Equity Release OZ Live Long-Live Well

By Kevin Conlon | Property Wealth Access

Housing and Retirement Income: An Integrated View

By Patricia Pascuzzo<p>The recent proposal and ensuing debate about allowing young people to access their superannuation to buy their first homes has …

Release of ACFI review is imminent

onApril 6, 2017 in Government, Industry 0<p><b>The government is preparing to release the highly-anticipated review into alternatives to the Aged Care</b> …

Health Care

How your home can finance your retirement

Soaring property prices, the new pension rules and the desire to lead an active, comfortable retirement are driving demand for equity release …

Equity release becoming more mainstream for home owners in UK

A record breaking year for equity release in the UK in 2016 saw lifetime mortgages become the fastest growing product in terms of customer numbers, …

ADVISERS RECOMMEND ONE IN TEN AGAINST EQUITY RELEASE

• <b>Worries about inheritance and family opposition are the biggest hurdles to clients deciding to access property wealth</b>• <b><br>Around 22% of clients have a</b> …

Half of Australia’s retirees expect to outlive their savings

Three years ago only one in three retirees expected to outlive their savings balance, now it’s one in two.Superannuation, or lack thereof, is …

Retirement

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A shared home equity scheme will put roofs over more people's heads

Anyone would think Victoria had single-handedly reignited the housing crisis.<p>The critics leapt on the weekend announcement of a (small) pilot program …

New schemes to help first home buyers

Smashed Avo Outrage: The real reason young Aussies aren't buying property2:33<p>Young Aussies don't need boomers telling them not to buy brekkie, we're …

Real Estate

Cash Poor/Asset Rich Retirement

The Industry Body (SEQUAL) has closed its doors and the number of Reverse Mortgage providers continues to decline but Cash Poor/Asset Rich retirees …

SEQUAL Walks Away

The so-called Industry Body, SEQUAL has closed its operations with very little said about the reason for this remarkable decision.<p>Australian Seniors …

Reverse mortgages set to move forward

Options for older house owners to tap into equity in their homes through reverse mortgages have more than halved in the past 12 months but that could …

Demand for equity release qualifications up by a quarter

With changing demographics and a greater focus on funding later life, it is no surprise that the equity release market is undergoing something of a …

Finance

Reverse Mortgages - Star Ratings

The results are in: CANSTAR’s 2016 Reverse Mortgage Star Ratings research report is a great example of what’s on offer in Australia when it comes to …

Co-founders’ next strategy step is to focus on aged care

Strategy Steps co-founders and directors, Louise Biti and Assyat David, have sold the business to a software and online learning business, leaving …

FinTech

Retirees are gaming the system to qualify for a pension

Judging by reader feedback, current and future retirees are unlikely to allow the tougher assets test applying from January 1, 2017 to frustrate …

Retirement

Elderly should sell homes to fund care, says aide to Theresa May

Controversial proposal would result in families using some of children’s inheritance as parents live longer<p>Theresa May’s policy chief has suggested that people with valuable homes who face high social care costs in old age should downsize or re-mortgage to cover their bills, the <i>Observer</i> can …

Budgeting

Santander and L&G announce lifetime mortgage partnership

This is a really positive move for the retirement lending market that will see more customers realising the benefits of releasing equity to make …

Equity release industry provides adviser support

Traditionally there has been a reticence for generalist IFAs and mortgage brokers to engage in our market<p>The Equity Release Council has provided a …

Equity release adviser pack launched

The Equity Release Council has launched a new online guide for advisers to help aspiring new entrants and recent arrivals to the market.<p>The detailed …

Financial Planning

Three quarters of brokers recommend later life lending

Research by Legal & General has shown 74 per cent of brokers either currently recommend or would recommend later life lending or equity release …

Budgeting

Driving equity release towards mainstream success

In the past few months I have felt something stirring that could take equity release into the next level.<p>There’s something bubbling underneath the …

New lenders trigger surge in equity release product choice

The launch of new lenders such as OneFamily and Legal & General expands the choice on offer and increases the need for specialist advice<p>A record 66 …

Loans

L&G equity release sales overtake annuities

Legal & General is writing more equity release business than individual annuities after lifetime mortgage sales reached over £200m in the first half …

Retirement

Home equity release crucial to fund retirees with insufficient superannuation balances

Financial concerns are escalating amongst pre and current retirees as the reality of underfunded superannuation balances and inadequate savings is …

Equity Release Club

<b>Multi award winning club.</b><p><b>FREE</b> to be a member<p><b>Advanced knowledge</b> of ALL the lenders and lending criteria.<p><b>FREE</b> fully staffed support desk – we can help …

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