Apple iOS 13.1.3 Release: Should You Upgrade? [Updated]

Apple iOS 13.1.3 has arrived (as predicted) and iOS 13 now has its fourth fast-tracked iOS 13 upgrade in under a month as Apple continues to play Whac-a-mole with a multitude of iOS 13 launch problems. Once again, everyone running iOS 13 needs this but everyone on iOS 12 should stay away because …