jamaal torrance

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6 Types of Businesses You Can Start With Almost No Cash

Have a craft creation to sell? Good at home repair? Resale transactions? Voila! You can become an entrepreneur-on-the-cheap.<p>Founder and CEO, AudienceBloom<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>If you’re like millions of Americans, you dream of starting your own business. But …

Small Business

How to Eat a Healthy Whole Foods, Plant-Based Diet on $50 Per Week

Having a tight grocery budget is something most all of us can relate to at least at some point or another. We all have our ups and downs when it …

6 ways to make your money work for you

"Make your money work for you" is such common personal finance advice that it borders on being cliché.<p>But what does it actually mean? And more importantly, how can you do it?<p>We spoke with Sean Gould, a wealth strategist with Waddell and Associates and a certified financial planner, to outline six …

Personal Finance

The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt

It's not impossible to buy a home when you have existing debts. Home buyers do it every day, in fact. But you have to know how your existing debts are affecting your standing with the lender and the ways you may be able to exclude some debts from your loan approval process.<p>When you apply for a …

Personal Finance

Why Black Churches Don't Want You to Read 'Sidechickology'

It's the book that has tongues wagging. Sidechickology is the salacious story of two ministers and their steamy drama-filled affairs that some say are based on true events.<p>The real question on everyone's mind is: Who is the author, Body of Work who co-wrote this scandalous book with Allison Hobbs? …

The New Rules for Getting Ripped

The models and athletes in our magazine are so lean and ripped, they almost make it look easy to attain a taut, muscular body. But we’ve got to be …

Fitness

Here's How To Launch A Product Without Spending A Dime

<i>This is the second article in a series about how how a group of students at Penn created a non-profit commercializing a product that helps the visually impaired recognize what they are looking at. Check out the first article here.</i><p>After building the first prototype of ThirdEye (see a demo at …

Entrepreneurship

20 Money Mistakes Everyone Makes But No One Admits

Our communal tightlippedness about financial problems keeps everyone in the dark.<p>Although Americans are known, adorably, throughout the world as a …

How to Eliminate Credit Card Debt

Minimum payment due, reads the box on your credit-card statement. What an enticing idea: Pay a small amount and you’re off the hook for the whole …

Don’t think investing is for someone like you? Think again

<i>This material is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of the date indicated and may change as subsequent</i> …

Finance

Think Different: Meet Your Needs (and Major Wants) in New Ways for a Financial Reboot

Last week, I wrote an article about blurring the line between needs and wants, which is a reason that many people get into financial trouble. People …

How to Maximize Your Retirement Accounts in 2016

<i>By Emily Brandon</i><br>Contributing to a retirement account qualifies you for tax breaks and employer contributions, both of which will grow your nest egg …

Retirement

Why Investors Should Think Beyond Returns On Investments

For many of us, December means reconciling our year-end charitable donations. This year, instead of just writing checks to non-profits, consider …

12 things everyone should know before investing

Contrary to popular belief, you don't have to be an expert to start investing.<p>You don't even need to be rich to invest, yet so many of us fail to get started managing our money because we're intimidated or don't know where to start.<p>But investing is crucial. Inflation lops an average 3.87% off your …

Investing

4 Savings Methods That Really Work

When it comes to saving money, there’s no one size fits all.<p>We all have different lifestyles, incomes, and preferences. This means the ways we save …

Verizon

How to Build Credit

With so many websites offering free financial tools, it can be hard to know whom to trust. At NerdWallet, we thoroughly research financial products …

Personal Finance

Boost your College Savings Plans and College Funds with Upromise

UPROMISE GOALSAVER<p>The Savings Account for Everything Education<p>A free way to save for college with no monthly fees and no minimum balance …