https://www.huffingtonpost.co.uk/entry/universal-credit-claimants-are-being-trapped-in-a-downward-spiral-of-debt-and-hardship_uk_5c439270e4b027c3bbc251ec
https://www.huffingtonpost.co.uk/entry/universal-credit-claimants-are-being-trapped-in-a-downward-spiral-of-debt-and-hardship_uk_5c439270e4b027c3bbc251ec