Ryan Munn

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Making and Taking Payments - Beginners Guide to Online Accounting Software

Paying bills and collecting sales income are two critical functions in business. Accounting software does a lot more than simply record the …

Move Over M-Pesa, Bitcoin's zSIM is The New Kid On the Block

Advertisement<p><b>It has always been a source of immense pride for me to have been part of the group of conference participants who were there at the</b> …

Dataconomy Home

The network effect is a curious phenomenon that describes the group’s benefit that ensues as each new member joins and begins using the same product …

Small loans sold online by Big Bank rivals: Roseman | The Star

You need money for travel, home improvements, medical expenses or a major purchase. Up to $30,000 will do.<p>You prefer not to use a high-interest …

The Changing Face of Consumer Banking

More than 20 years ago, Bill Gates famously dismissed banks as dinosaurs that would soon be extinct from the modern marketplace.<p>More than 20 years ago, Bill Gates famously dismissed banks as dinosaurs that would soon be extinct from the modern marketplace. While our banking system has yet to …

Harnessing AI to Make Your Boring Bank Statements Useful

Old-school financial institutions are typically slow-moving giants. And that’s a shame, because banks also tend to accumulate deep troves of data on …

U.S. lender OnDeck expanding in Canada as peer-to-peer lending gains popularity - Canadian Business - Your Source For Business News

TORONTO – OnDeck Capital, a U.S.-based online marketplace where small businesses can secure loans, is expanding its offerings in Canada, joining a …

For millennials, banking is all about the apps

Forget low fees, friendly services and convenient location—what really gets some bank customers going these days is a great app.<p>In fact, a majority …

Fintech startups are a threat to banks. Here’s what Maybank is doing

When JPMorgan Chase CEO Jamie Dimon told the banks’ shareholders that Silicon Valley “[wants] to eat our lunch” – alluding to how tech startups are …

Startups

Canada's banks form consortium to deal with Apple Pay: reports

Apple Pay is coming to Canada, and by the looks of it Canadian banks are keen to avoid the mistakes made by U.S. banks during the initial roll-out of the mobile payment service last year.<p>The Wall Street Journal is reporting that Canada's Big Six banks are negotiating with Apple Inc. about a …

Banks Need to Make Mobile Apps An Experience, Not An Add-On

Traditional banks must develop improved apps to compete with online challengers.

Apps

Canada’s big banks rolling out higher fees on account holders

<i>WATCH ABOVE:It’s Canada’s biggest bank, with an estimated 18 million customers. Now RBC is planning to charge those customers quite a bit more. Sean</i> …

Could Interactive Kiosks Replace Retail Bank Tellers?

The fundamental challenge facing any services-oriented business today is the sheer number of people required to do the selling and provide the customer support required to effectively deliver services. Nowhere is that more evident than in retail banking.<p>Just about every major branch of a retail …

Nowhere In The World Uses Mobile Banking As Much As Africa

A new World Bank-Gallup poll shows that the countries of sub-Saharan Africa are the world's leaders in sending, spending, and saving money via phone.<p>In a many of the more remote parts of the countries in the region, it's difficult to have access to any form of banking at all, preventing workers …

4 Ways Financial Institutions Can Bank On Big Data In 2015

A customer walks into the bank to make a deposit, greets the teller and, out of the blue, she’s asked if she would like a second mortgage. Is this any way to serve a valued customer? Not if she isn’t in the market for a second mortgage.<p>But what if she is?<p>It’s common practice for banks to widely …

First Fintech-Only Hub Opens in Sydney to ‘Disrupt Banking’

The Central Business District (CBD) in Sydney is known for traditional banking and finance. Most of the major institutions are headquartered there. …

Dataconomy Home

The network effect is a curious phenomenon that describes the group’s benefit that ensues as each new member joins and begins using the same product …

Canadians can now pay their rent by credit card — and millennials love it

A Vancouver-based company says it has signed up more than 5,000 Canadians to directly pay their rent or condominium fees with a credit card since …

Apple Pay Is Just a Big Giveaway to Credit Card Companies

It’s easy to assume Apple Pay is one in a long line of disruptive innovations from the master of serial disruption. But this time that’s not the case. Apple isn’t behaving as a disruptor here; it’s acting as a reseller.<p>This seems like an easy distinction to spot, but that’s not always so. Like …

American Express Testing Facial Recognition, Wearable Tech

The financial services corporation is trying to simplify digital payments with emerging technologies.

Financial Services

Australia's banks race to be first with watch apps

The Commonwealth Bank has become the latest Australian financial institution to announce the impending release of a mobile banking application for …

TD Bank CEO Bharat Masrani on the future of banking

(Portrait by Markian Lozowchuk)<p>Over the past 28 years, Bharat Masrani was responsible for TD divisions in India and Europe before spearheading the …

Unhappy commercial customers look beyond Canadian banks for financial services: Ernst & Young

Dissatisfied companies in Canada are increasingly turning to non-bank options for their financial service needs, according to a global commercial …

Wealthsimple partners with Power Financial

Today's top stories<p>The actively managed mutual funds will be the first time advisors with a mutual fund licence will have access to Vanguard’s …

Vancouver mobile payments company a Canadian alternative to Apple Pay

While Apple Pay has generated a lot of awareness of interest in the mobile payments space, it’s not available yet in Canada. Vancouver’s nTrust isn’t …

Apple Pay

Why Fintech Banks Will Rule The World

Whilst debating whether new fintech startups would eat the banker's lunch yesterday, I stumbled across a really interesting read by Philippe Gelis, …

Dataconomy Home

The network effect is a curious phenomenon that describes the group’s benefit that ensues as each new member joins and begins using the same product …

Why more startups turning to equity crowdfunding

When CareGuide founder John Philip Green set out to raise the first outside capital for his network of websites, his goal was $500,000 (U.S.).<p>He ended up raising more than $1.5-million after seeking equity through the popular U.S.-based crowdfunding portal, AngelList.<p>Mr. Green had already landed …

Is crowdfunding the new tech bubble? Or just a good old-fashioned junk bond?

Despite the headline, I'm a proponent of crowdfunding and believe it can bring innovative ideas to market. Fundamentally, I feel that new forms of financing provide additional access to much-needed capital and bring healthy competition to the lender market, benefits that all entrepreneurs and …