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50 places to travel to in 2017

While it may be hard to believe, 2016 is coming to a close, meaning that it's time to look ahead to 2017.<p>Whether you consider yourself a tourist, a traveler, or a weekend warrior, one thing is universal: you travel to see and experience new things.<p>To help you do this, we've put together the …

Is This Banking 2.0? Number26 Launches

I’ve written in the past about Banking 2.0, a general term that is used to describe a new way of banking that takes all of the advances in connectivity, cloud computing, social networking and ease of use and applies them to the generally backwards world of banking. I’ve also done a bunch of …

How a Fintech company could lose $200m. In one day.

A bank can lose money because it takes risks on its balance sheet, but what about a Fintech startup that only acts as an intermediary ?<p>I wrote in a …

BankMobile says it is the first bank to be completely mobile

Nearly every bank in the U.S. has online and mobile components to their services, in addition to their brick-and-mortar branches. But BankMobile is …

Apple Is Reportedly Getting A Sweet Deal From Big Banks As It Pushes Into Mobile Payments

According to the report, Apple has reached agreements with companies including American Express, JP Morgan Chase, Citigroup, Capital One, and Bank of America.<p>Apple's platform will get what's called "card present" transaction rates, which is the same rate as when a customer swipes a card at the …

Apple’s NFC Payments Play Could Make Its Wearable A Computing Friction Killer

Apple could be gearing up to make its so-called ‘iWatch’ a payment device powered by NFC, according to a new report from the Wall Street Journal. But including near-field communications tech in the iWatch (and the iPhone 6, too, if the report is correct) will open the door for much more than just …

This App Generates Hidden-Message Orbs Your Friends Must Physically Locate

Designed by brain scientists, "Traces" seeks to make messaging more meaningful.<p>In the not-too-distant future, here's how you tell a friend that you made them a surprise.<p>You don't write an email, simple as that would be. Instead, you send your friends a notification that directs them to go …

PayPal partner MyCheck brings its restaurant bill payment app to SF and Austin

Last year PayPal(s ebay) launched a new feature in its mobile app that lets restaurant diners view and pay their bills while sitting at their tables. …

Now hear me out,the Apple/IBM partnership is BIG for mobile payments

I have worn many hats working in the financial technology vertical including business development, product, marketing and partnership development. In …

BBVA introduces HCE-based mobile NFC payments

30 June 2014 | 15478 views | 0<p>Spain's BBVA has become the first major global bank to commercially launch a host card emulation-based mobile …

PayPal releases first Android Wear app

27 June 2014 | 10649 views | 0<p>PayPal has released an app for the new Android Wear line of smartwatches.<p>Comment on this story (membership …

Payment processor Stripe helps launch a new currency, the Stellar

Stripe might be best known for enabling online merchants and websites to process payments more easily, but its team also strongly believes in decentralized payment networks and cryptocurrencies.<p>Today, Stripe announced that it has invested $3 million into Stellar, which is an open source project, a …

Timeful for iPhone uses behavioral science to make your calendar and to-do list smart

Timeful has launched as an iOS app that draws on academic research from Stanford and Duke to add artificial intelligence to your mobile calendar.<p>The startup is the creation of Stanford Computer Science professor Yoav Shoham, Duke Psychology and Behavioral Economics professor Dan Ariely, and …

LoopPay, Visa, Wearables And The Changing Mobile Payments Landscape

On the surface, Visa's investment in LoopPay may appear to be nothing more than way for Visa to cover their bets in the ever-changing mobile payments …

The rise of the digital bank

As European consumers move online, retail banks will have to follow. The problem is that most banks aren’t ready.<p><b>Across Europe,</b> retail banks have …

17 Apps Every Modern Gentleman Should Have On His Phone

But now it's time to grow up.<p>Lucky for you, Business Insider is here to help you by turning your smartphone into an even more useful sidekick.<p>Covering everything from getting organized to buying liquor, we've put together a list of the 17 apps that every gentleman needs in 2014.

Bose files lawsuit against Beats over patent infringement

Well, looks like Bose did not forget about Dre: The audio equipment company has filed a lawsuit against Beats over noise-canceling technology patent.<p>Bose, which makes audio equipment including speakers and headphones, has filed a lawsuit against Beats, which Apple officially purchased for $3 …

Loop Releases An Android App for Its Mobile Payment Tech

Mobile payment startup Loop has added Android support for making contactless credit card payments at retail outlets.<p>The LoopWallet app acts as a repository for your credit and loyalty cards. When you’re ready to make a payment, you queue up the card you want to use, type in your PIN and then hold …

Visa tries to unseat Google Wallet and PayPal

Visa has long seemed behind the times when it comes to e-commerce. To buy something online, its credit card holders must go though a long and tedious …

Amazon Debuts Wallet App for Rewards and Gift Cards

Amazon's Fire Phone doesn't go on sale for a few more days but the company has already begun to quietly roll out new apps for its first …

Apple Is Working On A Way To Pay For Stuff With Your iPhone, And It Could Launch This Year

The report says Apple has been talking to payment companies about integrating with its iOS software and has told partners that the mobile wallet could launch as early as this fall along with the new iPhone.<p>Apple has also reportedly reached a deal with Visa, which has 2.2 billion cardholders.<p>Apple …

MasterCard program will protect credit card purchases using your smartphone's location

MasterCard is testing a new program to protect purchases made on credit cards by using smartphone geolocation. A new partnership with Syniverse lets shoppers limit foreign purchases made on those cards unless their smartphone is also in that location. That measure is designed to keep fraud at bay, …

Everything you need to know about Host Card Emulation

This week Visa and MasterCard announced new specifications for NFC mobile payments using host card emulation (HCE) . Until now mobile payment systems needed a special piece of hardware, normally in the SIM card, known as the secure element. It is used by the mobile payment system to perform certain …

California to get its first Bitcoin ATM Thursday

If new tech doesn’t start in Silicon Valley, it doesn’t take long for it to show up there. Now Bay Area Bitcoin enthusiasts will have a chance to …

Get ready to pay for things with your veins

Fingerprint scanners like those on the latest iPhones could soon give way to another biometric identifier: The geometry of the veins in your hands.<p>Hackers in the Chaos Computer Club last year fooled the Apple TouchID, which unlocks the iPhone 5S when presented with a familiar finger, by creating a …

CES

The Currency Cloud, An API-Based Money Mover, Raises Another $10M

With the news that Facebook has been talking to financial services startups in the UK about launching e-money services, one of the companies that powers payments for those startups has raised a round of funding. The Currency Cloud, which provides an API that end user-facing companies use for …

Payment Apps Are Quickly Changing How We Transfer Money To Each Other, And Around The World

This is especially true in the context of peer-to-peer payment transactions. These include money transfers between friends and family, international remittances, and even fees and wages paid to independent workers. Globally, the market is well over $1 trillion.<p>In a new report from BI Intelligence, …

PayPal Here liberates on-the-go payments with an app-based solution

PayPal is set to change up the way Australians make credit card payments on the go, with a new mobile payment system known as PayPal Here.<p>While PayPal has made a name for itself in the world of e-commerce and online transactions, the company is set to revolutionise the way payments are made in the …

What Did Apple Say About Payments Yesterday?

Share Email<p>Perhaps the only payments news that came out of Apple’s fiscal third quarter earnings call July 22 was perhaps analysts’ indifference on …