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Best Places To Retire: 10 Most Relaxing U.S. Cities To Enjoy Your Golden Years (PHOTOS)

When deciding where to spend your golden years, there are many factors to consider, from cost of living and employment opportunities to crime rate and climate. But if you're looking for a tranquil, stress-free retirement, arguably one of the most important considerations is how <i>relaxing</i> the …

6 Most Affordable Places To Retire

How would you describe your perfect town? Bucolic. Quaint. Active. And don’t forget affordable. We’ve found six beautiful U.S. cities where the cost of living is lower than the national average and the state income and sales tax won’t take a chunk out of your wallet.<p>PHOTO GALLERY<p>6 Most Affordable …

The Tricky Business Of Retirement: Hidden 401(K) Fees

A couple generations ago, when older Americans retired they could rely on pension plans to support them. Then, in the late 1970s and early 1980s, many companies switched their retirement plans over to 401(k) accounts. The security of workers' retirement savings suddenly became subject to the …

Online Calculators Boost Your Chance of Retiring with Enough Money

Saving enough for a comfortable retirement is one of the most important—and challenging—financial tasks we all have to do. A recent study suggests …

Retirement

Saving for retirement: the key is to start small

When it comes to convincing people of the need to save money, it might be time to downplay the pressure to set aside retirement savings and the need …

How to Make Your Retirement Dream a Reality

For entirely too many hard-working folks, there is a significant gap between the retirement life they desire and the one they will be able to afford if they do not adequately prepare for the future. Traditional goals such as living in an inviting home and devoting time to adventurous travel may not …

Four Paths To A More Fulfilling Retirement

“I’ve put in my time and now I’m outta here!” All too often, that’s the extent of the retirement decision-making process for many people – with predictable results.<p>Many Americans actually spend more time researching a vacation or their next car purchase than they do planning for retirement.<p><b>Why</b> …

Costa Rican property remains a buyer’s market

<i>This story is part of an ongoing series on global property that examines the shifts and trends in the housing market on the international stage.</i><p>Long a haven for expats, Costa Rica is finally recovering from the beating its real estate values took during and after the mortgage meltdown in the United …

Retirement Living: 5 great (unknown) places to retire

Picking a place to retire is a pretty big deal. Any good financial planner will advise you to start thinking about where you want to live well before you enter those retirement years.<p>If you don't plan to retire in the home you've lived in for years, you may go to one of those "Best places to …

10 Ways To Bankroll Your Retirement

"Obviously retirement these days is expensive, and you probably need to draw on as many different sources as you can," says Jeffrey Jones, managing editor of Gallup Poll. Here are 10 of the most common ways to pay for retirement:<p><b>Social Security</b>. Social Security is the most common way Americans pay …

Best Cities To Retire In America List Ranks Pittsburgh As Top Metro Area For Boomers

Boomers are redefining what it means to be retired, but money remains a big concern for most. Financial advice website NerdWallet took cost of living into account when it created its list of the 10 best cities to retire released earlier this month.<p>Looking at 50 of the most populous cities in …

Five Truths That Make Saving for Retirement Less Scary

Let’s get the <i>really</i> scary truth out there: CNN estimates that half of Americans are saving nothing for retirement. Half of Americans aren’t saving a …

How Much To Withdraw From Retirement Savings

The question of the <i>right</i> amount of money to withdraw from your investment portfolio each year in retirement is an often-debated topic. And lately, there’s been some new thinking on this subject.<p>The “4% rule” – originated in the early 1990s by financial adviser Bill Bengen – says that if you …

Retirement savings: the million-dollar myth

When I got my start writing personal finance in the 1990s, it was conventional wisdom to tell people that if they could save and invest their way to …

The new retirement plan: Keep working

Working in your senior years is the easiest way to fix deficient retirement savings.<p>Staying in the work force requires less sacrifice than saving more money, increasing your investment returns or scaling back your lifestyle expectations for when you stop working. Your savings last longer when you …

How To Retire At 55

The dream of retiring early didn’t quite turn out as planned for many of my fellow Late Baby Boomers. With the triple whammy of the housing bubble bursting, the lost decade of investment returns and continued high unemployment, even retiring at all is in question, much less retiring at 55.<p>Americans …

Rethinking Some Elements Of Conventional Retirement Wisdom

<i>This is one in a series of blog posts from the Morningstar Investment Conference in Chicago.</i><p>That the thick fieldbook handed out to Social Security agents lists some 2,700 rules makes it no surprise that retirement is nearly synonymous with complexity. To simplify, retirement advisors like to rely …

Retire Well By Never Retiring At All: A Quick Guide

The media world is buzzing about retirement. We’re hearing about it now from people whose major mission used to be explaining housekeeping or the federal debt. Some British researchers, meanwhile, have concluded that working is good for your long-term health.<p>It’s important to remember that …

Don't let retirement stress marriage: Plan to be busy

Author and former financial planner Frank Maselli tells a story of a man who retired and went home to spend his days with his wife. It didn't take long for him to become a major intrusion in his wife's world. He told her the way she did everything was wrong, even the garden she had tended for 25 …

4 Lies People Tell Themselves About Retirement

Out on the golf course, I've overheard some of the game's greatest myths.<p>How about: "Watch out, I just bought a set of clubs like the ones Tiger Woods uses." Allow me to do some myth busting: Tiger doesn't actually show up to play — you still have to do that yourself. Or, "Hit it harder, son, it …

Best Places To Retire 2013: 21 Spots Around The World Are Named

Where's the best place in the world to retire? Is it Abruzzo, Italy or maybe Cayo, Belize? The truth? Only you can decide. But to help anyone who might be contemplating a move abroad, Live and Invest Overseas has compiled its First Annual Retire Overseas Index.<p>After considering 12 factors -- things …

5 Methods For Setting Retirement Targets

The Bureau of Economic Analysis recently reported that personal savings rates in the United States fell to an average of 2.3% in the first quarter of 2013. That’s just the latest sign that millions of Americans are heading toward an impoverished old age.<p>Why do people have so much trouble saving for …

How Much to Withdraw From Retirement Savings

<i>SPECIAL FROM Next Avenue</i><p>By Larry Rosenthal<p><b>There's new thinking about the time-honored "4 percent a year rule," which doesn't hold up these days</b><p>The question of the right amount of money to withdraw from your investment portfolio each year in retirement is an often-debated topic. And lately, there’s …

14 Ways To Make More Money In Retirement

Or maybe you're just looking for ways to stay busy and to make a bit of extra cash in the process. Either way, these 14 options are a great way to earn some money while doing something you enjoy:<p><b>1. Dog walking.</b> Walking dogs is a great way to stay fit, and many working individuals and families …

Selling

The Secrets Of 'How To Retire Happy'

One of the best parts about being a reporter is that you’re constantly learning.<p>And over my years, I’ve learned as much – if not more – from my fellow journalists as I have researching stories I’ve written.<p>Among my best teachers is Stan Hinden, a former financial writer for The Washington Post …

Investment Management In Retirement

Investment management is a complex business, sometimes unnecessarily so. Like any sector of the economy, it has entrenched interests who gain from keeping the mystique level high and barriers to entry intact.<p>The first step for retirees, then, is to understand the players and their motivations. …

'A lot of people don't realise the importance of shopping around for an annuity': How to find a big lift in retirement income

'My operation delivered a bigger pension payout that has us dancing with joy': How you can get a big lift in retirement income<p>By<p>Published: 17:03 EDT, …

7 Retirement Decisions That Affect The Rest Of Your Life

<b>These retirement choices determine how financially secure you will be in retirement</b><p>The choices you make during your working years and at the beginning of retirement affect how comfortably you will live in old age. Here are some retirement decisions that will have a big impact later on in your …