jcapelle

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Roth IRAs for kids offer a great tax advantage, if you follow the rules

A Roth IRA can benefit workers of every age, including children, but kids can't open and control their own Roth IRA until they reach the age of maturity, which is 18 in most states.<p>To get around that age restriction, parents can open a Roth IRA for Kids that they manage until their child is legally …

Roth IRA

100 Car Maintenance Tasks You Can Do on Your Own

Car maintenance seems daunting at first, but start small and work up the car repair ladder. Here are 100 car repair tasks and maintenance you can do …

Automotive Industry

Why I Ask My Kids These 3 Questions Every Day

Between sports and activities, Scouts and meetings, work requirements and family obligations, it seems that the moments we have in meaningful …

Parenting

These Awesome Online Courses Are Better Than Grad School

Learn some actually useful skills at a fraction of the time and price.<p>I remember when I first considered going to grad school: I was a freshman in …

10 Common Home Insurance Mistakes That Can Cost You Thousands

If you haven’t considered these potential insurance options, you could be in danger of losing a lot of money. Here’s how to avoid the traps.<p>Home …

Home Ownership

Doing These 24 Uncomfortable Things Will Pay Off Forever

<i>This story originally appeared on BusinessInsider.com.</i><p>Challenge yourself to lead a better life.<p>Making a change for the better isn't always easy, but …

Immune System

Kristen Bell's Trick to Get Her Kids to Talk About Their Day Is So Simple, You'll Be Mad You Didn't Think of It

One of the most frustrating aspects of sending kids off to school for parents isn't making sure their lunches are made or getting them to the school bus on time. It's the realization that, at the end of the school day, they are going to ask their child how their day was . . . and get silence (or, …

The #1 Account All Wealthy People Have (That You Probably Don't)

Can you imagine your little old traditional or Roth IRA is worth millions of dollars?<p>It happens for some people.<p>According to the US Government Accountability Office (GAO), 791 individuals have IRA balances between $10 million and $25 million, while 314 are worth over $25 million.<p>That was in 2011. …

Retirement Planning

3-Ingredient Natural Weed Killer That Really Works

Even if you're not a savvy environmentalist, you probably know that contaminating your yard with nasty chemicals isn't a good idea, especially if you have kids, pets, or an edible garden nearby. Here's an easy-to-make weed killer that won't hurt the earth but will stop the weeds from growing. All …

10 business classes you can take online for free

In 2018, the average salary for a recent business school graduate will be roughly $150,000, according to The Financial Times.<p>While the payoffs for …

6 things people who are good with money always splurge on

When making a buying decision, do you often go cheap because you're saving money for a rainy day? Or do you splurge because you like the best and no one knows what tomorrow will bring?<p>There are certain criteria that people who are good with money consider when deciding whether to splurge on a …

Personal Finance

13 Ideas That Can Totally Change Your Backyard Decor And Landscape

Having a backyard or a garden is a real blessing especially when it’s nice and warm outside and you get to spend time outdoors doing all sorts of fun …

To Boost Your Productivity 1,000 Percent, Practice This One Habit Daily for One Year

Getting up an hour earlier and making good use of the time is the surest way to make every day far more productive.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>If each day, for an entire year, you woke up an hour earlier than needed and invested that time in yourself, my experience …

The Eisenhower matrix: How to decide on what’s important and urgent (without a to-do list)

Dwight Eisenhower was the 34th President of the United States between the years, 1953 to 1961.<p>Before this, Eisenhower was a five-star general in the …

25 Things You Need to Do When You Move Into Your New Home

Take care of these vital tasks right away to avoid headaches later.<p>The minute you walk in to your new home, your mind will be racing with to-dos. …

Ashton Kutcher’s simple, yet brilliant, email strategy

On a recent episode of The Thrive Global Podcast, Thrive Global founder and CEO Arianna Huffington sat down with television and film actor, venture …

Time Management

24 Phrases You Should Start Saying More Often in the Workplace

A recent CareerBuilder survey says 50 percent of employees would stay longer with their companies if they were recognized more frequently.<p>To pull this off takes a leader or colleague with the capacity to verbally praise, encourage, and motivate others.<p>I said <i>verbally</i> -- a lost art in the digital …

Employment

Artificial grass – everything you need to know

Enjoy a lush green lawn all year round with fabulous faux turf<p>Maintaining a lawn can be a labour of love, so it’s no surprise that increasingly …

Never put these 16 foods down your garbage disposal

The garbage disposal is a hard-working, yet often overlooked, component of many kitchens. This device handles just about everything we toss its way — …

27 tips, tricks and hacks for creating your very first vegetable garden

Oh, vegetable planting time! Tomatoes, cucumbers, pumpkin, basil and other delicious summer edibles can all be planted now.<p>If you are building your first vegetable garden, here are some tips for success:<p><b>1.</b> Put the garden near your kitchen door. That might not be the most attractive spot for it, but …

10 Easy Pieces: Grass Block Pavers

If you’d like to avoid paving paradise to put up a parking lot, as Joni Mitchell put it, grass block pavers can be a greener choice to surface a …

Landscaping

An 87-year-old millionaire buried treasure in the Rockies—and he’s offered one main clue

Somewhere in the Rockies, in the roughly 1,000 miles between Santa Fe, New Mexico, and the Canadian border, may be a treasure chest worth millions. …

A Growing Cult of Millennials Is Obsessed With Early Retirement. This 72-Year-Old Is Their Unlikely Inspiration

Vicki Robin literally wrote the book on retiring happy.<p>Vicki Robin had no idea she’d become a millennial icon.<p>The 72-year-old coauthor of the 1992 …

Retirement

American parks you’ll need to win a lottery to visit

The odds of winning $1 on certain scratch tickets are just over 10%. The odds of winning a permit to visit Coyote Buttes North, home of the famous Wave? About 4% during peak season.<p>In order to keep certain parts of America’s park system from getting overrun with visitors, some parks have instituted …

Stop What You're Doing and Check These Facebook Privacy Settings on Your Facebook Account. I Was Truly Stunned by Mine

It's not quite panic time, but most people will be surprised by just how many apps they've given permission to access their data.<p>In the wake of the Facebook and Cambridge Analytics scandal, and the news now that the Federal Trade Commission has opened an investigation into Facebook's use of private …

Five Awful Plants for the Front of Your House

In the garden, a little knowledge can be very dangerous indeed. I vividly remember the day our neighbor complained that his vegetable plants …

How much tax to withhold? New calculator to help figure it

WASHINGTON — Millions of Americans are now getting bigger paychecks as a result of the new tax law. So the government is issuing an online calculator for figuring whether enough money is being set aside.<p>The calculator unveiled Wednesday by the Treasury Department and the Internal Revenue Service …

Retirement

Car negotiating secrets for people who hate to haggle

A short stint as a car salesman taught me that dealers are pros who negotiate all day for a living — and they always have the home field advantage.<p>Later, while buying dozens of test vehicles for an automotive website, I was on the other side of negotiations, and experienced the tricks dealers use …

NerdWallet

This One Chart Can Help You Retire Richer

Here are its key takeaways.<p>We’re all familiar with the caveat that past results are no guarantee of future performance. While that’s true, …

Investing

48 Things You Definitely Have at Home (But Don't Need)

Despite our best intentions, we inevitably accumulate clutter around our homes. At our best, we may be Marie Kondo converts—successfully discarding …

Living Rooms