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Retire Well By Never Retiring At All: A Quick Guide

The media world is buzzing about retirement. We’re hearing about it now from people whose major mission used to be explaining housekeeping or the federal debt. Some British researchers, meanwhile, have concluded that working is good for your long-term health.<p>It’s important to remember that …

Keep fit – money is just one part of a healthy retirement

Trish Bongard Godfrey isn't planning to retire right now, but she is doing a lot of planning.<p>"I have no intention of retiring. I might never retire," the 54-year-old Toronto real estate agent says. She's going strong in her second career – she was previously a fundraising manager in the …

4 Lies People Tell Themselves About Retirement

Out on the golf course, I've overheard some of the game's greatest myths.<p>How about: "Watch out, I just bought a set of clubs like the ones Tiger Woods uses." Allow me to do some myth busting: Tiger doesn't actually show up to play — you still have to do that yourself. Or, "Hit it harder, son, it …

Retirement

Retire Overseas Cheap: 6 Places Where You Can Retire On $1,250 A Month Or Less

Retiring overseas may seem fanciful, but the low cost of living in many foreign countries makes a home abroad seem more manageable. Don't take our word for it -- Live and Invest Overseas, an online publication devoted to helping those interested in living abroad, has a list of the six best places …

5 Methods For Setting Retirement Targets

The Bureau of Economic Analysis recently reported that personal savings rates in the United States fell to an average of 2.3% in the first quarter of 2013. That’s just the latest sign that millions of Americans are heading toward an impoverished old age.<p>Why do people have so much trouble saving for …

How Much to Withdraw From Retirement Savings

<i>SPECIAL FROM Next Avenue</i><p>By Larry Rosenthal<p><b>There's new thinking about the time-honored "4 percent a year rule," which doesn't hold up these days</b><p>The question of the right amount of money to withdraw from your investment portfolio each year in retirement is an often-debated topic. And lately, there’s …

Can You Retire Now? Here's The Cheat Sheet

Legislators are considering whether to require investment firms to provide their clients with a lifetime income disclosure based on picking a target retirement age.<p>While Congress debates, the Department of Labor is on the move to make pension plans do the same. It should be said that many pension …

14 Ways To Make More Money In Retirement

Or maybe you're just looking for ways to stay busy and to make a bit of extra cash in the process. Either way, these 14 options are a great way to earn some money while doing something you enjoy:<p><b>1. Dog walking.</b> Walking dogs is a great way to stay fit, and many working individuals and families …

Retirement Planning: Make Your Money Last

Retirement planning is no longer just about accumulating a nest egg. It’s about optimizingwhat you’ve worked so hard to achieve, so you have reliable income <i>throughout</i> retirement – regardless of how long you live. This means the investment and savings strategies you used to accumulate wealth need to …

'A lot of people don't realise the importance of shopping around for an annuity': How to find a big lift in retirement income

'My operation delivered a bigger pension payout that has us dancing with joy': How you can get a big lift in retirement income<p>By<p>Published: 17:03 EST, …

On The Fly: When Less Is More In Retirement

In the past few years, the country has re-examined how it sees college educations. The call today is to view college more as an investment than an automatic assumption. While no one disputes the value of an educated populace, the logic follows that it makes no sense to pay $200,000 or saddled …

Retirement

Plan For Financial Independence, Not Retirement

Here’s a holiday suggestion that only a personal finance blogger would make: While you’re celebrating Independence Day, take some time to nail down the day you want to become financially independent.<p>Declaring your Financial Independence Day is a better idea than trying to come up with “the number” …

What Retirees Say Retirement Is Really Like

Writing the blog <i>Satisfying Retirement</i> has provided me with a special insight into the expectations and fears of retirees and those about to begin life after full-time work. Recently, I decided to conduct a survey of my readers to find out what retirement is really like, or going to be like, for …

3 Retirement Strategies to Employ Before You Hit 40

The Best Right-Now Pacific Coast Retirement Choice

If it's a Pacific coastal retirement lifestyle you're in the market for, your search will lead you to options in Costa Rica, Nicaragua, Panama, Ecuador, and Mexico. Where is the best choice?<p>As with all retire overseas decisions, the best choice depends on your priorities, your preferences, and your …

Central America

Retirement Risks are Rising for Boomers.. and Beyond

If you remember the slogan, “This is not your father’s Buick,” read on.<p>As a baby boomer, the life you live in your later years is also not going to be “your father’s retirement."<p>Baby boomers face a different reality and environment in which their parents retired, and it's going to be tougher for …

Is $1 Million Enough To Retire?

The New York Times recently published an article headlined "For Retirees, a Million-Dollar Illusion," which questioned whether $1 million in savings is enough to retire on, given today's low interest rates and stock market volatility, the potential for inflation and increased life spans.<p>The article …

Retirement

'How I Hit The $1 Million Mark': Real People Dish On Their Retirement Savings

Save more than $1 million for retirement? Are you kidding? That goal seems so daunting.<p>Only 46% of workers have even tried to calculate how much money they will need to retire comfortably, according to the 2013 Employee Benefit Research Institute Retirement Confidence Survey. “Most people aren’t …

How 3 People Saved More Than $1 Million For Retirement

Only 46% of workers have even tried to calculate how much money they will need to retire comfortably, according to the 2013 Employee Benefit Research Institute Retirement Confidence Survey. "Most people aren't saving, and they aren't saving enough," says Ruth Helman, co-author of the EBRI survey.<p>A …

Retirement

10 Solid Reasons You Shouldn't Retire

<b>Like your job</b>. If you enjoy the work you are doing, there's no reason to leave just because you hit a certain age. "A lot of times, your job defines who you are and you take part of your identity through what you do for a living," says Dana Anspach, a certified financial planner and author of …

Retirement

5 Retirement Variables That Are Out Of Your Control

<b>[See: 12 Surprising Facts About Boomer Retirement.]</b><p><b>How long you will live</b>. If you are in good health and longevity runs in your family, there's a realistic chance you could live into your 90s or even past 100. Depending on when you retire, your retirement savings could need to last for 30 years or …

Retirement

How to figure income needs for retirement

A big wild card is the cost of medical and nursing care in your later years. The U.S. Bureau of Labor Statistics' Consumer Expenditure Survey shows average overall spending tends to drop after retirement and continues to decline as people age. Serious illness or a nursing home bill can cause …