Kalyn Beach

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5 Money Mistakes Even Diligent Savers Make

<i>This post originally appeared on LearnVest.</i><p>It’s no wonder so many Americans consider saving money their number-one financial struggle: Saving money consistently takes discipline and hard work.<p>In fact, a survey last year revealed that more than a quarter of Americans have no emergency savings …

Three Unglamorous Truths Every Entrepreneur Should Know

Having been a supporter of women entrepreneurs for more than 15 years, I’ve had a unique window into the realities of their lives, from the boot strapping have-nots to the VC-backed Stanford grads. As someone who started my first social venture at 24, it is hard not to look back on my own career …

The Strange Secret Behind Founding A Business

Being a startup founder is an exercise in a strange and almost inexplicable physics. We are taught not to believe in magic, but looking at how founders create and what happens when they do what they do, incredible and almost inexplicable things frequently happen.<p>Recall the familiar shape of a …

How To Land A Great Internship This Summer

While I focus primarily on helping mid-career women build happier, more rewarding careers, I often hear from college students and recent grads about their career concerns. The two most common challenges shared are: “I can’t figure out what I want to pursue as a career,” and “How do I get great work …

From Farm Boy To Billionaire: Harry Stine's 7 Insights For Entrepreneurs

From his inauspicious headquarters in Adel, Iowa (pop. 4,000), Harry Stine has accumulated a $3 billion fortune by revolutionizing the agriculture industry. He owns Stine Seed, the largest private seed company in the world and the developer of some of the most valuable agricultural products on …

Will New 'Excubator' Model Increase Startup Success Rates?

Over the last five years, Red Rocket Ventures has consulted or mentored over 500 startups. But, unfortunately, most of these companies have had the same problem. They are typically so focused on building their product (e.g., website, mobile app), that they do not raise enough capital to afford the …

Great Leaders Build A Culture of Courage In A Climate Of Fear

<i>“The only thing we have to fear is fear itself.”</i><p>Franklin D. Roosevelt cautioned Americans with these words during the 1932 presidential election because he knew the power of fear to bring down an economy, to cripple a nation and to stifle the ingenuity needed to create better solutions in turbulent …

The 5 Keys To A Digital Mindset

In boardrooms around the world “digital” is on everyone’s lips. But while executives ask questions like, “what´s our strategy in relation to mobility, social media, the cloud or big data?” their answers are often limited to only addressing the impact of each trend on a certain aspect of running …

Tech Founders: What I Learned From Mark Zuckerberg

How time flies. Today is the 10-year anniversary of Facebook. What started as just one of many web projects for Mark Zuckerberg – while coding away in his Harvard dorm — has turned into something that has changed the world.<p>Now Facebook has over 1.23 billion users – and 556 million of them access …

Ten Resolutions The Most Successful People Make And Then Keep

Well, it’s that time again—time to start rolling out the New Year’s resolutions. Some of us will vow to eat less, exercise more, live in the moment, be more grateful. You may even decide to bury the hatchet with the family member who makes you so crazy.<p>But have you made your New Year’s <b>business</b> …

11 New Year's Resolutions That Will Jump-Start Your Career

Many of you will resolve to do a whole host of things in 2014. Some will vow to eat healthier, lose weight or save money—while others will pledge to land a new job, get a promotion or earn more money.<p>“Many people go into a New Year with resolutions or goals for their career for the next 12 months,” …

Sun Tzu's The Art of War, Illustrated (Chapter 11: The Nine Situations, Part 2)

<b>Chapter 11: The Nine Situations (continued)</b><p>32. The principle on which to manage an army is to set up one standard of courage which all must reach.<p>33. How to make the best of both strong and weak–that is a question involving the proper use of ground.<p>34. Thus the skillful general conducts his army …

How Does IPO Pricing Work?

<i>Answer by Raj Bhuptani, Harvard ’13, on Quora,</i><p>The actual mechanics of what happens are somewhat complicated, but the basic idea is simple economics: the price is set as the number which balances supply and demand. In more detail, here is what happened for Twitter:<p>(Preface):<p>Twitter decides to “go …

Tom Rath: How Small Changes Make All The Difference In Your Life

To find out more about wellness at work and how to live a healthy lifestyle, I spoke to Tom Rath, who is the author of the new book “Eat Move Sleep: How Small Choices Lead to Big Changes.” Tom has written several international bestsellers including the #1 New York Times bestseller How Full Is Your …

10 Ways To Make Each Day A Leadership Masterpiece

Brian Layer, Brigadier General, United States Army (Retired) knows a few things about leadership. Brian is a West Point graduate who also holds three masters degrees. He twice commanded a brigade in Iraq, and is perhaps the most gifted and humble leader I’ve ever worked with. Brian now chairs our …

Elon Musk's Hyperloop And Lessons On Leadership, Innovation, And Social Enterprise

<i>My colleague Randy Ottinger follows leaders with exceptional potential. Yesterday, he followed Elon Musk‘s announcement of an idea for a new form of transportation, and here he calls out the strategic acts of leadership that may cause this idea to change the way we think about transportation.</i><p>It …

Billionaires' Tips For New Grads: Advice From Jobs, Oprah, Zuckerberg And More

College students across the country will accept diplomas and step out into the “real world” for the first time this month. Some have jobs, many don’t, but all are hopeful about what lies ahead.<p>As to their first steps beyond the comfort of campus, whose advice should they follow? What lessons should …

10 Reasons Why Financial Plans Aren't Just For The 1%

Financial plans are only for people with so much money, they don’t know what to do with it, right?<p>Actually, studies show that a comprehensive financial plan can benefit people at all income levels — but not a lot of Americans know this.<p>Only 31% of financial decision makers in families say they have …

How to Use Google Voice

Google has its own voicemail and call-forwarding service. Here's what you need to know to get started.<p>Google Voice is a powerful platform, and a great way to streamline your digital life. Voice is a convenient voicemail service that also creates a catchall phone number to ring multiple devices. It …

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How To Become A Billionaire In 25 To 50 Years

I breezed through the tenth floor exhibition space at Sotheby’s, viewing auction lots for their upcoming sales of impressionist, modern and contemporary art. Anthony Grant, my cicerone, informed me that there are at least a hundred prospective buyers of iconic pieces that sell upwards of $25 …

Warren Buffett To Millennials: 'The Future Is Terrific'

On Tuesday afternoon Warren Buffett sat down with Levo League, a “community of professional women seeking advice, inspiration, and the tools needed to succeed,” and fielded live questions from across the internet about everything from women in the workplace to his personal heroes. From his office …

How To Invest, Think and Live Like Sir John Templeton

Do you wish you could invest like the late great Sir John Templeton (1912-2008)? If so, “The Templeton Touch” (by William Proctor with a Special Section by Scott Phillips, Templeton Press, 2012) is essential reading for understanding his successful strategies. It’s also the best publication I’ve …

Why Passion Is Not Enough...You Need This, Too

I just read a wonderful post here on Forbes: Dan Schwabel’s interview of Chris Guillebeau. They talk about Chris’ new book, <b>The $100 Start-Up</b>, and in the course of the interview, Chris mentions that simply loving something isn’t enough to establish a successful business around that thing. Then he …

10 Leadership Lessons I Wish I Learned In My 20's

All of us would do well with a second bite at the apple, another chance to go back and do it all over again. Our mistakes, as much as our successes, define us and can help steer us forward today. With this in mind, here are 10 lessons learned over the last 20 years of doing business that are now …