads Santander’s transformation into a digital bank

With digital challenges snapping at their toes, Santander has pulled together a tech-savvy committee of experts to guide it through these tricky …

McKinsey: Cutting Through the Noise Around Fintech

<b>McKinsey forecasts that it will be in banks’ best interest to open up. Image: Shutterstock</b>A new report from McKinsey & Company suggests that the most …

Report: Apple Pay Coming To Mobile Websites This Year

Move would pit Apple Pay directly against PayPal.<p>Apple’s mobile payment service Apple Pay is said to be expanding to mobile websites later this year, reports <i>Re/code</i>. Apple Pay originally debuted on the iPhone 6 in the fall of 2014. The service has both a hardware and software backbone. The software …

MIT Offers Online Fintech Certification Course

The Massachusetts Institute of Technology (MIT) has decided to offer a “Fintech certificate course” labeled “Future Commerce”. The promotional page …