Francisco

53 Added | 7 Magazines | 6 Likes | 22 Following | 1 Follower | @frannyjim | Keep up with Francisco on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Francisco”

I travel the world full-time — this is how I budget so I can actually afford it

In January 2017, I bought a one-way ticket to Iceland for $150 and became a digital nomad. I dreamed of bouncing from country to country and freelance writing wherever I landed.<p>By far, the No. 1 question I get from friends, family and strangers emailing me through my travel blog is "how do you …

Personal Finance

5 Podcasts to Eliminate Negative Self-Talk

Talking to yourself isn't a bad thing -- but the fact that up to 70 percent of your words are negative is a very bad thing. Getting other voices into the mix can dilute the negativity and add motivation.<p>People talk to themselves -- a lot. With studies showing that our internal dialogue clips along …

Self-improvement

REI’s $20 lifetime membership comes with amazing travel and adventure deals — here are some of the best ones

<i>The</i> <i>Insider Picks</i> <i>team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.</i><p>Chances are you're familiar with REI Co-op, the consumer-oriented outdoor gear company, for its great customer service and wide selection of …

Paragliding

5 Game-Changing Podcasts To Listen To On Your Commute

Podcasts are an excellent and free way to help you to continue learning and set you up for long term success.<p>If you're like me and have a commute to the office, you treat your car, subway, plane, bus or train ride as a classroom. This travel time, whether it's 10 minutes or two hours, is an …

Self-improvement

How to create the perfect résumé, according to a CEO and former Googler

<b>• Résumé tips often focus on mistakes to avoid.</b><p><b>• But Google alum and WayUp CEO Liz Wessel has a recommendation for what you should do that could help your résumé stand out.</b><p><b>• She said you're going to need to avoid generic descriptions.</b><p>A résumé is basically a first impression in document form. So you …

Employment

10 reasons to spend your money on travel, not things

<b>While short-term purchases might boost your happiness for a short time, here are 13 reasons why you should spend your money on travel, instead.</b><p><i>Spend</i> …

These Are the 5 Best Books on Investing, Period

MONEY readers—and Warren Buffett—weigh in.<p>There are a lot of books out there full of investment advice, but it can be tough cutting through the …

Investing

The High and Tight Military-Inspired Haircut

<b>The Bluebeards Revenge has teamed up with award-winning barber and founder of The Lions Barber Collective charity,</b> Tom Chapman, to help young men …

49 Unforgettable Bucket List Trips You Can Do On A Budget

If you like to travel, you probably have a bucket list of places you want to hit throughout your lifetime. If you've been under the impression that …

5 Personal Finance Books to Read This Year

Want to knock out one New Year’s resolution with another? Fix your finances by reading more.<p>We asked NerdWallet’s money experts what books they …

Research Shows the Best Resumes and Cover Letters Use These Words and Phrases (in Moderation) | Inc.com

While your résumé won't get you the job you really want, if you're following a standard hiring process, a good cover letter and résumé are necessary to get you to the next stage, the interview (which is when you had better be ready for the most commonly asked job interview questions).<p>Oddly enough, …

Employment

56 incredible things to do in NYC in October

<b>Things to Do</b><p><b>Greenlight Bookstore and The Atlantic Present Ta-Nehisi Coates</b> <b>Kings Theatre; Oct 4 at 7:30pm; tickets start at $165</b><br>Award-winning …

Delete yourself from the internet by pressing this button

The internet can be a beautiful and horrible place at the same time. It’s weird, and sometimes you feel like you want to leave. Sadly, there’s no easy way out — or there wasn’t, until now.<p>Swedish developers Wille Dahlbo and Linus Unnebäck created Deseat.me, a web app that offers a way to wipe your …

How Falling Stock Prices Can Make You Rich

How Falling Stock Prices Can Make You Rich<p>When Buying Ownership in Good Businesses, Stock Market Crashes Are Your Friend<p>Updated March 23, 2018<p>One of …

Investing

Why The Chase Sapphire Preferred Is Still The Must-Have Travel Credit Card

Arguably the best way to earn miles & points right now is through credit cards, both in terms of maximizing your return on everyday spend, and also …

Flying

I Travel Alone to Meet Other People

While my first solo adventure served its purpose in that it got me to face myself in a way I never had after the ending of a long-term relationship, it also taught me a ton about relationships and human connection… and that I’m not actually ever <i>alone.</i><p>Since then, I’ve joined different “solo …

Solo Travel

The 18 best books for someone just starting out in their career

Chances are, your college didn't offer classes on how to negotiate your salary, deal with a micromanaging boss, or confront annoying coworkers.<p>But there's still something you can do to prepare yourself for the tricky world of work: read.<p>Here are 18 books we think every young professional should …

Self-improvement

The 3 Best Dividend Stocks for Beginning Investors

One of the most intimidating tasks for beginning investors is that of narrowing down the thousands of potential business in which the stock market allows you to put your money to work. A great place to start is by purchasing solid stocks that pay healthy dividends, which -- combined with the power …

T-Mobile

A former investment banker has condensed an entire MBA into one online course — and it's only $10 right now

<i>The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we get a share of the revenue from your purchase.</i><p>Flickr / Roman Kruglov<p>There's a lot to learn before you're ready to break out in the business world. You need to be knowledgeable in …

Goldman Sachs

Zappos CEO Tony Hsieh shares 4 business books he thinks everyone should read

Zappos CEO Tony Hsieh wants his employees to continuously explore new ideas. That's why there's a library of some of his favorite books at Zappos' Las Vegas headquarters.<p>Over the years he's recommended well over 20 business books— including his own, the 2010 bestseller "Delivering Happiness" — and …

Penguin Random House

Books Bill Gates thinks you should read

oninnovation/flickr<p>While Bill Gates has a schedule that's planned down to the minute, the entrepreneur-turned-billionaire-humanitarian still gobbles up about a book a week.<p>Aside from a handful of novels, they're mostly nonfiction books covering his and his foundation's broad range of interests. A …

Books

Learning to Love Loneliness: Tips for Traveling Solo at 25

<i>*This post was originally published on Cool Gear's The Cool Down.</i><p>Three months ago, I decided to risk it all for the sake of travel. I had hit a rut -- that "quarter life crisis" slump, which is apparently a thing. I hated my lack of self confidence, the nagging heartbreaks that happen post-college, …

Trails

84 Attractive Dividend Growth Stocks For Your Retirement Portfolios: Part 2A

84 Attractive Dividend Growth Stocks For Your Retirement Portfolios: Part 2A by Chuck Carnevale, F.A.S.T. Graphs<p><b>Introduction</b><p>I recently completed a 3 …

Nudie Jeans Is Coming to NYC for the First Time

Nudie Jeans, the Swedish brand that wants to make your jeans so comfortable that they feel like a second skin, is opening its first NYC store. We noticed the signage for it at 188 Bowery on a recent stroll through Nolita, and a rep for the brand confirms that the space — formerly the home of the …

Clothing

15 things the modern gentleman should buy for fall

With the changing of the weather comes the turning over of the wardrobe.<p>From cozy sweaters to sharp flannels, you only need a few items for a compete fall wardrobe — but it's important to have them all.<p>Keep in mind that these are only the basics — there are no deep cuts here. If you don't have all …

Clothing

28 things I now know about life, work, and relationships at 28

AT 15, I wanted to be 16. And when 17 hit, I couldn’t wait to be an 18-year-old licensed driver. While I blew out the candles on my 20th birthday …

Relationships

20 Non-Awkward Ways to Meet People While Traveling Solo

Solo travel can be invigorating, enlightening -- and terribly lonely.<p>Why not just "be friendly" and "say hi" to new people that you meet? Here's why: because introducing yourself to a total stranger in a café (or bar, or party, or at a tourist attraction, or on public transport) can feel creepy, …

Northern California

15 books to read in your 20s if you want to get rich

However, it can be difficult to know where or how to start, especially if your parents didn't teach you much about money or if you've never taken a personal finance class.<p>The good news is that there are a bunch of resources out there designed to jump start you on a path to financial success, and …

Personal Finance

Stop asking me how I afford to travel

Whenever someone asks me how I afford to travel, I have to force myself not to respond with: “selling Nutella by the spoonful and procrastinating …