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Why Prepaid Cards Appeal to Hackers

Prepaid cards have been at the heart of several data breaches in recent years because their traits make them more appealing to fraudsters.<p>But …

The One Thing Banks Should Never Do on Facebook and Twitter

On the surface, Facebook and Twitter are a bank marketer's dream.<p>Access to millions of people through a single social login process (whereby users …

This ATM Gives You Money for Free On the Condition You Share It With Others

This video will restore your faith in humanity but, before you watch it, you need some background information.<p>This video was recorded in Spain—my …

How Core Banking Vendor Temenos is Returning to Growth

We've been following Geneva-based core banking software company Temenos with interest ever since Metro Bank opened in London in July 2010 as a …

Cardtronics Buys ATM Marketing Software Company

ATM maker Cardtronics announced Thursday that its British subsidiary has purchased a developer of marketing and advertising software and services for …

Nuance targets enterprise IT with new voiceprint recognition technology

Nuance Communications(s nuan) will put voice recognition in just about anything — smartphones, apps, cars, even TVs. Now it’s bringing speech …

The On/Off Debit Card Switch Comes to Centier Bank's Mobile App

Centier Bank announced a new card control feature that allows customers to temporarily deactivate their debit cards through the bank's mobile app.<p>The …

Five Key Questions about Retail Banking's Future

The future of retail banking has rarely been murkier — and predicting it has rarely been more important for banks.<p>The economy and new regulations …

Apple Patents Induction Charging Smart Covers For iPad And A Mobile Camera With Optical Zoom

Apple has a couple of new interesting glimpses into possible new future tech published by the USPTO today, including a patent application for an iPad Smart Cover with a built-in battery and induction charging, and a mobile camera design that offers true optical zoom, instead of the low-quality …

Global Hub

At MasterCard, our vision is to continuously promote the benefits and value of a <b>World Beyond Cash</b>. Our CEO, <b>Ajay Banga</b>, understands <b>millennials</b> will …

USAA Readies Voice Recognition for Its iPhone App

Powering the forthcoming capability is Nuance Communication Inc.'s virtual assistant Nina, which combines Nuance's speech recognition, …

Apple Patents An Augmented Reality System That Turns The World Into A Shareable ‘Pop-Up Video’

Apple has been awarded a patent today (via AppleInsider) that describes an augmented reality (AR) system that can tag real-world items in a live video stream and display information about them in a HUD overlay. It sounds exactly like Pop-Up video in practice: turn your device to focus on Rick …

Why Banks Love Debit Cards Again

Debit cards were supposed to be toast. The industry started writing their obituary when financial reform targeted overdraft fees and interchange or …

Nuance Announces Voice Ads, So You Can Talk To Mobile Advertising

Nuance, a company known for its voice technology, is getting into the advertising business.<p>It’s launching a new product called Voice Ads, which brings Nuance capabilities to mobile advertising. These are ads that you can actually have a (limited) conversation with, potentially creating a much more …

U.S. Bancorp's Plans to Remove Friction from Mobile Banking

U.S. Bancorp, which last month became the first large U.S. bank to offer mobile photo bill pay, hopes that letting people pay their bills with a tap …

Venmo Touch Will Help Chicago’s Braintree Bump Mobile Transactions Past $2 Billion A Year

Braintree, a payments gateway that’s backed by Accel Partners and NEA, sounds like it has effectively doubled the volume of mobile transactions it sees per year to $2 billion. It now touts 40 million credit card accounts in its vault.<p>How does that compare to competitors? eBay, which operates …

Forget Six Sigma, Bankers Should Study CompStat

In the 90s, when Bill Bratton was New York City's police commissioner, he developed a system of continuously tracking crime that was given a name …

The User Name and Password Are Dead. Now What?

It's a user's face. Her voice. It's fraud scoring. It's location.<p>In a future devoid of user names and passwords, banks will have to concentrate on a …

B of A Tech Chief Bessant on Big Data, Emerging Tech

Catherine Bessant hates the phrase "Big Data."<p>"As a term, it means different things to different people, and it creates a black box or a mystery …

Why UMB Is Ramping Up Video Banking in Its Branches

UMB Financial (UMBF) in Kansas City long has been an early adopter of technology. The diversified financial company says technology holds the key to …

How to Manage Wavering Consumer Interest in Mobile Payments

The competition for mobile payments has been intense over the previous year. Dozens of digital wallets have launched with mixed results. Now, as …

POS Systems Present Big Opportunities for Payment Providers

Just as smartphones are transforming consumer payments, tablets and other technology are transforming the merchant point-of-sale. Payment service …

The Data Digest: The Uptake Of QR/2D Bar Codes

Recently, I received a visit at home from a religious organization, which handed me two of its publications. As I believe that every religion has …

Dollar Bank Expands Use of NCR ATMs, Software

NCR (NCR) has logged an order for automated teller machines from Dollar Bank in Pittsburgh.<p>The global technology company said Wednesday that the $6.2 …

Google Glass Will Change Your Branches

Google has teased us once more with an augmented reality future.<p>The company has released images and video heralding what appears to be the imminent …

Google Presents Biggest Threat to Banking

The Google Wallet product announcements at I/O 2013 present a perfect illustration of how disruptive the company has become. While the Gmail …

Why Chip-and-PIN Technology Is Not a Fraud Cure-All

In the aftermath of the recent $45 million cyber/ATM heist affecting Middle Eastern banks RakBank and Bank of Muscat, several observers opined that …