eljaon

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The three levels of self-awareness you need to hit before you know yourself

Self-awareness is like great sex: everyone thinks they have a ton of it, but in reality no one knows what the fuck they’re doing.<p>The fact is that the majority of our thoughts and actions are on autopilot. This isn’t necessarily a bad thing either. Our habits, routines, impulses, and reactions carry …

How Much Money Do You Need to Be Wealthy in America?

Many Americans cite leading a stress-free life and having “peace of mind” as their personal definition of wealth. That doesn’t sound too …

It's getting more expensive to buy a home

Here's some more bad news for home buyers: It's getting even more expensive to buy a home.<p>The average rate of a 30-year fixed rate mortgage jumped to 4.40% this week — the highest level since April 2014, according to Freddie Mac's latest report. This is the seventh consecutive week of higher …

This one mistake stops you from getting rich and achieving your biggest goals

Have you ever gone shopping for work clothes — and ended up with three impractical shirts or two “fun” pairs of pants you just had to have? Or have …

3 Reasons You Might Not Want to Max Out Your 401(k) After All

Just because you can, doesn't mean you should.<p>Just because you can do something doesn’t mean you should. Like entering a hot dog eating contest, …

Why 401(k) loans are far more costly than they seem

This article is reprinted by permission from NerdWallet.<p>If anyone tells you a 401(k) loan is a cheap way to borrow, they are both right and very, …

This is the best, most underrated way to make your money feel worth more, according to science

Spending money outsourcing chores you could easily do yourself can feel like a lazy indulgence, but a new study from researchers at University of …

3 Smart Investments You Can Make With Just $500

You don't need thousands of dollars to get started investing.<p>If you want to get started investing but don't have a ton of money to invest, don't let …

3 Things Every Self-Employed, Aspiring Homebuyer Should Do

Buying a home when you're self-employed is notoriously tricky. After all, an up-and-down income cycle is—understandably—less appealing to mortgage …

Millennials Spend A Big Part of Their Work Day Stressed Out By Their Finances

They certainly have reason to feel stressed<p>Worrying about your finances is common in the workplace — but for millennials, it’s even more pronounced.<p>A …

How one man saved $1 million in 5 years

In fact, GOBankingRates found that saving for retirement isn't a priority for 40 percent of all Americans.<p>It certainly wasn't at the top of Grant Sabatier's to-do list when he graduated from the University of Chicago in 2007.<p>As a philosophy major entering the job market on the brink of the Great …

There's a New Book About Money That Teens and Millennials Will Actually Read

Great tips, and very readable.<p>As too many millennials have found out, life can get expensive — fast — if you don’t know your bearings around a bank …

Trick Yourself Into Spending Less Money With These 5 Hacks

<i>When it comes to your finances, do you take a head-on or head-in-the-sand approach? If you identify with the latter, then the good news is you're not</i> …

Women in their 20s and 30s making between $30,000 and $150,000 explain how they spend and save

Like it or not, spending and saving money is part of life. After all, chances are, everyone spends and saves differently, though some ways probably <i>are</i> better than others. And, let's face it, the more money-saving tips, the better, right?<p>"Creating wealth is all about choosing correct habits now," …

How to escape the bad money habits you picked up from your parents

Her stay-at-home mom managed the household finances and kept an extremely tight budget, allowing for almost no spending money for anything beyond housing and food.<p>For entertainment, the family went to parks, visited an amusement park once a month and ate at a budget restaurant three times a year.<p>It …

Work, Sleep, Family, Fitness, or Friends: Pick 3

Randi Zuckerberg calls this the entrepreneur's dilemma. Does it ring true for you?<p>Endless ink (and pixel space) has been spent discussing the challenges of work-life balance for founders. But entrepreneur and former Facebook director of market development (and Mark Zuckerberg sibling) Randi …

Billionaires Master the Rule of 168: Life's Great Equalizer

The Rule of 168 is one that cannot be broken and anyone who masters it will live a life of joy and utter fulfillment. Those who ignore it do so at their own peril.<p>One of the many reasons I love my coach, Chad Cooper, is because he often comes up with a blinding glimpse of the obvious--something …

How a woman who went from $12 in her bank account to millionaire status learned to stop sabotaging her success

After a humble childhood, she found herself a single parent with a mere $12 in her bank account at age 27. She needed government assistance to survive.<p>Today, her net worth exceeds $1 million, thanks largely to the success of her company, Motivating the Masses, which offers business coaching and …

Buying a Home? Prepare for Surprise Closing Costs

Note to house hunters on a budget: A home’s sale price isn’t really the sale price—there are lots of closing costs and expenses that jack up the final number.<p>According to online real-estate listings site Zillow, buyers typically pay between 2% and 5% of the purchase price in closing costs. So if a …

Apple Pay Will Change the Way Your Brain Thinks About Buying Things

Drunk shoppers beware: Impulse buying online just got even easier. With Apple's new MacBook Pro launched last month, all you have to do is tap your …

Comparing the True Costs of Buying Vs. Renting

In this article, I will be examining whether it makes sense to rent or buy a home. This is the third and last article of this series. The first,</i> …

Rental Housing

These are the apps Apple thinks you should use to manage your money

ETFs (exchange traded funds) in particular, are changing the way many young people are investing in the market. In the past 10 years, ETFs, which usually have lower costs than mutual funds, have gone from $230 billion in assets to around $4 trillion in early 2016. And many startups are trying to …

Apps

Understanding How to Move and Manipulate Energy

Energy is a palpable, animating life force—one that we can all understand in the context of how we feel from day-to-day (sluggish, over-tired, or on …

Here's how Wealthfront plans to become the dashboard for all of your money stuff

The robo-adviser is rolling out a bunch of new features today.<p>Across Silicon Valley, the days of “pampering as a service” startups are coming to a close. As many have observed, the on-demand model for things like food delivery or laundry doesn’t have great economics behind it.<p>For finance …

One Surprising Way to Get People to Save More

People are more likely to open new accounts if they get a chance to win a prize<p>Americans don’t save enough, and many don’t save at all. But what if saving felt like playing a lottery—would that get people to save more?<p>A recent study of a savings program in South Africa suggests it would, and the …

South Africa

Tony Robbins’ 10 Tips for Living Rich

Master the strength within yourself so that you can conquer the outer world around you.<p>Over the past few decades, life and business strategist Tony …