Jennifer Whitney Graff

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Maybe It's Not 'Sell In May' But 'Sell In August'

For those familiar with stock seasonality trends, “Sell in May and Go Away” is a popular saying. If you break up the year into the two six-month periods of November through April and May through October and compare stock returns in the two time frames, then you can see where that saying came from. …

Student Loan Debt Crisis?

Just Google the words <i>student loan debt crisis</i> and the fourteen-million hits will convince you that this is a hot topic. Indeed, a number of pundits are predicting what would basically amount to Subprime II (see for example Next “Subprime Crisis” Expands As Student Loan Defaults Hit $146 Billion, …

Refinance your home mortgage now

Is the mortgage-refinancing opportunity of a lifetime slipping away? I suspect the answer is “yes”—and it isn’t because I can forecast interest …

Personal Finance

How Should An 18-Year-Old Get Started In Investing?

<i>Answer by Cinjon Resnick on Quora,</i><p>I was in a similar position once. Here’s what I did:<p>Read <i>The Intelligent Investor</i> by Benjamin Graham. This is your go to and will give you a good frame for how to think about investing (like an owner) and how to think about the markets. Graham is considered the …

What's Your Plan If You Live To 100?

How do 100-year-olds feel about hitting the centenarian mark? Their top two answers on a new survey were “blessed” and “happy.” But I like the third most popular response best: “surprised.”<p>This year, the annual UnitedHealthcare 100@100 Survey also polled boomers who are (or are almost) 65. It turns …

Protect your heirs from an IRA tax trap - Encore - MarketWatch

Worried about your adult children blowing through their inheritance? Two strategies can help holders of individual retirement accounts curb an heir’s …

Improving Employment Scenario Will Help Drive ADP's Earnings

Automatic Data Processing, the largest provider of payroll processing and human capital management solutions in the U.S., is set to release its results for the third fiscal quarter (fiscal year ends Jun 30) on April 30 2014. In the previous quarter, ADP’s Payroll Processing division and Dealer …