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295 Flips | 18 Magazines | 43 Likes | 1 Following | 176 Followers | @escobeab | Keep up with escobeab on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “escobeab”

The 10 Best Margaritas in America, According to Yelp Reviewers

From California to Tennessee.<p>Nothing pairs better with warm weather and delicious Mexican food like an ice-cold margarita with a salted rim.<p>This …

Cinco de Mayo

18 of the world’s best rail journeys

Some of the world’s wildest and most beautiful scenery is best enjoyed from a train window. From Lhasa to Lima, we choose brilliant and great value routes • Top rail trips from the Man in Seat 61<p><b>UK</b><p><b>London to Fort William</b><p><b>Duration: 419 miles/13hr<br>Price (single): From £45</b><br>The Caledonian Sleeper, one of …

Trains

50 Best Places to Travel in 2018

1 of 50<p>Šolta, Croatia<p>Advertisement<p>2 of 50<p>Grenada<p>3 of 50<p>Los Cabos, Mexico<p>Advertisement<p>4 of 50<p>Fiji<p>Advertisement<p>5 of 50<p>Archipelago Sea, …

São Paulo

3 Tricks to Living Well While Spending Less

With some time and planning, you too can join the million-dollar club. Find out your best route to seven figures, then learn the moves to get you …

Personal Finance

Millennials are struggling. Is it the fault of the baby boomers?

The postwar generation, now retiring in luxury, stands accused of a wilful failure to safeguard young people’s interests<p>T he late 1940s were about bombsites, rationing, loss and mourning, but amid the gloom a new generation was emerging. In the grim, grey aftermath of war, children were born on an …

Housing

This 35-Year-Old Mother Is Saving $85,000 a Year in New York City and Plans to Retire in 5 Years. Here’s How

And a third child is on the way.<p>Jamila Souffrant has learned to embrace the journey, whether that’s her 90-minute, one-way commute from Brooklyn to …

Retirement

Build A Kit

Make sure your emergency kit is stocked with the items on the checklist below. Most of the items are inexpensive and easy to find, and any one of …

Diapers

A Designer's Guide to Emergency Preparedness

An 87-year-old millionaire buried treasure in the Rockies—and he’s offered one main clue

Somewhere in the Rockies, in the roughly 1,000 miles between Santa Fe, New Mexico, and the Canadian border, may be a treasure chest worth millions. …

Archaeology

Why a 29-year-old who made $132,000 last month drives a 14-year-old car with 137,000 miles on it

After paying off $40,000 in student loans with his wife, Bobby Hoyt quit his job as a teacher three years ago to focus on his personal finance blog, …

Personal Finance

Take the Most Beautiful Train Ride in the U.S. for $97

If you want to see the best of the west coast, take a train.<p>Disembarking from Seattle, Washington and running all the way to Los Angeles, California, …

6 strategies to save a fortune, from real people who bank half their income

A lot of ordinary people have managed to save extraordinary amounts of money. Take early retirees Justin and Kaisorn McCurry, who banked more than $1 …

Personal Finance

Warren Buffett's best investing advice for beginners

<i>"When a person with money meets a person with experience, the one with experience ends up with the money and the one with money leaves with experience."</i><p>This was Warren Buffett's response, on his 87th birthday, when asked about his best investment advice.<p>He says that experience is the ultimate key …

Wait, Where Did My 401(k) Account Go?

American workers could be losing a collective $2 trillion in lost retirement savings — simply by not rolling over their 401(k) savings accounts when they change jobs.<p>A practice referred to as “forced transfers” or “forced rollovers” is the reason for much of these losses, according to the Employee …

Retirement

The Biggest Financial Change You'll Face in Retirement

You're going to miss your paycheck in more ways than one. Here's how to deal with that change.<p>The biggest financial change you'll face when you …

3 Stocks to Buy, Hold for the Next 75 Years

Buy and hold on to Berkshire Hathaway, McDonald's, and Clorox for decades to come.<p>Among all of the investing legends, you will find no day traders …

Find out What Happens to Jointly Owned Property When You Die

Understanding Joint Ownership of Property<p>Updated October 16, 2017<p>There are three basic ways that you can own property: in your individual name, in …

I Was Shocked By My Fiancé's Terrible Credit Score. Here's How We Fixed It

Seeing the score shocked him, too. 'How is this possible?' he sputtered.<p>Coming clean about your money history with a partner is a critical step in …

You’ve Created Your Living Trust, Now Fund It! | Investopedia

It’s far too often that I sit in my conference room reviewing trust documents and financial statements of prospective clients, only to find out that …

The credit move that can bump up your score in 30 days

Building credit takes time, and there aren’t many shortcuts. But paying your credit card bill early could give you a boost in just 30 days.<p>Ted Rood, a senior loan officer in St. Louis, says he has seen credit scores jump as much as 100 points as a result of this approach. Here’s why it works and …

Personal Finance

Equifax Hack: How to Safeguard Your Own Credit and Save $120 a Year

Paid credit monitoring services may promise peace of mind, but there are better, cheaper alternatives that you can do yourself, experts say.<p>You may …

The 19 Questions to Ask Your Financial Adviser

The burden of finding an adviser who will act in your best interest is on you<p>Getting all stockbrokers, financial planners and insurance agents to act in the best interests of their clients is a struggle that financial firms and their regulators still haven’t resolved. That should be their job — but …

Dow Jones

Helping your child understand how loans work

Understanding loans and debt can be a challenge for anyone, especially teens. This video shows you how to explain each step of the loan process and …

After years of struggling to build wealth, I realized the key to having more money was just a new way of approaching it

<b>• This plan leaves only a little disposable income, requiring a reconfiguring of other expenditures.</b><p><b>• But, over time it helps pay down debt — and since savings are prioritized, increased retirement and college funds.</b><p>When my husband and I first started building a life together in our 20s, we treated …

Personal Finance

How to buy 60k AA miles for $144 a year

<i>In the interest of full disclosure, Monkey Miles earns compensation through affiliate links and referrals. You do not have to use them, but we</i> …

Want to boost your credit score? Break it down.

You probably know a higher credit score can make it easier for you to get a loan. But what really goes into your score—and how can you improve …

My husband and I are living off 35% of our income so we can retire before we’re 40

In the age of Silicon Valley, a lot of us dream of launching the next Warby Parker, Instagram, or Airbnb—a wildly successful business that will leave us financially set for life. But the game is kind of rigged.<p>Research says that, on the whole, entrepreneurs aren’t the fearless, high-achieving …

Retirement

How much money you need to save each day to become a millionaire by age 65

If you want to get rich, start investing — and start as early as you possibly can.<p>"Becoming rich is nothing more than a matter of committing and …

How Do You Know Someone Is an Exceptional Leader? Look for Any of These 7 Signs | Inc.com

If you're new to the employee engagement conversation, I'll cut to the chase and break it to you like this: Since 2000, Gallup research has shown that roughly 70 percent of the U.S. work force is "not engaged" or "actively disengaged" at work.<p>If your company is part of this dismal predicament and …

Employee Engagement

You’ve got these top money priorities in the wrong order

Pop quiz! What is the smartest move to make with your money: Betting on the stock market, investing in real estate or saving in a bank account?<p>Alas, …