Beachbum

448 Added | 7 Magazines | 2,006 Likes | 78 Following | 34 Followers | @girsu01 | Keep up with Beachbum on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Beachbum”

Don't run out of money in retirement: Here's how much to use per year, and why

<b>Dear Liz:</b> I am confused about "safe withdrawal rates" from retirement accounts. I've read that withdrawing 4% of savings each year is the gold standard that financial planners utilize to ensure that life savings are preserved in retirement.<p>However, if the Standard & Poor's 500 index returns on …

Retirement

Packing Secrets From a Two Million Miler Traveler

How Many Pairs of Underwear Should You Pack On Your Next Business Trip?<p>One of the most common conversations among business travelers have among each other is to discuss how to pack optimally for your next trip. As someone with more than two million miles of experience under by belt, I have …

Microfiber

Free retirement planning guide ~ Get Rich Slowly

Vanguard, the mutual fund company, recently published a free retirement planning guide for folks like me who aren’t interested in hiring a …

Retirement

How to retire with more money and less worry

Probably the biggest source of financial worry for retirees is whether they will have enough money to meet their needs without running out of …

Retirement

9 Things Retirees Should Never Keep in Their Wallets

You and your hard-earned savings have finally made it to retirement. Why risk losing anything if your wallet goes missing or is stolen?<p>Because with …

Retirement

Experts say this is one of the best ways to maximize your retirement income

If your savings aren't quite where you hoped they'd be, there's another way to boost your retirement income.<p>It turns out one of the best retirement tools out there has likely been under your nose the entire time.<p>Saving for retirement is hard, and most soon-to-be-retirees aren't prepared enough. The …

Retirement

Everything You Need to Know About the Mediterranean Diet to Lose Weight, Gain Energy, and Live Longer

It seems that every other week, the Mediterranean diet is making headlines. And there’s a reason why this eating plan is touted as one of the world’s …

Nutrition

4 Ways to Retire on Less Money

Behind on savings? Here's how to make up for it.<p>If you're approaching retirement with minimal savings, you're in good company. An estimated one-third …

Retirement

How to Save Money for a House - How to Save Money for a Car

1 of 13<p>A Constant Reminder<p>Sometimes a visual reminder of your goal can help keep us you on track. Zach Pelka, co-founder of Paytronage, an online …

Personal Finance

How Should I Invest My 401(k)?

You have to choose among the investment choices - typically mutual funds - that the plan offers. While your company may give you information …

Retirement

Butter Flaky Pie Crust Recipe

"Butter makes this buttery flaky recipe the perfect crust for your pie!"<p>Ingredients<p>1 1/4 cups all-purpose flour<p>1/4 teaspoon salt<p>1/2 cup butter, …

Baking

How to Save Money Each Month - Best Ways to Save Money

1 of 15<p>Turn Old Bills Into Savings<p>It’s such a relief when you finally pay off a student loan or a long-running credit card bill, right? But, rather …

Personal Finance

How to Waltz Through Your Retirement

Investors can divide their retirement years into phases, to improve estimates of their future expenses. They can expect to go through three distinct …

Retirement

The Broke Girl's Guide To Healthy Eating

<i>This article was originally published on April 26, 2016.</i><p>Yes, it's true that health food can be staggeringly expensive — especially if it's something …

Healthy Eating

The Best Time to Buy an International Plane Ticket, Based on 1 Million Airfares

Last weekend we shared the results of CheapAir.com’s 2018 Airfare study. In the study it looked at 917 million different airfares and made some …

Flying

15 Things Nutrition Experts Need You to Know About Diabetes Dieting

Just because you have diabetes doesn't mean you have to totally overhaul your diet. Here's what experts want you to keep in mind about diabetes …

Nutrition
Retirement

How To Make An Easy Crustless Quiche

A quiche by definition begins with a flaky, flour-based crust (and many people opt to buy a pre-made pie crust to make this first step easier). So if …

Breakfast

3 ETFs to Help You Build Retirement Wealth

Looking for a way to enhance your returns? Then check out these funds.<p>Retirement investing doesn't have to be complicated. A few well-chosen …

Investing

20 Common Investment Mistakes

I often find myself disagreeing with materials produced by the financial planning industry, as most of their material is geared toward people signing …

Investing

How to preserve the nest egg for the golden years?

On the path to retirement, not only is it important to build your nest egg, but to include in your plans how to preserve it so it lasts throughout your golden years. 10,000 Baby Boomers head into retirement each day and GoBankingRates research shows that 26% have less than $50K saved for their …

Retirement

Ages 55 and 59 1/2 are Super Important in Retirement. Learn Why Now! (Watch!)

In this retirement roundtable, Robert Powell, Tracy Byrnes and their guests discuss the pivotal ages in retirement.<p>In this clip, hear what you need …

Retirement

6 Personal Finance Habits Everyone Should Get Into

These tips will help you spend less and save more. Talk about a win-win.<p>Though Americans are slowly but surely ramping up their savings game, most …

Personal Finance

5 investing rules you should know by heart

Waiting a decade to invest could mean you'll need to save $112,800 more to end up with the same nest egg.<p>Investing is key to financial success. If you don't invest to build a nest egg and accomplish financial goals, you'll have nothing to show for a lifetime of labor.<p>Of course, you don't want to …

Retirement

7 Micro Habits That Create Financial Success

Find out what a micro habit is and how to use them to improve your financial life. They require minimal time, effort, and motivation, but can build …

Content Curation

The 6 Best Books to Help You Get out of Debt, According to Experts

Strategies for living debt-free, forever.<p>There are a lot of books out there that claim to unlock the secret for how to get out of debt. But if you’re …

Personal Finance

How to save another $550 a month

<b>Who couldn’t use an extra $550 each month? Good news: Making these small (and pretty painless) adjustments to your spending habits can help you get</b> …

Personal Finance

Frugal Families, Discover the Best Cheap Ways to Watch TV Without Cable

Having a family is expensive. Sometimes, as parents, it's necessary to make sacrifices, and when it comes to entertainment expenses, cable is often …

Personal Finance

4 Retirement Rules to Live By

You could lose 50% of your savings if you don't follow this rule for retirement account withdrawals.<p>Retirement means no longer dealing with the daily …

Retirement

How to handle market volatility close to retirement

There's a plot of land sitting in North Carolina waiting for Robin Festa and her husband to build their retirement home.<p>She's hoping to retire early in three years at age 63 and head south from Connecticut to enjoy a lower cost of living. The pair have been dutifully socking away as much money as …

Retirement