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Kadho debuts Kidsense A.I., offline speech-recognition tech that understand kids

Kadho, a company building automatic speech recognition technology to help children communicate with voice-powered devices, is officially exiting stealth today at TechCrunch Disrupt SF 2018 where it’s launching its new technology, Kidsense Edge voice A.I. The company claims its technology can better …

Google Assistant

Chat app Line hopes its own crypto token can solve its user growth problem

Line, the Japanese messaging app firm that’s best known for its cutesy characters and stickers, is pushing deeper into crypto after it launched its own token to help grow its stagnant user base.<p>Line went public two years ago with 218 million monthly active users, but it hasn’t been able to kick on. …

Cryptocurrency

Google and Mastercard reportedly partner to track offline purchases

According to a report from Bloomberg, Google and Mastercard have signed a secret deal so that Google could track retail sales using Mastercard transaction data. This is yet another proof that Google’s true customers are its advertising partners.<p>Online advertising have now overtaken all other …

Mastercard

To boost Amazon Pay in India, Amazon reportedly acquired Tapzo, an ‘all-in-one’ aggregator app, for $40M

On the heels of Google rebranding Tez to Google Pay in India, and Walmart acquiring a majority stake in e-commerce marketplace Flipkart, Amazon is also making a run in India to hone in on the country’s growing economy.<p>According to multiple reports, Amazon has paid around $40 million to acquire …

Startups

Neat is a challenger bank for early-stage startups and SMEs

With the growth in cross-border payment services and ‘challenger’ bank cards for consumers, you’d be forgiven for wondering where the options are for small business — where cash is particularly precious.<p>They do exist. One of the newer options is Neat, which is nested in Hong Kong but open for …

Workona helps web workers finally close all those tabs

A new startup, Workona, this week launched software designed for those who primarily do their work in a browser. The company’s goal is to become the OS for web work – and to also save web workers from the hell that is a million open tabs. To accomplish this, Workona offers smart browser windows you …

Offering a white-labeled lending service in emerging markets, Mines raises $13 million

Emerging markets credit startup Mines.io has closed a $13 million Series A round led by The Rise Fund, the global impact fund formed by private equity giant TPG, and 10 others, including Velocity Capital.<p>Mines provides business to consumer (B2C) “credit-as-a-service” products to large firms.<p>“We’re …

Google

Danamon aims to facilitate unbanked through D-Wallet

Private lender Bank Danamon tapped into the digital wallet ecosystem as a latecomer by launching D-Wallet, a smartphone app functioning as digital …

Square’s Cash app now supports direct deposits for your paycheck

It seems like each new feature Square adds to its Cash app brings it one step closer to being a de-facto bank account for its users.<p>Case in point, the app just rolled out support for ACH direct deposits, meaning users can now get their paycheck or other deposits put directly into their Cash app …

AI Explained

Pefin Leverages Artificial Intelligence To Provide A Comprehensive Set Of Financial Advisory Services

Pefin is the world’s first Artificial Intelligence (AI) financial advisor and provides comprehensive, tailored, fiduciary planning and advice at a …

N26 is launching its bank in the UK in 2018

Fintech startup N26 is announcing yet another international expansion move. The company plans to launch its bank of the future in the U.K. at some point during the first half of 2018.<p>As N26 already has a German banking license, the company can also operate in the U.K. Without getting a separate …

For Millennials, JPMorgan Develops a Judgment-Free Checking App

That feeling when your mobile-banking app reminded you that the tab from a few drinks with friends had just eaten into your rent money: …

Funding Circle reveals new brand positioning and identity with 'Made to do More' campaign

Funding Circle, a lending platform for small businesses, has revealed a new brand positioning and identity developed by B2B creative agency Rooster …

Financial Services

Banking on APIs: Growing by sharing

How banks are re-wiring themselves through open APIs<p>Banks are no longer in control. Customers are.<p>So far, banks have called the shots on how …

Google’s voice typing tech adds support for 30 more languages, reaching further into Africa, India

Google today is expanding its speech recognition capabilities to support dozens of new languages, particularly those in emerging markets in India and Africa, the company announced this morning. That means more people around the world will gain the ability to search the web by voice as well as type …

Australian Fintech Booming, Bitcoin Could Be Australia's New National Currency

Imagine a sunny beach full of fintech entrepreneurs and bitcoin enthusiasts. Visiting colleagues from Singapore, India and China sit sprawled across …

Curve co-founder joins challenger bank Monzo as COO

In an example of more revolving doors in London’s heated fintech space, TechCrunch has learned that Curve co-founder Tom Foster-Carter is joining Monzo. As of Monday, he takes up the role of COO at the digital-only challenger bank, with some aspects subject to regulatory approval.<p>At Curve, a …

Oxford Uni wants budding entrepreneurs for its online ‘fintech’ course

Learn how to “develop disruptive fintech innovations”.<p>Disruption 101<p>It’s a bold pitch, especially one for an online learning course, but Peter …

Klarna launches a peer-to-peer payment app called Wavy

Fintech startup Klarna grew thanks to its e-commerce payment service, but now the startup is diversifying a bit. The Swedish company is launching Wavy, a free peer-to-peer payment app and service.<p>After Cookies imploded, Klarna approached the team behind the German app so that they could join …

Revolut’s $5.3 million crowdfunding campaign is oversubscribed

Fintech startup Revolut just raised a ton of money. But grabbing $66 million from respected VC firms wasn’t enough (£50 million). For the second time, Revolut asked its user base to invest in the startup.<p>Revolut was looking for $5.3 million on Seedrs (£4 million), but 40,000 customers said that …

Google Arts & Culture

The British Museum’s remarkable collection spans over two million years of human history and culture. Over 6 million visitors every year experience …

Millennials will morph banks into software companies: Telstra

To win over millennials in the digital future, banks will need to overhaul their IT systems and morph into "programmable enterprises", where success …

Klarna, a Swedish fintech unicorn, gets a full banking licence

BANKS moan incessantly about over- regulation. Yet their banking licences come with perks: in most places only licensed institutions can accept …

Klarna

Digital banks must diversify or die: The lesson from Revolut’s $66 million raise

Digital banks are one of the hottest investment sectors in fintech right now, as Revolut’s recent $66 million series B shows. The chart below illustrates this trend well:<p>Across Europe the 10 largest digital bank financings have totalled $500 million so far, with Atom alone raising more than half …

Banking startup Tide raises $14 million to 'give small businesses back their time'

CEO and Founder George Bevis. Tide Banking startup Tide raised $14 million in one of the largest Series A funding rounds closed by a fintech company this year.<p>Tide, a digital-only banking app aimed at small businesses, has also partnered with online lender iwoca, in a move to allow small companies …

Small Business

Some of the UK's hottest fintech firms went down, including Monzo and Revolut

App-only banks and firms including Monzo, Revolut, Loot, Starling Bank, and Curve all ran into problems due to a supplier that provides some of their underlying technology.<p>As of around 11AM, the issue appeared to be fixed.<p>Monzo, which does not operate any physical branches, currently offers its …

Online Life

Paid Program: The New Growth Engines - Microsoft - The Sky's The Limit

The New Growth <br>Engines<p>Security, Compliance and<br>Risk Management as a<br>Strategic Advantage<p>From their earliest days, when protecting wealth was primarily a function of steel and bars, securing the financial assets of its customers has been a bank’s core competency. In today’s digital world, where the …

EU chief Brexit negotiator says financial services cannot "opt-in" to single market

The EU's chief Brexit negotiator has said there can be no special deal for the financial services sector to "opt-in" to the benefits of the single …