Jay

6 Flips | 2 Magazines | 1 Like | 8 Following | 1 Follower | @jayjayten | Keep up with Jay on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Jay”

Our Unemployment Budget: How We Cut Our Monthly Spending By $1,000

One Tuesday morning last November my husband called from work and told me to sit down—and not get mad. Whenever a phone call starts that way, you just know it’s not going to end well.<p>“(Insert jerk-of-a-boss’s name here) just called and said they were laying me off,” he said grimly. It was two weeks …

Policy Experts Agree: The U.S. System for Financing Long-Term Care is Crumbling

America’s system for financing long-term care is failing, and the window for creating a payment system that works is rapidly closing. That was the conclusion of a morning-long expert session sponsored last week by the SCAN Foundation.<p>While the participants differed on specific solutions, most …

Dodge the Long-Term Care Insurance Mess

The platonic guardians of retirement advise us to buy long-term care insurance. Protect your family from the devastating costs of nursing homes, they say. You are supposed to start chipping in premiums at a young age like 55, building up equity that covers you much later in life.<p>My advice: Maybe …

Retirement Planning in Your 50s – Preparing for Life in Retirement

In a very real way, the heat is on when you are in your 50s and planning for retirement. In this decade of your life you are no longer talking about …

Retirement Planning in Your 60s – Maintaining Your Retirement Plan

Retirement planning in your 60s may be less about planning, and more about <i>doing.</i> You’re now beginning to enter the traditional retirement years, so …

Estate Planning Basics – The Minimum You Need to Ensure Your Wishes Are Carried Out

After my aunt—who took care of her elderly mother and disabled sister—passed away suddenly at 52, our entire family scrambled to try to find the …