Ray

41 Flips | 2 Magazines | 2 Likes | 1 Following | @flipboard096 | Keep up with Ray on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Ray”

If you want a comfortable retirement, better get ready

Much has been written about the nation’s lack of retirement preparedness. Most of us aren’t prepared.<p>According to one survey, from GoBankingRates, a third of Americans have nothing saved for retirement, and 23 percent have saved less than $10,000.<p>Still, it’s never too late to start. Just do …

Retire with Money: The Ages When Most People Retire (Hint: Probably Too Young)

Our weekly roundup of retirement news and advice from around the web, by MONEY editor at large Penny Wang.<p><i>As anyone saving for retirement knows,</i> …

5 Roth IRA Misunderstandings That Could Cost You

If you're ready to sock money away for retirement via a Roth IRA -- or you're already doing so -- bravo! Making the most of a Roth IRA can considerably improve your financial condition in retirement. Just be sure that you're not suffering from any costly misunderstandings about Roth IRAs and how …

Review: Aukey USB-C Card Reader – an inexpensive, yet potentially awkward way to connect SD Cards to the MacBook Pro [Video]

The MacBook Pro lacks many traditional external connection options, such as an SD Card reader or an HDMI port. In the place of all of those legacy ports resides two or more USB-C ports. USB-C is an uber-versatile form factor that will ultimately offer tons of flexibility in the future when it comes …

I saved 50% of my income for a month — here's the simple strategy I used to keep my grocery bill under $60 total

After rent, utilities, and all my other fixed costs for the month, I was left with roughly $140 per week to spend on food amd entertainment (even less when you consider I had to factor in an expensive bachelorette party at the end of the month). While that's certainly more than enough money to live …

What messaging app should you use now that Donald Trump is the president-elect?

Donald Trump won the US presidential election this week, and a lot of people are nervous. Trump previously called for a boycott of Apple’s products after it refused to build a backdoor key for law enforcement who wanted to access the iPhone of a suspected terrorist. Trump has also repeatedly voiced …

What Trump's Presidency Means for Advisors, Retirement | Investopedia

Donald Trump has pulled off one of the unlikeliest upsets in the history of U.S. politics by capturing votes in the swing states and being elected …

How Successful Is Apple's New MacBook Pro?

In its first five days on sale, Apple’s MacBook Pro has outsold the total sales of every major Windows-powered laptop. The only laptop that remains ahead of it in sales is the twelve-inch MacBook, which went on sale in April 2015. Give it another five days and the Pro should overhaul Cupertino’s …

3 steps to make your retirement savings last a lifetime

<i>If I want my savings to support me the rest of my life after I retire, how much can I safely withdraw each year?</i> --Danny<p>As much as I'd like to, I can't give you a specific figure. There are just too many uncertainties that come into play when trying to predict how long one's retirement savings will …

Retirement

Adobe Lightroom App Update Adds Full Camera RAW Support

A new update has been rolled out this week for the Adobe Lightroom App which brings with it a number of new features, tweaks and enhancements. One of …

Solid stocks and ETFs for your retirement portfolio

While some dream of hitting it big overnight on the stock market, more realistic investors buy solid stocks and exchange-traded funds that can help them build wealth for retirement.<p>We asked experts for their top picks.<p><b>Mike Ser and Andy Man, co-founders of Ser Man Traders, a training and development</b> …

How Roger Federer and Rafael Nadal Built Tennis' Friendliest Rivalry

The Rafael Nadal Academy by Movistar opened in Mallorca, Spain, with all the trappings of a lavish tennis center, featuring fitness, education and more than a few trophies that celebrate its eponymous superstar. It is infused with the promise of its creator to help the youth of tomorrow.<p>But the …

The Frugal Senior's Guide to a Comfortable Retirement | Investopedia

The key to living frugally in retirement at a comfortable level is knowing the difference between frugal and cheap. Paying less for inferior quality …

Malcolm Gladwell on the 1 Biggest Problem Every Successful Person Faces

On Lance Armstrong's "The Forward" podcast, Gladwell hits on a simple yet profound truth -- and a universal conflict that never goes away.<p>Malcolm Gladwell has a way of putting something into words, something that you had never really thought about and definitely never articulated yourself -- but …

18 Tricks to Make Yourself a Microsoft Excel Master

The number of ways you can use Excel is countless, and so are the number of features packed inside Microsoft’s most popular number-crunching …

Here's How Much a Millennial Needs to Save Each Month to Retire With $5 Million

For your retirement to comfortably last the decades you can expect to live, you need to start saving now.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>How much will you need to retire?<p>Well, in 2014, Matthew Illian, a member of the Investment Committee at Marotta Wealth Management, …

Exercising more but still gaining weight? Take this quiz

You're running on the treadmill, hitting up every HIIT class on your gym's schedule, and strength training more than you ever thought possible. But your scale hasn't gotten the memo. What gives? This five-question quiz will help you pinpoint your problem — and get your weight moving in the right …

Fitness

20 Money Mistakes Everyone Makes But No One Admits

Our communal tightlippedness about financial problems keeps everyone in the dark.<p>Although Americans are known, adorably, throughout the world as a …

Picasso's granddaughter is about to flood the market with thousands of his paintings, and art investors are freaking out

Earlier this year, we learned that Marina Picasso, the granddaughter of famed Spanish artist Pablo Picasso, planned to sell off her grandfather's art from her private collection.<p>Early rumors hinted that she would be parting with seven very famous paintings as well as the villa she inherited, La …

10 dividend stocks for 2016 with yields up to 15.6%

Why buy dividend stocks?<p>There are two main arguments. Let’s start with ...<p>... the growth case<p>If you’re a long-term growth investor, the S&P 500 …

5 Warning Signs That You Are Failing at Photography

Are you struggling to make it as a professional photographer? Here are the top five warning signs that your career is headed for failure, and how to …

An Electromagnetic Arms Race Has Begun: China Is Making Railguns Too

A Chinese defense contractor may be on its way to key breakthroughs in railgun weaponry.<p>Railguns are one of the potential game-changing weapons of future war. Instead of using the power of chemical explosives such as gunpowder, a railgun uses electromagnetic force to propel projectiles to …

Apple suffers a blow in its patent war against Samsung

A contested patent could mean less money will be awarded to Cupertino<p>The United States Patent and Trademark Office is reexamining one of the key patents in the battle between Apple and Samsung. Specifically, it is claiming that design patent D618677 — essentially the front of the iPhone 3G — was …

Serena Williams Shares Behind-The-Scenes Photos From Her New York Magazine Shoot

Don't try this at home, folks.<p>All in a day's work, right?<p>Serena Williams shared a few behind-the-scenes photos from her New York Magazine photo shoot on Monday. Williams landed the cover of the magazine's highly anticipated fashion issue wearing a body-hugging Elizabeth and James dress, but what …

How to stop Windows 10's prying eyes

Windows 10 is here, and Microsoft's latest operating system is designed for a mobile-first, cloud-first future, as CEO Satya Nadella puts it. But that future relies on big data — your data — and by default, Windows 10 can track and share the websites you visit, the purchases you make, the places …

Windows 10

Windows 10 review: The first 24 hours

When I first upgraded to Windows 7 back in 2009, I was shocked. Microsoft had somehow recovered from the mediocrity of Windows Vista and built an …

It looks like the iPhone 6s is actually going to be a game-changer

The iPhone 6s and iPhone 6s Plus are both expected to come with support for Force Touch gestures, a brand new way of interacting with a device that …

What's keeping this 30-year-old super saver from buying a home?

Daryl Marritt paid off a $47,000 student debt in one year while earning a salary of $45,000.<p>The 30-year-old from Brampton, Ont., then turned his attention to saving. Using low-cost index funds, he maxxed out his tax-free savings account and put a whack of money in his registered retirement savings …