Jorge Nazario

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3 Mutual Funds That Can Beat the S&P 500

These three mutual funds have great potential for monster gains.<p>Most stock mutual funds, especially those that are actively managed, aim to beat one …

10 Very Useful User Experience Tools For Every Designer

UX designer is responsible for improving the usability, accessibility, and pleasure provided in the interaction between the user and the product. …

9 TED talks that can help you become insanely productive

Reaching optimal productivity is about working smarter, not harder, and making the most of each day.<p>The following TED talks offer valuable lessons in doing just that.

TED Talks

The 18 best books for someone just starting out in their career

Chances are, your college didn't offer classes on how to negotiate your salary, deal with a micromanaging boss, or confront annoying coworkers.<p>But there's still something you can do to prepare yourself for the tricky world of work: read.<p>Here are 18 books we think every young professional should …

Self-improvement

The Puerto Rico crisis, explained

<i>The U.S. territory can't pay its debts and will soon run out of money. How did it get into this mess? Here's everything you need to know:</i><p><b>How much</b> …

19 of the best quotes we've ever heard about getting rich

Getting rich isn't reserved for a select few.<p>Almost anyone can make it happen— and people who have done it say wealth often begins with your mentality.<p>Read on for a healthy dose of inspiration from self-made millionaires, authors, entrepreneurs, and investing gurus:

Self-improvement

The 7 best backpacks for travelers

It's versatile enough to handle your needs, and basic enough to take anywhere and everywhere.<p>You don't need to trek through the wilderness or across entire continents to be a backpack person — maybe rolling a suitcase through a crowded terminal just isn't your forte. (Though if it is, there are …

Backpacking

How To Fund Your Startup: The Ultimate Startup Funding Guide

In my work as a consultant to entrepreneurs, the issue of startup funding and capital always comes up. I’ve yet to work with an entrepreneur who says …

Personal Finance

The 1 Question You Must Constantly Ask (if You Want to Be Successful)

Asking yourself this one critical question on a regular basis can keep you efficient, streamlined, productive, and profitable.<p>Have you ever found yourself immersed in a project and suddenly realized that is was essentially worthless to you? Or maybe it wasn't worthless, but it wasn't supporting …

Time Management

7 Exercises That Can Improve Your Focus

Try using these seven exercises to gradually increase your ability to focus in almost any situation.<p>Focus is a skill necessary for almost anything important in life, from finishing that term paper, to listening to your boss's instructions, to organizing your schedule for the day. Unfortunately, for …

Time Management

I'm convinced there are only 5 ways to get rich

<i>Editor's Note: An earlier version of this article stated that Daniel Ally became a self-made millionaire at age 24. We are no longer confident in those assertions and have removed them.</i><p>There are many definitions of what it means to be rich.<p>Being rich is more of a state of mind than a dollar amount. …

Self-improvement

12 books to read this year if you want to get rich

The wealthiest, most successful people bury themselves in books. They commit to self-education long after they've finished college or any formal education.<p>To help make 2016 a prosperous year, we've highlighted 12 of our favorite personal-finance books — one for each month — from century-old …

Personal Finance

10 unique hotels to stay at before you die

From ice manors in Sweden to al fresco wooden lodges in Botswana to hanging pods in Peru, some hotels can make your trip unforgettable.<p>Here are the ones you need to visit during your lifetime.

Sea Level

How To Become A 401(k) Millionaire In Four Easy Steps

If it weren’t for the tripwires of human behavior, becoming a millionaire would be a pretty easy path to follow.<p>It’s mostly math and good habits.<p>So when I came across this piece on nowitcounts.com, a website for investors over 50, I saw a clear message: If you save consistently, the miracle of …

Retirement

3 everyday ways to practice gratitude for health and happiness

<i>Editor's note: Dana Santas is the creator of Radius Yoga Conditioning</i><i>, a yoga style designed to help athletes move, breathe and focus better. She's the yoga trainer for the Atlanta Braves, the Philadelphia Phillies, the Tampa Bay Rays, Tampa Bay Lightning, Orlando Magic and dozens of pros in the</i> …

Happiness

White Liberal Guilt, Ignorance, and Nuanced Racism May Bring Independence for Puerto Rico

Yeah, I said it, White liberals know jack about Puerto Rico, and they are a quite racist too.<p>So it is not surprising that the U.S. media that poses as liberal has adopted independence for Puerto Rico as their new cause celebre- and the author of a novelized "story" of Puerto Rico under the U.S. as …

7 Reasons People Who Drink Wine Are The Happiest People To Be Around

<b>1. Wine people know how to celebrate the little things in life.</b> There’s nothing healthier or happier than having gratitude and knowing that even an …

10 Differences Between Middle Class And Rich People

According to Forbes, the 400 wealthiest Americans have more wealth than the bottom 150 million Americans combined. But what about the people in …

The definitive glossary of wine tasting terms

There’s a lot of ego in wine speak, both on the part of eager oenophiles who want to assert their expertise and occasional wine drinkers who keep mum …

Windows 10 review – final version of Windows might be Microsoft's best ever

Microsoft’s Windows swansong brings together the best bits of Windows 7 and 8 – and won’t force you to change the way you work<p>Microsoft’s last version of Windows is finally here: Windows 10 is arguably the best version of the ubiquitous operating system. But the question is, should you upgrade for …

Google Play

52 Great Wines for $25 or Less

Impress your friends.<p>Looking for the perfect wine for dinner or to take to a party? Our team of experts has come up with bumper crop of …

Napa Valley

Puerto Rico's intensifying debt crisis has residents bracing for the worst

Blanca Flores is earning minimum wage as a 45-year-old secretary for the municipal government of Patillas, a small town of about 20,000 in Puerto Rico’s south-eastern corner. A single mother with a son who has just graduated college and a daughter entering the fifth grade, she is struggling in the …

Caribbean

Clocks to read 11:59:60 tonight as time lords add leap second

Software could crash and markets suffer as a leap second is added to world time at midnight tonight<p>Airlines, trading floors and technology companies are braced for chaos today as world timekeepers prepare to add a leap second to global clocks.<p>Immediately before midnight dials will read 11:59:60 as …

Capitalize On Big Data To Grow Your Business -- Without Breaking The Bank

Thanks to the dawn of digital, savvy business leaders can now keep a pulse on thousands of customers and prospects with ease, design stunning websites in a few hours, and run social campaigns to capture revenue from droves of Internet users.<p>There’s another movement on the horizon that’s set to …

Marketing

Puerto Rico in crisis: weighed down by $73bn debt as unemployment hits 14%

Violent crime is surging, schools are closing and physicians are leaving in droves – but on the mainland, there is little awareness of the island’s struggles<p>Viewed during a drive along the northeast region of Puerto Rico, the Caribbean landscape, usually a festival of lush greenery, is dotted with …

Caribbean

7 truths about the mind you missed in psychology class

The longer you live, the more you realize that the difference between success and magnificent failure lies in how well you understand people. If you’re like many, that fact makes you regret not having studied psychology. I hate to be the one to tell you, but holding both a BSc. and an MSc. in …

Saudi Arabia's OPEC governor: hard to reach $100-120 oil again

"$100-120 — I think it's difficult to reach 120 another time... We understand that all countries need higher incomes... We want higher incomes, but we want higher incomes for us and future generations," Madi told an energy conference in Riyadh. Brent crude is currently around $55 per barrel.<p>He also …

Oil

21 Ways to Achieve Wealth and Success

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>In his book, <i>Rich Habits -- The Daily Success Habits of Wealthy Individuals</i>, Tom Corley outlines several habits that distinguish the wealthy from the nonwealthy.<p>It got me to think, How many people operate on autopilot and don’t stop to …

Self-improvement