gadgetgirl

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A Guide to the Surprising Side-Hustle That Can Help You Build Long-Term Wealth

Ask yourself these four questions to build yourself a profitable empire.<p>Some of the wealthiest people I know made their money in real estate.<p>They didn't start out big. They started by buying one small property or project, and then after the first came a second, and so on.<p>I personally didn't start …

Real Estate

3 Factors to Consider About Your 401(k) When Changing Jobs

More people change jobs than ever before. The average American worker makes 12 employment moves before retirement, according to the Bureau of Labor …

Retirement

5 Innovative Ways to Make Money with Your Ride

—The average cost per month to own and running a car is $706. The cost of car driving, maintenance, repairs, insurance, and tax is high.How about if …

Personal Finance

You Don't Have to Be Rich to Hire a Financial Planner

Shannon McLay, the founder and CEO of The Financial Gym, says you don't need millions to hire a financial planner. If you're interested in building …

Personal Finance

5 Financial Tips for New Parents

In between naps, feedings and burpings, here are five things you should do when you bring home your bundle of joy.<p>My wife and I welcomed our third …

Retirement

How to build your own pension with annuities

In the past, workers often could rely on having two sources of retirement income: Social Security and the pension their employer paid them. Having two reliable monthly checks coming in made it possible to have a financially secure retirement without necessarily having a lot of outside savings.<p>Now, …

Retirement

Who Will and Won’t Pay the AMT, America’s Rich-Person Tax?

This year’s alternative minimum tax is a shadow of its former self<p>The alternative minimum tax isn’t out, but it is way, way down.<p>The AMT is a complex and controversial levy that raises taxes by limiting the value of certain breaks. Originally enacted in 1969 to ensure that the highest earners paid …

Finance

Retirement hitch: Over 75 and still deep in debt? You're in good company

An alarming number of seniors continue to carry debt. And it could end up destroying their retirement.<p>Many of you may be inclined to think of debt as a young person's problem. But new data indicates that seniors are increasingly falling victim to debt as well.<p>Nearly 50% of seniors aged 75 and over …

Retirement

Retirement Savings Depend on Performance, Not Promises

The American dream of retirement is one that millions of Americans hold. For decades, most people assumed that they would find a well-paying job, …

Retirement

As 401 (k) millionaires reach record high, investors warned to keep saving

While many hopeful retirees are celebrating their new status as millionaires, experts warn that $1 million is a drop in the bucket compared with what they are going to need.<p>According to Fidelity Investments, the number of 401 (k) plans with a balance of $1 million or more jumped to a record 157,000 …

Retirement

If You Itemize Your Deductions, It's Time For A Checkup On Your Taxes

Did you itemize your deductions on a Schedule A last year? If so, the Internal Revenue Service (IRS) encourages you to do a quick checkup on your taxes. By plugging your current tax data into the withholding calculator on the IRS website, you can do a “paycheck checkup” and avoid any nasty …

Retirement

The best personal finance books for recent college grads

If you’re getting your college grad a gift of money, you might want to include a book on how to put that present to good use. Financial planning might not be a priority — 70 percent of grads are finishing school with significant debt. But with U.S. employers adding an average of 200,000 jobs per …

Personal Finance

Which States Have Tax Breaks for Retirees?

State Income Taxes in Retirement<p>Which states have tax breaks for retirees?<p>Updated October 04, 2017<p>Out of all 41 states with personal income taxes, 37 …

Retirement

9 reasons your grocery bill is so high — and how to lower it

Too often “we all need to eat” becomes an excuse for spending more than we need to.<p>When think about our finances and living below our means, we consider which expenses are necessary and which are discretionary. It’s easy to identify our Netflix subscription, dinners with friends and facials as …

Personal Finance

Five Signs You're Getting a Raw Deal From Your Financial Adviser

With the U.S. government pumping the breaks on new fiduciary rules for financial advisers, investors may be wondering how they can tell if a money …

Retirement

15 Delicious Summer Fruit Dessert Recipes

01 of 15<p>If you've never tried making strawberry shortcake before, here's a simple recipe even beginning bakers can feel confident making. Only three …

Dessert

How to Make Positive Company Culture Everyone's Job

Use these simple tips to encourage team members to be culture leaders, no matter their title.<p>When was the last time you heard an employee say something along the lines of, "I just wish our company culture was more/less...?" No matter the desired change, people will generally look to the CEO or …

Team Building

Why Most Meetings Suck--and 5 Things You Can Do to Make Sure Yours Don't

You can't run a company without meetings. Unfortunately, most meetings are poorly run. Here are five things to make yours better.<p>As I grew my business from a team of three people to a five-time Inc. 5000 company, I became overwhelmed by the number of meetings I was in. Not a day went by that I …

Productivity

Cheap Places to Travel in 2018 Where Your Dollar Stretches Further

Skip overpriced cities where a cup of coffee costs more than a steak dinner back home. Here are six places you'll actually want to visit this summer that don't cost a fortune.<p>Dreamy vacations aren't just a luxury for rich people. While cities like Singapore and London are notoriously expensive, …

Travel

Five ways for 50-somethings to get serious about planning for retirement

The big 5-0 is one of those birthdays that can make people take serious stock of the half-century behind them.<p>Passing that milestone also can bring on the realization that retirement — or whatever you choose to call that phase of life when full-time work is largely behind you — is no longer a …

Retirement

21 Questions Amazon Asks Its Job Candidates | Inc.com

• <b>Amazon goes to great lengths to ensure that they are hiring the right people.</b>• <b><br>We sifted through hundreds of Glassdoor reviews to find some of the company's toughest interview questions.</b>• <b><br>Questions about employee behavior and past performance were asked most frequently inside the interview rooms.</b><p>Amazon …

Employment

The Connection Between Retiring Early and Living Longer

You may not need another reason to retire early, but I’ll give you one anyway: It could lengthen your life.<p>That’s the thrust from various research in recent years, and also from a 2017 study in the journal Health Economics.<p>In that study, Hans Bloemen, Stefan Hochguertel and Jochem Zweerink — all …

Retirement

How to invest: An essential guide

Shares 129<p>When I told readers that January would be “back to basics” month at Get Rich Slowly, the number-one request I received was to write about …

Investing

The Only Two Vanguard Index Funds You Need for Retirement

Every year or so, I pen a column about how to invest for the long haul using just a handful of Vanguard index funds (read the latest version: "6 Best …

Investing

7 Baking Tips for Making Better Scones

If you're watching the royal wedding this weekend and want to perfect your scone game, the Food & Wine Test Kitchen's got you covered.<p>The royal …

Baking

Personal Finance 101: Young People Need to Learn About Money

<i>By John Pelletier</i><p>It is gratifying to know that state legislators and education regulators across the nation are moving to improve financial literacy …

Personal Finance

For Tiny Breads, All You Need Is 5 Minutes & Flour

I’m a big believer in the vehicle—an edible one. Much of what I cook is soupy or saucy and relies much more on flavor than it does on structure, shape: A whole mess of chopped vegetables and canned tomatoes or stewed lentils with a smattering of herbs. It’s great, really (usually), but getting it …

Bread

How to start investing

When you're just starting out in your investing journey, there are some important things you should know.<p>Key takeaways<p>First, think about how long you …

Investing

30 Desserts Made with a Box of Brownie Mix

Our favorite shortcut to decadent desserts? Recipes using brownie mix. Just grab a box from the pantry and get ready to enjoy trifles, bars, …

Dessert

Revealed: The 15 minute money hack that will reduce your debts and see your bank account grow

• <b>According to David Koch you only need 15 minutes to reassess your finances</b>• <b><br>He said it's important to learn about how money works so you don't get</b> …

Personal Finance