Hans Pan

64 Flips | 4 Magazines | 93 Likes | @hanspancan | Keep up with Hans Pan on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Hans Pan”

Toronto-Dominion Raises Mortgage Rate in ‘Biggest Move in Years’

Toronto-Dominion Bank has lifted its posted rate for five-year fixed mortgages by 45 basis points to 5.59 percent as government bond yields touched …

If You Download These 5 Apps, You Probably Don't Need a Financial Adviser

Confession: I only look at my bank account once a month. I know, I know, I should be checking my balance daily, but I have to admit, I find managing …

12 Ways You Can Absolutely Make Money Online

For many people, making money online would be an absolute dream come true. If they could find a way to make money with a website or some other online venture, they could quit their job to focus on entrepreneurship, spend more time with their family, and finally take back control of their time and …

Marketing

How this 34-year-old dad made $1 million off a simple Fiverr side hustle

A little over five years ago, Joel Young found himself in a situation many American families are facing: He was deeply in debt with an unpredictable …

Entrepreneurship

Leverage Your Success to Create New Businesses (This Man Did It Six Times)

If you have created a thriving business, one way to turn up the growth dial is to recreate your success in other markets. You can also leverage your skills, contacts or other assets. Whether it’s turning your existing business into complementary businesses that target a different corner of the …

A 36-year-old who learned to invest like Warren Buffett explains Buffett's No. 1 rule

When Danielle Town found herself burnt out and even starting to get sick from her work as a corporate attorney, she knew she didn't want to keep …

Investing

31-year-old self-made millionaire reveals the simple formula to his success

According to self-made millionaire Timothy Kim, you don't need to be intelligent in order to be wealthy. Instead, he says you just need to learn what …

Success

DigitalNews | Thousands of Netflix Users...

Streaming giant Netflix has lost thousands of users from this week due to a competitor service that has just been released and is <b>free for life</b> to …

3 Ways Freelancers Can Use the New Tax Laws to Save Big

The 2018 new tax laws have massive benefits, here's how you can take advantage of them and protect your business at the same time.<p>There's been a lot of chatter lately about the new tax laws, who qualifies for what, and how small businesses, creative professionals and freelancers can benefit the …

Small Business

Canadian stocks now at ‘mouth-watering’ discount: Rosenberg

It might be time to turn your attention to Canadian equities.<p>Gluskin Sheff chief economist and strategist David Rosenberg says that while Canada …

Graham's "Defensive Investor" Strategy - Quant Investing

A stock portfolio based on Ben Graham’s Stock Selection Criteria for the Defensive Investor is a robust and straightforward method to beat the …

Investing

Ontario unveils new drug, dental coverage for people without workplace benefits

While Wednesday’s provincial budget in Ontario offered details on the inclusion of seniors in the government’s pharmacare program, Ontarians over age …

The Simplest Way To Beat The Market (Part 1)

What if I told you that there is a simple way to beat the market by 100% (yes, twice the market returns) on average, with minimal risk and low …

Here's how a young couple paid off $162,000 of debt in 3 years — and paid for their wedding at the same time

Earlier this month, Heron Abegaze (29) and Elijah Bankole (30), put a new spin on "couple goals" after Abegaze's Instagram post about paying off their debt went viral. After three years of saving like it's an Olympic sport, the Twin Cities duo wiped out nearly $162,000 of credit card debt, car …

5 Ways to Invest In Your TFSA

Since its inception in 2009, the TFSA has increasingly grown in popularity as more and more Canadians embrace it – over 40% of Canadian households …

Investing

Should I Go with an ETF or a Mutual Fund?

ETFs Vs. Mutual Funds: The Battle Continues<p>Updated May 21, 2018<p>Mutual funds vs. ETFs, the war wages on. Which makes a better investment? There’s no …

Investing

Learn How to Become the Entrepreneur You Always Wanted to Be

Business Ideas For Starting Your Own Business<p>Here are the steps to take to start a business<p>Updated June 12, 2018<p>If this is the year that you finally …

Small Business

Top 10 Road Trip Destinations on a Cross Canada Adventure

There are many places to visit while road tripping, but Wheels.ca offers some of the best places to visit in Canada.<p>If you’re planning on taking a …

British Columbia

7 Signs You're Not Making the Most of Your Excellent Credit Score

Getting your credit score above 800 is worth more than just bragging rights.<p>Americans' credit scores are on the rise. The national average FICO score …

How To Retire At 64 With Only Half A Million

<i>This research report was produced by The REIT Forum with assistance from Big Dog Investments.</i><p>How can you retire? This is one of the most pressing …

10 books you should read if you want to retire rich, according to financial advisers

Retirement planning is a confounding topic — and there's no shortage of books that say they'll show you how to handle it. According to Amazon, there are nearly 5,700 on the subject.<p>Sussing out which of those books are going to really help you with retirement planning might sound like a task better …

How You Can Deduct That New Car -- up to 100 Percent! -- on Your 2017 Tax Returns

The Trump tax plan offers deductions for SUVs, trucks and passenger cars.<p>3 min read<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>As part of the new “Tax Cuts and Jobs Act," many entrepreneurs may not realize how much more they can deduct for 2017 new car purchases on their tax …

Personal Finance

3 tips that could save you thousands on your mortgage, as interest rates rise

Sean Cooper wiped off his $255,000 mortgage in exactly three years and two months, at age 30.<p>He took on two extra gigs, in addition to his daytime …

Could you pass the mortgage stress test? Here’s how to find out

As of Jan. 1, Canadians getting, renewing or refinancing a mortgage might have to undergo a stress test, proving that they would be financially OK …

New mortgage rules could shut out 10% of low-ratio homebuyers: Bank of Canada

The new mortgage stress test coming into effect on Jan. 1, 2018 could make 10 per cent of prospective homebuyers with larger down payments ineligible …

New mortgage rules 2018: A practical guide

Come Jan. 1, 2018, Canadians getting, renewing or refinancing a mortgage might have to prove that they would be able to cope with interest rates …

Ottawa to announce funding for ‘5G corridor’ in Ontario and Quebec

Ottawa is set to announce funding Monday for a network of test beds for 5G wireless technology in Ontario and Quebec.<p>The "5G corridor" is meant to build on existing co-operation between the two provinces as well as major tech players, The Globe and Mail has learned. The idea is to give startups and …

4 Ways to Boost Your Business by Cutting Costs

The best ROI is achieved when you stop wasting money.<p>4 min read<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Peter Drucker once said that businesses had two main functions -- marketing and innovation -- that produce results. "All the rest are costs."<p>If you agree, that means that the …

Small Business

I Did The Math On Your Investment Fees And The Results Weren’t Pretty

A few weeks ago I invited readers to share their portfolio details with me so I could help ‘do the math’ on their investment fees. Many of you did, …

A new tool uses legal loopholes to get you cheaper flights by checking prices 17,000 times a day

A new service is trying to exploit legal loopholes to get people cheaper plane tickets by automatically checking flight prices 17,000 times a day.<p>DoNotPay, an automated legal tool, is branching out into helping users book airline tickets, it announced on Monday. It says its services have previously …