Hays Littlejohn

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Maker Hangar 2: 06 - Maker Trainer 2

Is A $3 Million IRA Sufficient For Retirement?

President Obama’s understanding of financial planning is fundamentally flawed. In his latest budget, the chief executive proposed a cap on tax-preferred retirement accounts. An individual’s total balance could not accumulate over $3 million. This total would include the sum balances of a …

'It was a no-brainer to take the pension rather than the cash': Why lump sums don't add up for many with final salary pensions

By<p>Published: 17:06 EST, 4 May 2013 | Updated: 08:49 EST, 13 May 2013<p>e-mail<p>48View<br>comments<p>Hundreds of thousands of retirees risk being short-changed if …

Best Places To Retire: 10 Most Relaxing U.S. Cities To Enjoy Your Golden Years (PHOTOS)

When deciding where to spend your golden years, there are many factors to consider, from cost of living and employment opportunities to crime rate and climate. But if you're looking for a tranquil, stress-free retirement, arguably one of the most important considerations is how <i>relaxing</i> the …

Retirement Planning | Charles Schwab

Your journey toward and through retirement, along with life’s events along the way, is one of a kind. We’re ready to work with you on your terms, every step of the way.<p>Planning: Crucial for success<p>We’ll help you understand savings fundamentals, prioritize your goals, and manage debt and …

Retirement

Five Steps Toward Fixing the Hole In Your Retirement Plan

A new report casts considerable doubt on how well many Americans will fare in retirement: Those born between 1966 and 1975, the so-called Gen-Xers, will be the worst off, able to replace only half their working income. Older savers will do better, but only just.<p>What happened? One way to look at the …

The Tricky Business Of Retirement: Hidden 401(K) Fees

A couple generations ago, when older Americans retired they could rely on pension plans to support them. Then, in the late 1970s and early 1980s, many companies switched their retirement plans over to 401(k) accounts. The security of workers' retirement savings suddenly became subject to the …

2013 Banking Trends | The Future of Mobile Banking – RMS

Mobile Banking is becoming more and more utilized among banking customers. This banking trend is moving along hand-in-hand with the increased …

Why Bitcoin Is Going to Succeed: The Reason Nobody Is Talking About

<b>Bitcoin Forum</b> > <b>Economy</b> > <b>Economics</b> > <b>Why Bitcoin Is Going to Succeed: The Reason Nobody Is Talking About</b><p>« previous topic next topic »<p>Author<p>Topic: Why …

First Google Glass devices rolling off the production line

Production of the first Google Glass units is being completed and the units will be shipped out to members of the early-access Explorer program in batches, likely within the next few weeks. The news comes from an email sent out to Google's backers (below) saying that "we’re seeing the first few …

Man vs. Mantra | Money

Meditation has made my life a lot more stressful. That's because it's my wife who's meditating. Having once researched meditation for a TIME cover story, I believe all the studies that prove it conditions your brain to focus and reduces anxiety. What no one has bothered to study, however, is how …

The Future of Money Project

Amazon anonymous mobile payments system revealed in new patent

Amazon is working on an anonymous mobile payments system, a new patent filing has revealed, using a Western Union style process of temporary …

Are Student Loans Destroying the Economy?

No. But by trading cars for college (and homes for homework), some young people are investing in themselves rather than in the economy's biggest-ticket items<p>Reuters<p>Recoveries are powered by two things. Houses and cars. And young people aren't buying either.<p>That's the conclusion from a new study out …

Digital money talks, even when it trades in hats and hamburgers

Between the Bitcoin bubble and horror stories of kids running up £3,000 bills on their parents' iPad apps, digital money has a reputation problem. …

TEDTalk: Reinventing Consumer Capitalism - Screw Business as Usual

I’ve always admired TED’s approach to presentations. More importantly, I appreciate how this approach inspires its presenters to in turn inspire …

Google searches predict market moves

<b>The volume of Google searches for finance-related terms may predict moves in markets, research suggests.</b><p>As the search volume on generic terms such as "debt", "portfolio" and "stocks" fell, the Dow Jones average tended to go up - and vice versa.<p>An investment strategy based on these search volume …

Stock Markets

Here's Your New and Improved Hundred Dollar Bill

The Federal Reserve is making it rain new hundred dollar bills on October 8, 2013. They're more colorful, more secure, and easier to authenticate, …

10 technology trends that will revolutionize government

If government wants to be forward-thinking, it will adopt strategies to deal with a range of technology trends businesses have already taken into …

Bitcoin: the Berlin streets where you can shop with virtual money

Nadim Chebli remembers well the first of his customers who decided to pay for the records they bought with virtual currency rather than cash or …

Hackers Are Trying To Create An Untraceable And Comprehensive Financial System Using Bitcoin

As virtual currencies grow, that could have profound implications for governments trying to keep track of and regulate the flow of money across their borders. What's more, this ghost of a banking system is key to understanding that there's a real demand for bitcoin—just not as a currency in the …

Bitcoin

Why you should access online banking on your smartphone rather than your computer

Clay Calvert, the director of cybersecurity for MetroStar Systems, has a strategy for banking online designed to increase its security. MetroStar is a consultancy that has worked with government agencies—from the Federal Reserve Bank of Philadelphia to the FBI—to create systems that protect highly …

App Store

10 Ways Cloud Computing Is Revolutionizing Manufacturing

The best manufacturers I’ve visited this year all share a common attribute: they are obsessed with making themselves as easy as possible to work with from a supply chain, distribution and services standpoint. Many are evaluating cloud-based manufacturing applications including Enterprise Resource …

Future iPhone could sport invisible buttons

A patent granted to Apple envisions invisible buttons and slider controls for a future incarnation of its smartphone and other electronic devices.<p>The iPhone could one day come with buttons and controls that blend right into the background, effectively making them invisible.<p>Granted to Apple on …

Touchscreens

PayPal wants to get rid of passwords in favor of biometric security

While passwords are the way of the land on the internet, PayPal’s chief information security officer Michael Barrett says that passwords and PINs are …

TBTF Is a Symptom of a Bigger Problem

The recent debate over "too big to fail" misses the point that it is a symptom of a much bigger unsolved problem, namely the need for real deposit …

Thieves Stole $45 Million From ATMs Because The U.S. Uses Absurd 40-Year-Old Technology

If we weren't all using 1960s technology to conduct financial transactions, maybe we wouldn't get heisted.<p>Yesterday, federal prosecutors in Brooklyn revealed that an international team of thieves had stolen close to $45 million in the biggest ATM fraud case in history. The heist required some …

The Future of Wireless Power

We live in a wireless world. Cell phones, Wi-Fi, Bluetooth, 2G, 3G, 4G — the always on, always connected world of digital devices is driven by the magic of wireless. But all our devices, from smart phones to laptops, still rely on cords and plugs for charging. Everyone’s had their cell phone become …

Are NFC payments dead?

The new generation of smartphones running the Android operating system come loaded up with special equipment, called NFC chips, that theoretically would allow for those phones to be used as payment device. Surprisingly, few pieces of software are available in the market to complete the loop, …