Money, Business & Start-Ups

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2018 Medicare changes will erase Social Security COLAs for many

Some high earners could keep the full value of their COLAs and see no change to their Medicare premiums.

Medicare

California has millions of good-paying jobs for workers without a bachelor’s degree

<b>By MIKHAIL ZINSHTEYN, EdSource</b><p>Workers who want to earn at least $35,000 a year increasingly need to have some training beyond high school but not …

Equality

The degrees that make you rich... and the ones that don't

<b>Hundreds of thousands of young people are in the process of applying to university, in time for a 2018 start. Their choices can make a huge difference to future earnings.</b><p>For most university graduates, having a degree pays.<p>Over the course of a lifetime, estimates suggest women can expect to earn …

Education

Will Blockchain Unchain The World?

This past month has brought me on an unexpected journey — into the world of blockchain. I’d known from the outset back in July when I was introduced to a merry band of sustainability gurus that blockchain would play an important role in the fashioning of a sustainable planet. I just had no idea …

Bitcoin

MasterCard has filed a patent on its own blockchain-based money transfer solution

In about 2014, most bitcoin companies quickly pivoted to the “next big thing:” blockchain. Among them were the financial and fintech houses that were eager to avoid SEC scrutiny of their cryptocurrency holdings but were happy to use blockchain technology to speed up transaction times. Many of those …

Bitcoin

Richest 1% now own half the world's wealth

The wealthiest 1 percent of the world's population now owns more than half of the world's wealth, according to a new report.<p>The total wealth in the …

Wealth

Fewer Foreign Students Are Coming to U.S., Survey Shows

The first new college class since the election of Donald J. Trump has arrived on campus, and new numbers confirm what the higher education industry had feared: Fewer foreign students are coming to the United States.<p>The number of newly arriving international students declined an average 7 percent in …

Education

Any patient investor can turn $5,000 a year into nearly $1 million, says billionaire Ron Baron

<b>- "You have to have a small amount of money and invest it regularly for a long time," Baron says.</b><p><b>- "It's all about compounding," the Baron Capital</b> …

Investing

Seattle is drawing Chinese homebuyers because it has something Vancouver doesn’t

Natural beauty, clean air and proximity to Asia.<p>These are three factors that Seattle has in common with Vancouver.<p>But there’s one trait that the …

Real Estate

Women Get It Done: Fixing The Broken Venture Capital System

“If it ain’t broke, don’t fix it,” the saying goes. Venture capitalists may think it ain’t broke, but they’re missing a source of innovation that can drive greater returns. They’re wrong; it is broken.<p>Women deliver higher returns, according to a study by First Round Capital, a seed-stage venture …

Venture Capital

This little-discussed part of the GOP tax bill proves what it’s really about

REPUBLICANS INSIST that their tax reform is designed to help the middle class and curb the use of tax loopholes. But a little-discussed provision tells a different story. That provision is the repeal of the alternative minimum tax, which would serve the interests of wealthy taxpayers — and tax …

Equality

Words You'll Hear: Cuts To College Student Tax Credits

NPR's Michel Martin and <i>Washington Post</i> reporter Danielle Douglas-Gabriel talk about a piece of the House tax plan that you may not hear about: cuts to tax credits and deductions for college students.

Retirement

'The Martian' author Andy Weir solved moon economics to make his new book 'Artemis' believable

• <b>"The Martian" author Andy Weir has a new novel about a heist on the moon called "Artemis".</b>• <b><br>The book, which goes on sale Tuesday, strives for a high level of scientific and economic realism to make its story believable.</b>• <b><br>The author used real-world economics to create a reason his fictional moon colony</b> …

Space Travel

'Wall Street has gone completely mad' — One market bear forecasts a decade of stock losses

• <b>By multiple measures, US equity valuations are close to the highest on record.</b>• <b><br>Investor and former professor John Hussman doesn't think this is a sustainable situation, and forecasts that stocks will see negative returns over a 12-year period.</b>• <b><br>Hussman's perma-bearish views have seen mixed success in</b> …

Economy

7 Weird Social Security Facts You Never Knew About

Social Security's oddest aspects, explained.<p>Though debatable, Social Security is widely believed to be America's most important social program. More …

Social Security

2017’s Best Real-Estate Markets

Thomas Nesslein<p><b>How likely is it that the Federal Reserve will increase interest rates in the coming months? How will this impact the housing …

It's Official: These are the 10 Best U.S. Cities to Buy Real Estate

With millennial homeownership in the US at a record low, to say that buying real estate is out of reach is an understatement. But if research …

Real Estate

Why bottled water is one of the biggest scams of the century

There's nothing quite like the feeling of pure, ice-cold hydration. Some of us get our water for free from the tap. The rest pay for it — at the cost …

Water

Everything you wanted to know about bitcoin but were afraid to ask

The value of cryptocurrencies is rising fast. But is it sustainable? And how does it work, anyway? These questions, and many more, answered…<p>The money has become too much to ignore and so bitcoin and cryptocurrencies are back in the news. You may have heard about Ethereum, a cryptocurrency that has …

Bitcoin

Getting your student loan forgiven is a high-wire act. Here's how to do it right

Student loan borrowers who work in public service jobs may want to double-check that they are doing everything they need to if they want their loans …

Retirement

As prices rise, this is how much more home buyers need to save for a down payment - MarketWatch

Maayan Simckes, a 28-year-old PhD candidate who lives in Seattle, said she and her fiancé ideally want to buy a home within the next few years, but …

Real Estate

The Disastrous Trump Tax Plan

Designing a tax plan that will actually increase spending and therefore employment is really not all that difficult. All you have to do is meet two criteria:<p>1. The tax cuts must not be offset by spending cuts (or tax increases elsewhere).<p>2. The tax cuts must increase the incomes of those who will …

Equality

Best and worst cities for retirement

1. Pittsburgh. Pittsburgh ranked first on the list which looked at weather, crime, things to do and healthcare among other things. Pittsburgh's final score was 57.66. Keith Srakocic, AP<p>2. Boston-Cambridge-Newton, MA-NH Metro Area ranked second on the list which looked at weather, crime, things to …

Salt Lake City

3 Reasons You Should Encourage Your Employees To Have A Side Hustle

Most of the places I’ve worked have had “no moonlighting” clauses in the contract. And that makes sense in the psychotherapy world. Companies didn’t want me to launch a private practice that would be in direct competition with their agency.<p>Aside from that, it would be confusing to clients. A client …

Careers

You can earn a decent living without a four-year degree

CHICAGO (Reuters) - Despite images of shuttered factories and a chorus of high school voices chanting the virtues of college, you do not have to get a four-year degree to earn a decent living.<p>While it may be true that on average, people with four-year college degrees earn more than those who have …

Students

California slapping high taxes on marijuana, causing sticker shock for some

California’s legal marijuana marketplace is coming with a kaleidoscope of new taxes and fees that could influence where it’s grown, how pot cookies and other munchies are produced and the price tag on just about everything.<p>Be ready for sticker shock.<p><b>RELATED: Will high taxes allow black market in</b> …

Cannabis

Here's Why the Middle Class Can't Get Ahead in Retirement

Planning for the future isn't as easy as it sounds.<p>It's no secret that Americans aren't saving enough for retirement, and a small bank account could …

Retirement

'Paradise papers' expose tax evasion schemes of the global elite

Reporters have unveiled some 13.4 million secret documents detailing evidence of tax evasion among high-ranking politicians and the super wealthy. …

Corruption

Ten Things Never, Ever To Say About Yourself

We have been taught to brag about ourselves in our professional branding, but that’s terrible advice.<p>The more illustrious a person is, the less likely they are to praise themselves.<p><b>Watch on Forbes:</b><p>When someone is truly a guru, other people say “That person is a guru!” but the guru doesn’t say it …

Employment