Decode: Biz

By Encode Entertainment | It's what's said and how!

THE DIGITAL DISRUPTION IN HOME LOANS REPORT: How fintechs are upending the mortgage space and creating opportunities for retail banks

Mortgages are valuable for retail banks, but they're also complex products. In the UK alone, mortgages account for almost 60% of retail banks' profits. But mortgage lending can be a complicated process — it involves estate agents, appraisers, and conveyance agents.<p>This complexity has resulted in …

Creating Opportunities

Free Eye-Catching Résumé Templates To Help You Stand Out From The Crowd

<b>Competition in the</b> employment market can be tough. Thanks to this list of 17 free résumé templates by Creative Bloq, you can choose from a variety of …

Want Your Employees to Rave About Your Leadership Skills? Make Sure Any of These 6 Things Happen Daily

It's been found that you can achieve great results and have meaningful relationships at the same time.<p>Whether your company is a startup or an established firm, I want to share a compelling leadership model that will get the best out of employees.<p>It's based on the seminal research of Jim Laub, …

Leadership

Sears is closing its last Chicago store after 80 years in business

Sears is closing its last remaining department store in Chicago.<p>The company is shutting down the store, located in a shopping center called Six Corners, in mid-July after 80 years in business, The Chicago Tribune reports.<p>Sears was based in Chicago for more than a century. In its heyday in the …

Netflix Earnings: This Train Keeps Chugging Along

By<p>April 10, 2018 9:49 a.m. ET<p>If you’re a Netflix investor, you’re pretty happy with the way 2018 has gone so far. The shares are up nearly 50%, well …

Stock Markets

Verifone going private in $3.4 billion deal

Private equity firm Francisco Partners has agreed to buy payments technology company Verifone for around $3.4 billion (including nearly $850m of …

Kroger to hire 11,000 supermarket workers, will also raise wages

At a time when some chains might be trying to cut costs, supermarket giant Kroger is doubling down, making plans to hire about 11,000 supermarket workers even as it faces heated competition from Walmart to Amazon.<p>It's the latest wave of hires for the grocery chain, which has created 22,000 …

PayPal to launch debit cards and traditional banking services

PayPal is apparently rolling out a number of traditional banking features, according to a report from <i>The Wall Street Journal</i>. The digital payment giant is offering users debit cards they can use to withdraw from ATMs, the ability to instantly deposit a check to their account by taking a photo of it …

FinTech

T-Mobile and Sprint are soaring after a report says they've resumed merger talks (TMUS, S)

• <b>Shares of Sprint surged more than 17% Tuesday following a report that it had once again resumed merger talks with competing carrier T-Mobile, which was up 7%</b>• <b><br>The Wall Street Journal first reported the rekindled talks, citing "people familiar with the matter." The discussions are still in their</b> …

MORGAN STANLEY: Netflix isn't even close to being done growing (NFLX)

• <b>Netflix has enormous growth potential, according to Morgan Stanley analyst Benjamin Swinburne.</b>• <b><br>The international video-streaming market is large and unaddressed, and Netflix could eat much of it.</b>• <b><br>Netflix's original and exclusive content positions it well in many markets.</b>• <b><br>Follow Netflix in real time</b> …

Facebook could owe $7.5 trillion for failing to protect your privacy

Forget about Zuckerberg’s testimony before Congress or his company’s wilting reputation, Facebook has a much bigger problem: a potential $7.5 <i>trillion</i> …

17 people who became billionaires with the least amount of work

Making a billion dollars sounds like it would take a lifetime of hard work.<p>But some people managed to pull it off in just a year.<p>We compiled a list of self-made billionaires who made their fortunes the fastest. The list includes pioneers of online commerce to early execs of the biggest social media …

Amazon starts delivering Whole Foods groceries by Prime Now

Amazon has announced the first major integration between its e-commerce operations and its acquisition of Whole Foods. The company is adding groceries from the chain to its Prime Now high-speed delivery service in four markets — Dallas, Virginia Beach, Cincinnati, and Whole Foods’ hometown of …

Equifax breach may have exposed more data than first thought

The 2017 Equifax data breach was already extremely serious by itself, but there are hints it was somehow worse. <i>CNN</i> has learned that Equifax told the US Senate Banking Committee that more data may have been exposed than initially determined. The hack may have compromised more driver's license info, …

Maverick Capital, a $10.5 billion hedge fund, is betting big that the smartphone market has hit a 'tipping point'

Maverick Capital, the $10.5 billion hedge fund run by Lee Ainslie, is betting big against the smartphone market.<p>The firm said in a January 30 letter to investors that its largest collective short position is companies that it thinks will be negatively impacted by a slowdown in the smartphone …

Goldman Sachs: Apple is primed for a much bigger acquisition than $3 billion Beats

Goldman Sachs analyst Rod Hall and his team initiated coverage of Apple with a February 6 note which argues the company is now primed for a larger M&A move than the company is used to.<p>When Apple acquires other companies, it tends to do small "tuck-in" or "acquihire" deals, in which it buys small …

Meet Janice Bryant Howroyd, the first African American woman to run a $1-billion business

Janice Bryant Howroyd, 65, is founder and chief executive of Act 1 Group, an employment agency that also provides consulting and business services, including background checks and screening. She’s the first African American woman to operate a company that generates more than $1 billion in annual …

How to make money mining bitcoin and other cryptocurrencies without knowing anything about it

You might think you need an extreme know-how of computers to do any kind of crypto mining, that it couldn't possibly be done by the average person.<p>Turns out, it's absurdly easy.<p>You just need computer parts that are powerful enough to make mining profitable, and a handy piece of software called …

I retired a millionaire at 30 — this is the key to earning more money

Over the past 2 years I've written over 300,000 words about money, spent over 200 hours talking and recording for the podcast, answered over 1,700 reader emails, and done over 200 media interviews all about money. Many people ask me what's my best piece of advice about money.<p>I usually give some …

Comcast Mulls Renewing Its 21st Century Fox Assets Pursuit – Report

A renewed bid for 21st Century Fox assets is being contemplated by media giant Comcast, according to a report in the Wall Street Journal.<p>Comcast was …

4 books every good boss has read

Business leaders think differently, and that's what sets them apart.<p>Once you know how your leadership team thinks, you'll be able to unlock doors that may otherwise be inaccessible. Either your bosses will realize that you have what it takes to move up the ranks, or you will be better situated to …

11 things you say that will automatically ruin your chances in a job interview

<b>• Some job interview errors are a bigger deal than others.</b><p><b>• Do your research and adopt a confident mindset in order to boost your chances of succeeding.</b><p><b>• But, whatever you do, don't make mistakes like cursing, dissing the company, and asking weird personal questions.</b><p>Nobody's perfect. You could be …

Ripple, a Tinder spin-off backed by Match, launches app for professional networking

A team of former Tinder employees, led by Tinder’s original CTO Ryan Ogle, are today launching a new app aimed at professional networking. The app, called Ripple, aims to be a sort of mobile-first alternative to LinkedIn that addresses some of the problems common to the aging, now Microsoft-owned …

Apps

Vox employees are going on a 'Slack Strike' to push for a union

Vox Media employees are taking action to push for management to voluntarily recognize their editorial union.<p>In November, Vox employees announced that they planned to form an editorial union, and began negotiations with management and the Writer's Guild of America East.<p>In an email to staff on …

Chances of Apple Acquiring Netflix in 2018 Are Increasing

The likelihood that Apple will acquire Netflix is now at 40%. Per a report from Citi analysts, President Trump’s corporate tax cut is the reason for …

Donald Trump

Movie Talk: Could Apple Buy Netflix?

On this episode of Collider Movie Talk (Wednesday, January 3rd, 2018) Mark Ellis, John Rocha, Perri Nemiroff, Ken Napzok discuss the following:<p>Citi …

Box Office

Anger and confusion as crypto traders lose thousands in 'flash crash' on $54 billion exchange

A "flash crash" on the world's biggest cryptocurrency exchange has left customers demanding answers and refunds, with many claiming to have lost thousands of dollars.<p>The price of cryptocurrencies NEO, OMG, and ETP crashed as much as 90% in minutes on the Bitfinex exchange on Wednesday before …

10 startups that died in 2017 — despite $1.7 billion in funding

Where there's life, there's death, and Silicon Valley is no different.<p>For every thriving billion-dollar unicorn, there are endless numbers of start-ups that have passed onto the other side — laying off their engineers with their matching, branded t-shirts; closing down their game rooms filled with …

Startups

How To Find Chinese Manufacturers If You Don't Know Anyone In China

A client recently had me source a new Chinese supply chain for injection-molded plastics. In this series I’ll explain how we were able to go from having no contacts in China to successfully receiving quotes from several injection-mold manufacturers. There are many steps to building a supply chain …