Michelle Clouser

626 Flips | 25 Magazines | 1,332 Likes | 16 Followers | @freddie073 | Keep up with Michelle Clouser on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Michelle Clouser”

The 1 Stock You've Been Overlooking for Your Roth IRA

Never paying taxes on gains in a Roth IRA makes it a perfect place to capture big growth. Here's a stock that's ideal for your Roth that you've …

Investing

5 Retirement Rules to Live By

So you've finally done it: You've reached retirement. Now's the time to spend your days doing exactly what you like. Whether that's sleeping in until 2 p.m., spending every day on a boat, or spoiling your grandkids, there are no rules for how you'll spend your retirement -- right?<p>Not so fast. While …

Retirement

Ask Our Trainers: How to Train Two Puppies at Once

<i>William T. writes, “I have two puppies (littermates that are 4 months old). At what age should I start training them to sit and stay, and can I teach</i> …

This Service Dog Trying to Save a Life Was Ignored, So His Owner Taught the Internet a Lesson

An online PSA about a service dog name Raider has become a teachable moment for the entire Internet.<p>Tessa Connaughton is the English/Bull mastiff …

Dog Abandoned On Chain Outside Shelter Had A Big Surprise For Rescuers

She wouldn't stop wagging her tail when she realized people were there to help ❤️️<p>At 5:30 a.m. on Wednesday, May 30, Dr. Michael White, director of …

Forget 2022! A Big Social Security Change Is Happening Right Now

This hasn't happened since 1982.<p>Social Security is a critical resource that tens of millions of seniors rely on when they hang up their work gloves …

5 Social Security misunderstandings that could cost you

The Social Security Trust Fund is expected to run out in 2034, it's possible future retirees will receive less than the retirees of today. Avoid these misconceptions that can cost you real money.<p>About a quarter of all married couples and almost half of all unmarried persons rely on Social Security …

Retirement

There’s a scientific reason why you should talk to your dog in a ‘baby voice’

It’s a well-known quirk of human nature that adults tend to talk to babies in an over-the-top, cartoony tone of voice. Science calls it …

The singing French bulldog, Walter

Trending<p>Britney Spears joins Jimmy Fallon for surprise ‘Tonight Show’ sketch<p>00:43<p>New study finds that these trivial activities are top mood boosters<p>01:56<p>Head over heels! Watch this man try to get woman’s attention with a beach backflip<p>00:37<p>Is ‘Frasier’ the next series to get a reboot?<p>00:43<p>John …

You've Been Painting Rooms Wrong All These Years

Paint is one of the best ways to dramatically change a room, especially on a low budget. It may seem as simple as deciding on a color, buying paint, …

​Why You Should Pour Flour in Your Sink

Are you one of those who, after completing a cleaning task, look back at the job to admire how spotless everything looks? I do.

This Dog Gave Birth To A Litter Of Puppies In The Middle Of A Florida Airport

"Ruff day for this mama at Gate F80!"<p>View this post on Facebook

Why Smart People Take Social Security at 62 (Even When They Shouldn't)

Is it really a mistake to claim benefits early?<p>Figuring out when to take Social Security is a tough decision. You can generally claim retirement …

Do You Even Have What it Takes? 8 Skills You Need for a Fantastically Happy Best Retirement

Here is some good news: you don’t necessarily need $1 million dollars for a successful retirement. So, what you do need? We did a little digging and …

The Best Retirement Planning Advice from Buffet, Orman, Ramsey and 8 Other Financial Gurus

Preparing for retirement can be a daunting task, so it helps to know what financial gurus — the best financial advisors — are saying about it. Here …

How Much Money Do I Need to Retire? What’s My Magic Number?

When you ask yourself, “How much money do I need to retire,” wouldn’t it be great to know <i>exactly</i> how much money you need to be comfortable for the …

These Service Dogs Went On A Field Trip To Disneyland And My Heart Can't Handle The Photos

SO. MUCH. JOY.

Thousands Of Dog Owners Swear By These 38 Genius Products On Amazon

The world is full of cool dog toys and handy canine accessories — but some of them are simply better than others. One of the best places to consult …

Are Dogs Related to Seals? Science Answers the Ultimate Question

And wow is it good.<p>In recent years, various memes and videos have suggested Earth’s very best boys — dogs — might have marine counterparts. With …

11 Mini Weekend Makeovers Anyone Can Pull Off For Cheap

When you think of a home makeover, you probably think of something that takes months and months of time and lots and lots of money. But there are …

Home Improvement

Check Your Withholding Math or Risk a Painful Tax Shock

The tax overhaul has probably given your paycheck a welcome bump. Now it’s important to check your withholding—or risk a bad tax surprise in a year.<p>To help with this task, the Internal Revenue Service has just released a new tax withholding calculator. There is also a new W-4, the form workers …

The 8 Best Online Savings Accounts to Get in 2018

You don't need a brick-and-mortar bank to keep your funds secure and growing<p>Updated March 02, 2018<p>Not long ago, your options for savings accounts …

Daylight Saving Time Hacks To Get The Most Out Of Your Lost Hour

While you might be looking forward to being blessed with an extra hour of sunlight come Mar. 11, 2018, losing an hour of sleep is no joke. Daylight …

39 of the best secret categories on Netflix and how to find them

Netflix has an insane amount of content, but it's not always easy to find what you want.<p>The categories Netflix gives you access to are broad, which is made more frustrating by the knowledge that Netflix splits movies and TV shows into incredibly specific micro-categories.<p>Luckily, it's pretty easy …

Entertainment

6 things every adult should know about taxes

The transition to adulthood is sometimes hard to detect, but one sign you've arrived is if you know a handful of things about income taxes. Here are six things that tax pros say every adult should understand.<p>1. How tax brackets work<p>There are seven federal tax brackets, ranging from 10% to 39.6% …

Retirement

The world’s cutest sea otter pup has been given an adorable name

A baby sea otter found crying off the coast of Vancouver Island has been rescued and named Hardy in a public vote.<p>The little chap was picked up by …

Hundreds attend heroic Marine dog’s heartbreaking farewell

Hundreds turned out to say goodbye to the hero dog whose Marine veteran partner put together a bucket list for him after he was diagnosed with bone …

This simple formula will show you how close you are to retiring early

If you're minimizing your debt, putting money away for retirement and generally bringing in more than you spend each month, you're probably doing all …

In 'Meddling Kids,' The Scooby Gang Grows Up — Hard

"Tomorrow, Tim, we'll be in Blyton Hills. You know what that is? You've never been there, but your great-grandfather Sean had. It's the best place in the world. ... Swamps where you can build rafts, and caves to take shelter in when it rains, and old mills and barns where hand-wringing bad guys …