girish j

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First-Time Homebuyers: Don’t Make these Mistakes

Congratulations, you are ready to buy your first home. Now hold on, the process is often long and confusing.<p>First-time buyers may have the urge to embark on this milestone alone, but experts warn the process can be confusing, especially without proper research.<p>Mistakes are bound to happen, says …

15 Steps Financial Success Plan

The following 15-part series is a do-it-yourself step-by-step guide that will help you improve your finances, reduce your debt, and increase your …

Term Life vs Whole Life Insurance: Which One is Better for You?

This is a recurring debate – should you buy insurance on the cheap, through a term policy, or should you opt for whole life insurance with its cash …

4 Tips to Cut Your Monthly Housing Costs

Whether you see your residence as a forever home, a financial investment or just a place to crash for the night, there’s no denying how much the cost …

17 Personal Finance Books You Need to Read This Year

Many people are hitting the gyms hard in January — but have you considered your financial fitness plan for 2014? To help you bulk up your finances …

The 7 Best ETFs for Dividends

These exchange-traded funds have delivered solid returns by owning stocks that share the wealth<p>Just how important are stock dividends? Over the long …

Investing

Why this exec starts every morning by drinking 24 ounces of water

I have two distinct morning routines: My "on the road and in a hotel" routine is incredibly regimented and my "home" routine is pretty dynamic.<p>When I'm waking up in a hotel anywhere in the world, I get up around 5 a.m. and drink 24 ounces of water.<p>I walk around the room (even if it's super tiny), …

Coffee