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What comes after the flying car? A self-flying car

AeroMobil is already wowing people with a prototype of a flying car. But over the next decade, it wants to give new meaning to the term "autopilot."<p>AUSTIN, Texas -- AeroMobil, a startup from Slovakia, is already making sci-fi lore a reality: the company has made a prototype of a flying car. But …

Autonomous Cars

房价会否逆其道? 对于房地產会否泡沫,普遍上持乐观看法的主要论点,不外乎百货通涨,加上消费税很快就將启动,房產价格不止不会有泡沫危机,反之还应有持续上涨的空间。 在正常情况下,各种材料价格不断上涨,导致成本提高,房价也自然水涨船高,怎么可能会出现泡沫呢? 泡沫经济的两大特征是:商品供求严重失衡,需求量远远大于供求量;投机交易气氛非常浓厚。房地產泡沫是泡沫的一种,是以房地產为载体的泡沫经济,是指由于房地產投机引起的房地產价格与价值严重背离,市场价格脱离了实际使用者支撑的情况。 以目前情况看来,在巴生谷、新山和檳城等主要的大城市,售价介于30到70万令吉的「中价」房產,市场须求还是非常大。这也是普通一般收入,特別是首次购屋年青家庭较能够负担得起的房子。所以,这类房產泡沫机率相对也远较低。 不过,房地產价格近年突飞猛涨,市价倍增,造成地点稍佳的排屋,不少已上涨到过百万。近几年流行的特大排屋或是豪华排屋,许多也动輒过百万。要购置百万的房產,除非另有资產或其它收入,否则靠储蓄和贷款来供,基本上每个月收入须要有两万左右,才能应付。 去年开始银行收紧贷款政策,购房贷款不再以毛收入计算,而是七除八扣后,剩下净收入为准。一般上,银行每月供房数额是以净收入的30%为顶。 马来西亚月常收入两万的人也许有一定的人数,但应该不会太多。据房產界消息说,过百万房產新盘贷款,大约有一半无法获得银行货款。有一部分人,虽有供房能力,基于各种原因,无法获得银行贷款,只好望房兴叹! 据市场消息,巴生谷近半年来,二手房屋交易量缩减了10%,而新盘交易量则下跌了20%。政府的可负担房屋在不久后將推出,料將进一步影响二手和新盘买气。 按照市场定律,建筑材料的上涨,自然也推高房价。如果受特殊因素影响,就有可能违反市场常规。市场泡沫化的一个明显特徵就是:不受常规约束,失去了常態可言。 目前,发展商还是有相当丰厚的利润空间,新盘难卖时,发展商应还有一定压缩利润,吸纳成本的空间。 换个角度想想,甲购买了一间百万住宅,跟银行借贷了80万令吉。供了几年,还欠银行70万令吉,由于受市道影响,无法再供得起房屋,造成3个月没法还贷款了。目前房子市价只有90万令吉,若他把房子卖了,亏是亏了,加减成除后,或许还拿回十几万。不卖的话,再拖两三个月,银行铁定拍卖,搞不好届时还得欠银行尾数,那卖?还是不卖? 银行拍卖的房子,还管得了市价多少吗? 乙看到房价猛涨,见猎心喜,敢敢拿了几千定金,买了一间房子,准备建好就脱手,赚它一点。现在房子建好,要开始供期了,脱手没人接,不脱要怎么办?供又供不起时,只好少亏当赚了。 丙在几年前,以70万令吉购买了一间房子作投资用途。最高峰时,房价曾涨到150万令吉,目前市价只有120万令吉。由于资金周转有些问题,急著用钱,忍痛把房子以110万令吉卖了。表现上看来,房价確实跌了几十万,但他实际上並没亏,只是少赚了些。 当以上现象浮现时,也就是房地產泡沫化的时间到了。 www.facebook.com/newpropertyinmalaysia #newpropertyinmalaysia http://www.orientaldaily.com.my/index.php/columns/pl3559 Meoon Khor III

手機這樣充電才正確你做對了嗎?

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CP值超高!花4分鐘鍛鍊全身肌肉》一定要學會的燃脂運動 (鍛鍊肌肉,肌肉運動,肌肉鍛鍊,剝皮跳,如何鍛鍊肌肉,鍛鍊全身肌肉,...) - 下班後 - 娛樂 - 一休陪你一起愛瘦身 - 商業周刊

下班後娛樂<p>2014.11.07<p>瀏覽數:108255<p>Burpee,也就是我們一般說的波比跳,剝皮跳,是一個全身性多關節最好的燃脂運動之一,是無氧運動的一種,也是一種很好做肌力訓練的動作。波比跳同時結合了深蹲、跳躍、伏地挺身這三個動作,可以鍛練到上肢跟下肢的肌肉群,幾乎全身上下70%以上的肌肉群都可以訓 …

How Technology Is Transforming Microfinance

<i>Vikas Lalwani is a member of the marketing team at FusionCharts, a startup providing JavaScript charts to 23,000+ customers. He also volunteers as community manager at Zidisha,</i><p>Microfinance, in simplest words, can be defined as providing small loans to people in need. It is already a $70 billion …

Apple CEO Tim Cook Addresses The iPad’s Continued Lack Of Sales Growth

During today’s earnings call for Apple’s fiscal Q4 2014, CEO Tim Cook took time to address the iPad’s performance at length. Cook referred to a lot of the general kinds of negative feeling around iPad performance circulating around media and analysts, and brought up his own perspective on the …

Jack Ma: The man behind Alibaba

http://vod-pro-ww-live.akamaized.net/mps_h264_hi/public/news/business/1108000/1108873_h264_1500k.mp4?__gda__=1522539034_8de33c886bd1f5b41dff960a4737a631<p><b>I first met Jack Ma, founder of the Alibaba Group, at a technology conference shortly after arriving in Beijing in 2002.</b><p>He immediately stood out …

Alibaba Group

12 Things Product Managers Should Do in Their First 30 Days

<i>Ken Norton is a product partner at Google Ventures where he advises startups on product management and also helps organize workshops.</i><p>Congratulations, a product has found its product manager. Perhaps you’re joining a small startup, or maybe you have a new project in a big company. How you approach …

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脊椎不好真痛苦,終於找到矯正脊椎好方法了! (快分享給朋友)

站立歪斜或坐姿不端正、習慣性翹腳、長時間坐在計算機前都會造成我們脊椎歪曲不直,脊椎一旦彎曲歪斜,很多毛病會跟著來,所以可以常常做滾背的動作,可以矯正脊椎,甚至有人長了骨刺也可以治愈哦!每天勤快108下(來回一次算一下),骨刺免開刀,不用快慢慢作,矯正脊椎自己來!<p>“滾背”這個動作可以矯正脊椎,基於每個 …

An interview with the president

AS HE prepares to host a summit in Washington, DC, that will bring together leaders from across Africa, how does Barack Obama see the continent's …

The 2-Minute Workout That Works Your Abs From Every Angle

How strong is your core? Find out with this ultimate ab challenge<p>Ripped abs are reason enough to add some core moves to your routine. But a strong torso can also give you the foundation you need to lift more weight with less risk of injury. "Crunches alone won't get the job done, though," says Todd …

Workouts

中国各朝代灭亡原因,让孩子看看,这才是真正的学历史!!

<b>中国(夏、商、周、秦、汉、魏晋、南北朝、隋、唐、五代、宋、元、明、清)各朝代灭亡的原因总结。</b><p><b>夏王朝</b>(约前21世纪—约前16世纪)是中国历史上第一个奴隶制王朝。夏朝共传十四代,十七后,延续约471年。夏王朝的建立,从禹开始。禹的父亲崇伯鲧,是雄据大河南岸位于嵩山中的有崇氏部落首领。有崇氏与在大河北岸太行山东麓的共工氏,都是富有治水经验的部落。在尧舜时期,为了争夺王权,鲧与共工先后对尧舜展开了激烈的斗争,都失败了后来,禹又继续联合共工氏以及其他众多的部落,在伊、洛、河、济一带,逐步展开治水的工作。禹接任了鲧的职位,放弃了鲧“堵”的治水方略,改为以疏导为主,就是依据地势的高下,疏导高地的川流积水,使 …

對的時間,做對的事!一日時間管理術|天下雜誌

Selling Your Used Car: Trade-in Vs. Direct Sale

Trade-in vs. direct sale: that is a question that plagues most (if not all) car owners when it is time to sell your old car. There is no …

不因為她是第一夫人所以認同這說法, 而是明白她會成為第一夫人絕非偶然; 無分男女,怎麼也看不透的人就像恆河沙天上星,無以數計的癡男蠢女。 管得了的妳管他幹嘛? 管不了的妳管他做啥? 真愛你的你放心不下! 不愛你的你心放不下。 蠢到哪一天妳才會明白?