Joey Lai

76 Flips | 8 Magazines | 1 Like | 4 Followers | @icedragon246 | Keep up with Joey Lai on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Joey Lai”

Buy one rental property a year to help build your wealth

To make a rental property purchase successful, owners must find a bargain — paying no more than 80 percent of the home’s value when factoring in purchase price, closing costs and renovations. But what happens when an owner wants to own multiple rental properties? How does someone go about acquiring …

Real Estate

7 tough lessons people often learn too late in life

Life lessons are full of wisdom because they often have to be learned the hard way. However, the hardest part about that process is realizing that sometimes not every opportunity lasts forever. You finally "get it" long after the fact.<p>If possible, it's best to learn these things sooner rather than …

Don't Set Up an LLC Without Doing This 1 Thing | Inc.com

You're starting a new business. Your friend told you to set up a limited liability company (LLC). So you set one up and opened up a bank account. You're ready to dive in. But you forgot one thing--how is the LLC taxed? It seems your friend forgot to mention this part.<p>Understanding LLC taxation can …

Retirement

Forget Photoshop—Edit Your Photos With These Top Free Photo Editors

13 Free Photo Editors<p>The Best Free Photo Editors Out There<p>Updated May 03, 2018<p>These free photo editors are the best of the best and will get you just …

9 Things Real Estate Agents Don't Want You to Know

One of them could save you thousands -- and another could cost you big-time.<p>In 2016, close to 5.5 million homes -- including single-family dwellings, …

Make these 5 essential investing moves when you’re in your 20s to 30s

This article is reprinted by permission from NerdWallet.<p>If you believe recent reports from the web, you probably think millennials are financial …

How To Start Investing With Just $1,000

Recently a Forbes reader I’ll call Susan emailed me about how to get started investing. Here’s what she said:<p>I just turned 18 years old, and would like to invest young so that I can have life-long investments. I’m interested in investing in mutual funds, and somewhere where there will not be …

Investing

7 bad habits keeping you from making more money

Not all of us are materialistic, but we can probably all agree that making more money is a good thing. It's true that setting a strict budget, cutting your expenses, and saving more money can go a long way in maximizing your personal financial growth, but these strategies pale in comparison to one …

I earn over $5,000 a month traveling the world — here's how travel blogs really make money

When people ask me what I do for a living and I reply, "I'm a travel blogger," I can pretty much see the confusion in their faces.<p>They're thinking, <i>How can a blog make money? Isn't that just a hobby? Who pays you? How much can you really make?</i><p>Based on my own experience — and those of many other …

3 ETFs to Keep You Invested After Retirement

For investors who want the diversification benefits of mutual funds without the sometimes exorbitant fees, exchange-traded funds (ETFs) have quickly become the option of choice. For retirees who want to beef up their income and growth potential, three ETFs that warrant consideration are <b>Vanguard</b> …

Top 10 Cute Funny Love Quotes For You

<b>Below are some cute funny love quotes, smile quote perfect for husband, wife, boyfriend or girlfriend. Share these awesome quotes with your special</b> …

Top 10

I haven't used cash in almost a year — here's why you shouldn't, either

Today apps like Venmo and PayPal, budgeting tools like Mint, online loan sites like Lending Tree, and web-based brokers like RobinHood and ETrade have further pushed finances into the digital world.<p>Despite this cash is still used on a massive scale in the United States; the average American pays in …

Reading This Will Make You Rich One Day

Investing is one of those things I know I should be doing, but I find totally terrifying. I never click on the Stocks app on my iPhone. I don’t …

Personal Finance

This comprehensive course is the perfect first step into the world of investing

<i>The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we may get a share of the revenue from your purchase.</i><p>Spencer Platt/Getty Jumping into the world of financial markets can be a daunting task. For anyone interested in taking a more …

The Best Mutual Funds for Your Retirement

You’ve worked hard to amass your retirement savings, and if your golden years are fast approaching, making the right investment makes all the …

YouTube shows Adblock Plus users an error message instead of ads

Do you use YouTube with Adblock Plus? Some users have been getting the following message instead of ads: “An error occurred. Please try again later.”<p>The error message is only shown for the duration of the ad, meaning Adblock Plus is still technically getting the job done. But ad blocking extensions …

Ad Blocking

Opinion: Income investors are leaving money on the table if they don’t use this easy options strategy

Do your eyes glaze over when you hear someone mention an options strategy as a way of enhancing investment returns?<p>Mine do. But I promise to explain …

Beyond the “F**k-off Fund”: Even if you’re “bad with money,” you can take control of your finances for the long-term

Saving up enough money so you can walk off a soul-sucking job or leave a partner is the first step. Then what?<p>Last month, Paulette Perhach’s essay “A Story of a Fuck Off Fund” at the Billfold, which explored the ways not having any savings can keep us trapped in bad jobs and relationships, while …

FICO: The Credit Score You Need To Know

No one wants to think about their credit score. It's boring at best, and for many people, the topic of credit scores can be confusing and even anxiety provoking. But being aware of your credit score -- and in particular, your FICO score -- is an important component to your long-term financial …

These are the only 2 words you need to know to make money in this market

I'm going to show you how to make money in this nutty market, which you're about to see. It's so simple in fact, I'm almost embarrassed to have to say it. It all comes down to just two words…<p>On the surface, there's not much to cheer about in the markets this holiday season. Stocks are taking …

Take a Peek at Milinda & Froleytia in the Hot Springs

A new visual for the anime adaptation of Kazuma Kamachi and Nagi’s <i>Heavy Object</i> light novel series featuring Milinda Brantini and Froleytia Capistrano …

8 documentaries that will make you smarter about money

The wealthiest, most successful people continually self-educate, which is why most of them spend so much time reading.<p>If the classic finance books don't work for you, there are other ways to get smarter about money.<p>Here, we've compiled eight documentaries that will keep you entertained <i>and</i> teach you …

When the dust settles: how you can profit from volatile markets

Seasoned investors take market falls and panic in their stride - in fact, they actively seek the opportunities that these apparently destructive forces can create.<p>Those who take a systematic approach tend to first identify investments or areas where they want to add exposure, taking into account …

An app millennials are using to trade stocks and cryptocurrencies without any fees is now worth $5.6 billion: Here's how to use it

And it's a model that's working for people. A little over four years after launch, the company has a $5.6 billion valuation— four times more than its 2017 valuation of $1.3 billion.<p>The app first launched in December 2014 and quickly became a favorite among younger people looking to invest. It …

Robin Hood

12 investing books to read if you want to get rich

"On average, millionaires invest 20% of their household income each year. Their wealth isn't measured by the amount they make each year, but by how they've saved and invested over time," writes Ramit Sethi in his New York Times bestseller, "I Will Teach You To Be Rich."<p>To help you get started, we …

Opinion: John Bogle says you won’t make much money from stocks

John Bogle finally has it right about stocks.<p>Bogle, the legendary founder of mutual-fund giant Vanguard Group, and a staunch defender of index funds, …

8 Podcasts That Will Captivate Your Mind

A month ago, if you asked me what my favorite podcast was I would have paused awkwardly and asked, “What’s a podcast?” A lot has changed since …

MORGAN STANLEY: Here are 36 stocks that should thrive no matter what

But even if the markets and economy as a whole were to turn, there will continue to be growth stories here and there that'll deliver no matter what.<p>These are the secular growth stories.<p>On Tuesday, Morgan Stanley released its annual list of secular growth stocks.<p>"To build this Secular Growth Stocks …

3 Strategies To Learn From Rich Investors

When my family moved to America, my dad opened a garage with his brothers to fix cars. He never talked about investing with me, and though I’ve had success in the US, I’m still a novice when it comes to investing. It always seemed to me that we learned how to work hard to earn money, rather than …