Laura

26 Flips | 4 Magazines | 8 Likes | @lauraacramer | Keep up with Laura on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Laura”

Teaching kids ABCs of personal finance, investing

When Miami attorney David Bianchi and his wife realized their 13-year-old son was not learning anything about money, personal finance or investing in school, they thought about buying him some books on the topic. But most of the ones they found seemed too textbook-like for a teen.<p>So Bianchi, who …

9 things to know about Social Security as it turns 80

Happy birthday, Social Security!<p>The program was signed into law by FDR 80 years ago Friday. At the time, most people had lost any savings they had during the Great Depression, leaving them with little for retirement. Some companies provided pensions, but they were a rare benefit.<p>The program was …

3 Ways You're Hiding Money From Your Honey

Are you committing financial infidelity?<p>It starts out innocently enough.<p>You treat yourself to another massage at the end of a bad day—and you just …

The Next Phase

Looking for a big change in retirement? Here's the 2015 list of the 25 top U.S. cities for retirement. We sifted a lot of data covering housing and other costs of living, taxes, crime rates, weather and air quality, doctor availability and opportunities for an active lifestyle, including walking, …

The 15 most influential business books of 2015

This year's top business books come from journalists, economists, and academics and explore the opportunities and dangers presented by rapidly changing technology — from the first full-length biography of tech mogul Elon Musk to the ways robots could replace workers in industries around the …

Great Depression

How To: Develop 5 Positive Traits for Happiness

Your happiness is, above all other things, your most important asset. Truly happy people are more successful in their career pursuits, have better …

Five Things Everyone Will Be Talking About Today

China markets rally, Buffett is back on the acquisition trail and Greece looks to seal the deal. Here are some of the things that people in markets …

8 Changes To Make If You Want To Be A Truly Happy Person

There are very few things as stunning and breathtaking as an alpha woman. Her poised sense of self and her kind yet firm ways are a masterful thing …

Wonfinance.com

This domain has recently been listed in the marketplace. Please click here to inquire.<p>Credit Counseling<br>• Financial Counseling<br>• Debt Solutions<br>• WOM …

Why You’ll Be Happier If You Spend Money on Experiences Instead of Stuff

Whoever came up with the old adage “It’s the little things in life” pretty much nailed it. First, we found out that people who have a higher sense of well-being live longer. Then we discovered that our everyday habits and routines lead to a better outlook on life. We even learned that happy people …

Happiness

Rich People's Biggest Money Regrets

They wish they'd spent more of their wealth on vacation.<p>A recent survey conducted by banking Goliath Wells Fargo has shed new light on what’s on the …

10 Business Books for Your Summer Reading List

Jun 22, 2015<p>World Class Faculty & Research<p>The University of Maryland's Robert H. Smith School of Business is excited to announce some …

10 secrets to get more from Social Security

There are more than 2,700 rules in Social Security's handbook. It's enough to make you want to give up on ever figuring out the best choices to make for your retirement. But if you do your homework and fully maximize your benefits, it will mean more freedom and security as you age. There are some …

The Week Ahead: More Signs the Economy Is Improving

The market’s positive reaction to the FOMC announcement gave the bulls some relief after stocks started off the week by gapping lower last Monday. The powerful rally on Thursday took the major averages above the recent swing highs and likely stopped out some on the short side.<p>The % of both bullish …

How I Managed to Save Money While Earning Minimum Wage

A lot of money-saving advice is aimed at people making middle-class incomes. But for those trying to save on a low income, the savings tips they can actually apply are few and far between. It can be difficult to find examples of low-income saving success and get ideas on how to start saving in a …

Retiring? Redefine Yourself

The happiest retirees say, “I’m so busy now, I don’t know how I ever had time to work.”<p>Far more than merely an economic event, retirement is a life …

6 money tips from billionaire Mark Cuban you can start using today

This self-made business mogul also has quite a bit to say about fiscal responsibility and money management. Cuban is known for being outspoken and often shares his thoughts on personal finance.<p>With a strong track record of self-driven financial success, it's certainly advice worth considering. Here …

How Peer Pressure Can Help You Save for Retirement

Peer pressure might start when you're a kid, but it can continue right into adulthood—and it can even affect your retirement savings.<p>That's according …

Should I Fund a Roth or a Traditional Account?

Which retirement account to fund, a traditional or Roth account, is a difficult decision to make. The tax bill of the present makes a Roth account feel costly. But, as with many financial decisions, such gut feelings deceive us.<p>Regardless of whether the account is an IRA or 401(k), the difference …

Stop Living Paycheck to Paycheck

.. and say hello to financial freedom<p>Every month you receive a paycheck and every month that paycheck is gone before you know it. You have not …

When Can You Afford To Retire? Really

<i>We’ve all heard the dire scenarios about when you can retire, which seem to range from “when you’re too old to enjoy it” to “never.” But let’s get real. There are better ways to gauge your quit date. So says AdviceIQ Network member Wes Moss, the chief investment strategist for Capital Investment</i> …

Take these steps to improve your credit score

Most Americans are aware that their credit score is an important figure that determines how much it will cost for you to borrow money — or, in fact, whether banks will lend to you at all.<p>But what is a good credit score?<p>And most importantly, how can you make sure your credit rating is attractive to …

11 Financial Books Every Young Person Should Read

Those of you who are seeking investing enlightenment are not going to find much of it on the web.<p>I suggest you log off, power down your computer, and read some books. Take your time. The months you spend perusing this list will be well spent.<p>I'd recommend reading at least the first four books …

Mutual Funds

11 Personal Finance Books Everyone Should Read Before Turning 30

But not all advice is created equal. When you're in your 20s, you want easy-to-read books that will teach you the foundations of investing, the best way to budget for major purchases down the road, and how to finally pay off those student loans.<p>To help narrow down the choices and find the best …