gvhoffman

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Should You Claim Social Security at 70? Probably Not

The more you know, the more money you can get from Social Security --- potentially thousands more.<p>When should you start collecting your Social …

Retirement

Here's how much money you actually take home from a $75,000 salary depending on where you live

$75,000 a year looks very different depending on where you live. Some states like Texas and Washington don't have state income taxes. So on average, you could see a bigger paycheck.<p>We decided to crunch the numbers. Here's what $75,000 looks like after paying taxes in 11 major US cities:<p>New York …

Prefab Housing Isn’t A Subculture Anymore, It’s A Necessity

In the fifth book of her “Prefabulous” series, author Sheri Koones hits upon “the ideal method” for building homes.<p>Housing trends come and go, but <i>Prefabulous Small Houses</i>, the latest book from prefab evangelist Sheri Koones, isn’t about a flavor of the month. She argues that this is the most …

This App Is Conquering Insomnia And Depression At The Same Time

Ever since he was a child, Dan Roberts had rarely been able to get a good night’s sleep. He was born with cerebral palsy that left his entire left arm and leg tight and painful, forcing him to walk with a pronounced limp. He was often in severe pain and there were many nights where he didn’t sleep …

Health Care

What Home Improvements Add Value?

When you decide to revamp your home, the goal is usually to suit your lifestyle and create an ambiance more to your own taste. In a world of financial uncertainties, however, it is crucial to consider the effect on the resale value of your property. Home improvement projects that enhance …

Attention insomniacs: here are 9 gadgets that will help you sleep better

Scientists still don't fully understand sleep, but it's clear that getting enough of it is very important, since being well-rested comes with a myriad of health benefits.<p>For the 40% of the US population that gets less than seven hours per night, there are plenty of devices, both physical and …

Investing During Retirement: How To Overcome The 3 Biggest Challenges

Over the past year I’ve spoken to a number of people who are retiring. In each case they plan to transfer their 401k or other workplace retirement account to an IRA. They’ve spoken to an investment advisor about managing the new IRA. They want to know whether paying the advisor 1% to 2% is a good …

Retirement

Build This Sexy Modern Bench Using Nothing But 2 x 4s

This lovely bench seat only looks expensive.<p>"Less is more" definitely applies to modern furniture. But despite its simple lines, modern style furniture can be expensive. This well-designed bench, on the other hand, looks great and only takes a few hours to build while costing less than $50 in …

9 Powerful Affirmations Successful People Repeat Every Single Day | Inc.com

If you're not achieving the success you hope for, whether personally or professionally, take a step back. The problem may not be a lack of education or opportunity or connections or even luck.<p>The problem could be what you believe--and as a result, what you do.<p>What do the most successful people …

Self-improvement

How to Meditate & Be Mindful in 2016: Advice From 8 Experts

Meditators have been claiming many benefits of their practice for millennia and in recent years scientists have been finding strong evidence to back …

Meditation

5 meditation experts to relax with on YouTube

Experts of all kinds take to YouTube to share their wisdom. From makeup to video games, viewers can find coaches on virtually any topic.<p>Meditation …

Meditation

Create an Extraordinary Life: 5 Questions to Ask Yourself Daily

<b>“We have one precious life: do something extraordinary today, even if it's tiny. A pebble starts the avalanche.” ~K.A. Laity</b><p>Do you have a vision of a …

One Simple Phrase That Can Bring You Joy, Peace and Happiness

<i>This article originally appeared on Completed Thoughts.</i><p>I feel fortunate to be able to say that most of the time I feel happy and calm, and that is for many reasons. However, this was not always the case and there is one short little phrase which played a major role in transforming my life.<p><b>This</b> …

Free Landscape Design Software Top 2017 Downloads & Rev

0<p>194<p>6<p>Virtual Landscape Design<p>When looking for the best virtual landscape design software, there are some specific features that you should look for. …

23 Pieces of Life-Changing Wisdom You Can Learn from Your Everyday Life