Jocab

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Why the ultra-wealthy are the only winners of 'perverse' inheritance tax gifting rules

Inheritance tax’s gifting system is a “perverse game of Russian roulette” that doesn't help people with smaller estates, experts have said, as the Office of Tax Simplification considers the rules as part of its review into inheritance tax (IHT).<p>The rules around gifting allow someone with hundreds …

Finance

Aegon sends Cofunds re-platforming apology to clients

Aegon completed the re-platforming of Cofunds users onto its new ARC-based platform on 8 May, and <i>Professional Adviser</i> has since revealed Cofunds …

Customers

CYBG Agrees to Buy Branson-Backed Virgin Money for $2.3 Billion

CYBG Plc agreed to buy Virgin Money Holdings U.K. Plc for about 1.7 billion pounds ($2.3 billion) in an all-stock transaction, creating a bank with …

Banking (UK)

Bitcoin Could Break the Internet, Central Banks' Overseer Says

The Bank of International Settlements just told the cryptocurrency world it’s not ready for prime time -- and as far as mainstream financial services …

Cryptocurrency

Effective ESG Investing: An Interview with Andrew Parry

"Integrating ESG certainly does not harm and, in fact, is additive to value generation," says Andrew Parry of Hermes Investment Management.

Investing

Le bitcoin dans le viseur de la « banque des banques centrales »

+ VIDEO. La Banque des Règlements Internationaux (BRI) estime notamment que la première cryptomonnaie pourrait « paralyser » internet.<p>« Inefficace », …

Banque

La Mutuelle Générale en pôle position pour un rapprochement

La troisième mutuelle santé française discute avec plusieurs partenaires potentiels. Elle a consolidé son assise financière en 2017.<p>Alors que …

Économie

Los ‘smart contracts’ no son tan perfectos como nos han vendido

Los contratos inteligentes no son infalibles. Para que funcionen correctamente hace falta un marco legal adecuado y adaptar normas ya existentes a …

Cliente mistério. Fomos a 14 bancos e nenhum cumpre regras da mudança de conta

Os bancos garantem que prestam o serviço de mudança de conta, previsto na lei há cinco meses. Mas, nas agências que o Observador visitou como cliente …

La blockchain pourrait doper la rentabilité des assureurs

Une étude du BCG estime que cette technologie émergente aiderait les compagnies à réduire significativement leurs coûts de distribution et de gestion …

Blockchain

New features to bring you better banking

We’re a busy team here at Starling Bank. We spent the first three months of the year focusing on launching our business accounts which took a huge …

Apps

Adviser profile: Jane Hodges of Money Honey Financial Planning

The public’s lack of understanding about pensions taxation could be addressed by reverting to the old way of working with providers<p>Gerald and May …

Financial Planning

Insurtechs begin to converge with incumbents on core

One of the most pressing questions that has arisen from the insurtech movement is this: Will insurtech startups have a need to utilize the incumbent …

Flavors

Monese joins fraud-fighting organisation CIFAS

SHARE ON<p>UK challenger bank Monese has officially become a member of CIFAS – the UK’S largest cross-sector fraud sharing organisation. The bank …

Cybersecurity

Nucleus census 2018

The Nucleus Census tracks the progress of our users year on year, and gathers their views on the industry now and in the future. We ask our users …

Census

Retailers dominate as banks retreat from rewards credit cards

Banks have retreated from the rewards credit card market, leaving high street shops and online retailers as the dominant forces in the space.<p>Supermarkets such as Sainsbury’s and Tesco, department stores like Debenhams and John Lewis, and other retailers including Amazon and Marks & Spencer are now …

eCommerce

Relief for savers as Atom Bank launches 2.05pc bond

Hard-pressed savers will be hoping that the launch of a new market-leading account will spark a rate war between providers.<p>Atom Bank has leapt to the top of the savings best-buy tables with its one-year fixed-rate savings bond paying 2.05pc.<p>Industry analyst Savings Champion said this was the …

Finance

HSBC chief promises ‘return to growth mode’

The new chief executive of HSBC has promised to break almost a decade of declining revenues by investing $15bn to $17bn in “growth and technology” as …

Investing

Annus horribilis: por qué 2018 está siendo un año difícil para los gestores de carteras conservadoras

Los gestores de carteras conservadoras, la categoría de producto donde se encuentra la mayor parte del dinero en España, están viviendo un año muy …

Rathbones to launch multi-cap sustainability fund in Q3

The fund will aim to provide a total return in excess of the FTSE World index over a minimum of five years, from a selection of global equities …

Human Rights

Always focus on the customer

Since I climbed into the driver’s seat as managing director of Ford SA in April last year, my core area of focus has been to modernise and streamline …

Customer Experience

How You Can Improve UX with Microinteractions. Part II

In the first part of the article, I talked about the definitions and types of microinteractions and why they work for your product UX. Here, I will …

UI Design

A Collection of 20 The Most Interesting Financial UI/UX Designs to Inspire Banking and Fintech

There are so many beautiful visualizations of banking interfaces on Dribble and Pinterest. Unfortunately, if you look closer, quite often they are …

UX Design

¿Qué es el smishing y el vishing? Otros peligros de Internet que te conviene conocer

Según el último informe anual sobre <b>ciberseguridad</b> realizado por <b>Norton</b>, al menos 3 de cada 10 usuarios no saben identificar un ciberataque y sólo un …

Monzo's big smart bank move links your money to Alexa, Twitter and pretty much anything else

Want your Amazon Echo to play <i>Money, Money, Money</i> every time you get paid? Or for your debit card to automatically record every purchase you make on a …

Amazon Echo

MoloFinance scores £3.7M seed funding to offer a fully digital mortgage

MoloFinance, a London-based fintech that is developing a “fully digital” mortgage solution, has closed £3.7 million in seed funding. The round is led by Ubon Partners, a Nordic fund specialised in financial services, and will be used to launch the company’s first product release later this …

Financial Services

No-fees mobile bank Chime raises $70M Series C, valuing its business at $500M

Chime, the San Francisco-based challenger bank known for its consumer-friendly features and lack of fees, has raised $70 million in Series C financing, led by Menlo Ventures. The round, which also included existing investors Forerunner Ventures, Aspect Ventures, Cathay Innovation, Northwestern …

San Francisco

Los 25 family offices independientes más grandes del mundo

El informe de Deloitte <b>Investment Management Outlook</b>, que recoge los principales hitos de la industria a lo largo de 2017, reconoció como tendencia …

Ant Financial fait mieux que prévu et lève 14 milliards de dollars

La société financière du géant chinois Alibaba, valorisée aux alentours de 150 milliards de dollars, est désormais la plus grosse « Licorne » au …

Économie

Deutsche Bank Chair Said to Talk to Holders on Commerzbank Deal

Deutsche Bank AG Chairman Paul Achleitner has spoken with top shareholders about merging with cross-town rival Commerzbank AG as Germany’s largest …

Deutsche Bank