Giselle Ombid

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10 Ways To Save Money Once You Retire

The financial experts are right, in principle. We do need a lot of money to retire, generally in the form of Social Security, plus pensions, 401(k) plans and IRA balances, as well as the value of the help we get from family and friends. But maybe we don't need quite as much as the experts would …

Personal Finance

4 tips to improve a low credit score

CNBC’s personal finance expert Sharon Epperson says to increase a low credit score, you should make sure your credit report is completely accurate, avoid using all your available credit and pay your bills on time every month.

Personal Finance

5 Reasons Why You Can't Ignore Your Credit

"Living debt free" is a nice slogan, and beyond that it's something we should all aspire to. Unfortunately, some people couple this concept with …

Top Online Savings Accounts of 2018

If growing your savings is your key motivator for opening an account, then a high-interest savings account might be what you’re looking for. We …

Creating a secure retirement plan

Having enough to live on until the day you die – that has to be the clear and unfettered goal of every retiree. Only when that objective is secure …

Retirement Planning Myths Busted

Scott Holsopple<p>Out on the golf course, I've overheard some of the game’s greatest myths.<p>How about: ”Watch out, I just bought a set of clubs like the …

When to Choose an FHA Refinance Over a Conventional Mortgage

If you’re a homeowner who’s thinking of refinancing to get lower mortgage payments or to change mortgage terms, you have a few loan options. Two …

How Do I Build Good Credit After Bankruptcy?

<b>If you declare a Chapter 13 bankruptcy, it remains on your credit record for 7 years. A Chapter 7 bankruptcy will leave its mark on your credit</b> …

Save Money with Health Care Flexible Spending Account

My wife and I are always looking for ways that we can improve our family’s bottom line. Whether it’s through finding ways to make more money on the …

Cash vs. Credit Card: The Original Paper or Plastic Debate

The debate on cash versus credit card has been going on for some time with no clear winner: Which is a better payment method, cash or credit? Paper …

Expert advice on credit cards and credit scores

We all know that paying bills late or not at all, bankruptcy, or default can torpedo our credit score. But there are other less obvious things that can also drive down that score. These include credit card balances that are too high (called utilization), too many credit checks (inquiries into your …

Personal Finance

What Is a Good Credit Score?

Banks and loan companies typically don’t know you personally and have no way of knowing how likely you are to pay back a loan on time. So to …

Do You Volunteer for a Charitable Organization? Tax Deductions may Apply...

Learn which types of volunteer services could be deductible when you contribute your time to a qualified organization.<p>If you itemize deductions on …

Personal Finance

Online degrees offer a better return on investment but little chance of getting rich

For the first time since the 1990s, college enrollment in the US is falling. Suddenly, everyone’s skeptical about the value of a degree. But the debate has mostly centered on the value of brick-and-mortar campuses.<p>That’s a shame because 7 million Americans are enrolled in an online course, or about …

College & University

Apple, Google Among Top U.S. Companies Parking Cash Offshore To Reduce Taxes, Study Says

Apple may get the brunt of the attention for its use of offshore havens to offset the taxes it pays in the U.S., but it’s hardly alone.<p>Six of the biggest names in technology — Apple, Microsoft, IBM, Cisco Systems, Hewlett-Packard and Google – ranked in the Top 15 of the 100 publicly-traded …

CPA Can't Be Sued for Incorrect Form W-2.

<b>Certified Public Accountant (CPA) Cannot Be Sued for Incorrect Form W-2.</b> <br>(Parker's Federal Tax Bulletin: August 5, 2013)<p>The former employee of a CPA …

Ranching Is A Hard Business But Tax Examiners Can Think It Is Fun

If you engage in a trade or business that loses money, you need to be able to prove that you were really trying to make money, if you want to deduct the losses. Activities that at least superficially appear to have some element of fun about them are inherently suspect. The appeal of anything having …

Mortgage Rates | Current Mortgage Interest Rates Today | GOBankingRates

Buying a new home is one of the largest purchases you will likely ever make, so be smart about which home loan and terms you choose. Keep your …

Certified Public Accountant job - Elegante Car Services - Bronx, NY

Here at Elegante Car Services located in the Soundview area of the Bronx, we are seeking an experienced CPA for a full-time position with our …

Colorado – Certified Public Accountant Jobs – CPA Jobs

This List of Certified Public Accountant Jobs For Colorado is Updated Daily<p><b>Refresh this page for the most current listing of jobs</b> …

Laura Sabbagh, CPA, P.C.

Do You Need to Boost Your Business Cash Flow?<p>Are you tired of cash flow peaks and valleys in your business (especially the valleys)?<p>Is your business …

California – Certified Public Accountant Jobs – CPA Jobs

This List of Certified Public Accountant Jobs For California is Updated Daily<p><b>Refresh this page for the most current listing of jobs</b> …

How to Prepare for the Certified Public Accountant Exam (BARRON'S HOW TO PREPARE FOR THE CERTIFIED PUBLIC ACCOUNTANT EXAMINATION CPA)

Updated to reflect the latest Certified Public Accountant exam, the new edition of this manual presents two complete practice CPA exams. The author …

Tipping in America

Ask the experts: Douglas Rogers, our New York expert, explains how much bar, restaurant and hotel staff in the US expect to be tipped.<p><b>Denise Key, York, writes</b><br>I will be travelling to the US for the first time this year, and have heard confusing stories about norms and expectations regarding tipping. …

Tattoo tourism: where ink and travel meet

Art and travel go hand-in-hand. Local galleries can capture the history and creative culture of a destination, but if you're looking for a gallery with a difference next time you hit the road, why not check out the local tattoo culture instead? Lonely Planet staffer and tattoo aficionado Jess gets …

Travel

Climbing Everest: The First-Timer’s (Easy) Guide

A guilty secret shared among many of those who have trekked to the base camp of Mt. Everest is that it’s a comfortable and enjoyable excursion …

Best places to get naked

It's not news to point out that the human body has been fetishized by advertising, consumerism, cinema, etc. There is, however, no better way to realize the folly of this fetishism than to get naked with others (in some non-sexual way) and see how quickly the symbolic becomes hyperbolic. Here are …

Henri Matisse

Island in the storm: a trip to Sri Lanka

Sri Lanka has the hotels, the food, the climate and the charm to offer the perfect holiday, says Ruaridh Nicoll. It's just a pity about the increasingly despotic government<p>"So are you a Buddhist?" I ask the driver.<p>"No, I am Hindu."<p>"Oh, so you're a Tamil?"<p>"I am a Tamil," the driver says, and then …