elwin ocasio-lopez

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The Internet Isn’t What’s Distracting Us The Most At Work

How we spend time at work not working is changing the way we manage work-life balance, and it might not be what you think.<p>Raise your hand if you think a quick scan of Facebook or the news is the most common source of distraction at work. Turns out, social media and web surfing still don’t hold a …

Best Money Tips: 40+ Life Skills Everyone Should Learn

Welcome to Wise Bread's Best Money Tips Roundup! Today we found the life skills that everyone should learn, ways to save more money this year, and …

When a saver marries a spender, every penny counts

Couples who have opposite philosophies regarding saving and spending often have trouble finding common ground. Thinking of yourselves as two sides of …

Personal Finance

How I ended up actually budgeting

I’ve always thought that having an explicit budget is a great idea. But for much of my adult life, I struggled with setting one up and sticking to …

10 things home inspectors won’t tell you

<b>1. The house is fine, but I could make it look bad.</b><p>As the housing market recovers, more buyers and sellers are getting reintroduced to one of the …

11 choices rich people make that the rest of us don't

It's a concept that has been in print for nearly a century — thanks to a journalist's research of more than 500 self-made millionaires in the early 20th century— and continues to gain relevance today.<p>In T. Harv Eker's bestselling book, "Secrets of the Millionaire Mind," the self-made millionaire …

Self-improvement

21 ways rich people think differently than the average person

That's what Napoleon Hill preached in his bestselling 1937 book "Think and Grow Rich," the culmination of his intensive study of more than 500 self-made millionaires.<p>Self-made millionaire Steve Siebold, who has interviewed 1,200 of the world's wealthiest people during the past three decades, …

Self-improvement

Easy Wood Projects | WoodWorkers Guild of America

Sort by:<p>How to Make an iPad, iPhone, Tablet, or Smartphone Stand<p>This clever and gorgeous iPad stand is a great last-minute gift project; you can …

4 Personality Quirks That Sabotage Your Savings

When you are your own worst enemy<p>They say it takes all types — but some types have a harder time saving than others. Are you allowing some of your …

10 Common Money Mistakes People Make In Their 20s

Managing your finances can be difficult, especially in your 20s; check out 10 common money mistakes people make in their 20s and how to avoid them.

Not a DIY Person? Be a DIBSHA Person Instead!

I have a confession to make: I am not a DIY project person. Yes, I manage a site that features a lot of DIY projects, and yes, I am a very …

Ceramics

11 characteristics of a profitable rental investment: Part 2

Last time, I listed five characteristics that will help you filter out the money pits from the money pots either for yourself as an investor or for a …

I Want to Buy a Rental Property!

Since I was 18 years old, I’ve dreamed of owning a rental property. Sounds corny, I know, but it’s very, very true. I used to sit on the floor of my …

Legal Tax Deductions For Rental Properties

Are you a rental property owner? If so, it’s great isn’t it? You receive income from the rents, also known as other people’s money (OPM), and you …

Clever Transforming Coffee Table Rises to New Heights

Sometimes the simplest designs are the most brilliant, especially when they offer multiple functions. The MK1 Transforming Table by Duffy London …

Furniture

Tricking Ourselves to Save Money - When Life Gives You Lemons, Add Vodka

Savemoney

How to Quit 10 Bad Money Habits That Rob You Blind

Developing good habits helps us focus on the things that need our attention most. But as you work to get your financial life on track, you’ll …

The Investor's Guide to Financing Options for Rental Property

Hey there, BP! Today we are going to talk about ways to finance those passive income assets – buy and hold rentals. Not all strategies work for …

5 Apartment Improvements You Can Do in an Hour

<i>Presented by Apartments.com</i><p>When looking for a new apartment, it's hard not to notice the improvements (on large and small scale) needed prior to …

Improve Your Finances by Scheduling Time Each Week to Learn about Them

It’s easier than ever to find quick answers to your money questions. But most of us would do well to learn a little more about personal finance. To …

The landlord’s guide to avoiding home emergencies

It’s all about staying ahead of the game when it comes to home emergencies if you’re a landlord.<p>There are so many things to think about, but there …

Pros and Cons of Paying Off Your Mortgage Early

Currently, one of our main goals is to save for a down payment for our next house. Due to this, we have been wondering about <i>how much exactly we</i> …

Personal Finance

60 Rules For Personal Finance

A while back, I was asked to give an hour-long presentation where I talked about my key principles of personal finance. I chose to give a presentation where each slide was available for about a minute with one simple rule on each slide, giving me a minute to discuss that rule. Thus, I ended up …

Talking to a Millennial Landlord

<i>Stefan is a 32-year-old Communications Specialist living in Chicago — and he’s also a landlord.</i><p><b>ND: So, Stefan, what made you decide to become a</b> …

Take Charge REIT Investors: It's A Landlord's Market

Fellow Forbes writer, Paul Johnson, explained the “rhino principle” a few years back and I keep a copy of his inspirational wisdom on my desktop. Here’s how the distinguished author described great leadership attributes in the context of a rhinoceros:<p><i>“Now, the rhino is not a particularly subtle or</i> …

25 Money Affirmations to Attract Wealth and Abundance

Just a Few Obvious Questions about MoneyClimbing out of poverty by your own efforts that is something on which to pride yourself but poverty itself …

8 Cash Back Credit Cards Even Dave Ramsey Should Love

Costco recently announced that next year it would stop accepting American Express at is warehouses. This will bring to a close a 16-year relationship between the two companies. Fans of the TrueEarnings® Card from Costco and American Express quickly realized that the days of this popular cash back …

Personal Finance

How To Take Your Idea From A Startup To A Movement

To build a startup, entrepreneurs need a laser focus on providing an innovative solution to a real problem. Once they achieve that initial traction, the focus needs to change for quicker growth. Most entrepreneurs dream of achieving the exponential expansion of a Google or Amazon, but few investor …

Entrepreneurship