Arben Dubova

1,514 Flips | 88 Magazines | 32 Likes | 56 Following | 144 Followers | @dubova1836 | Trying to educate the public and to make sense out of a chaos...

The Hidden Dangers of Drinking Water

I was born in the early 1960s in Seoul, Korea, and clean water was hard to come by. We bathed at the local bathhouses and had toilets outside of the home.<p>As a child, I remember we pumped our water from a well in our backyard. We were able to wash our hands, feet, and clothes with the well water, …

Prices in Flux

These are exciting times. Prices are in flux. Many companies are raising prices, some easily, others not so much, and still others find price …

Want to raise empowered women? Start in middle school.

By Phyllis Fagell<p>When my girlfriends and I share stories about our first jobs, we shake our heads at our meekness. Susan recalls her boss at a company in Paris. “She would fly off the handle at the smallest things, screaming, ‘Vous êtes nul!’ — ‘You are nothing!’ ” Susan would retreat to the …

Parenting

Teaching Your Kids to Be Honest

I'm sure you want your children to be honest-not to cheat, lie, sneak, cover up or steal. But what's the best strategy to teach them to be …

Eight ways parents can teach teens to be honest

By Phyllis L. Fagell<p>My friend Jess stopped in her tracks outside her daughter’s bedroom door. Anna was on the phone, telling her eighth-grade classmate Julia that she had spent the day with her boyfriend. Jess knew that Anna had been with her, sorting through outgrown clothes and watching reruns of …

Parenting

Don’t Threaten to Punish Your Kids for Lying

Kids of a certain age lie rather frequently. This is both common-sense child-rearing wisdom and a fact that has been observed in experimental …

Study: Want kids to stop lying? Don't punish them - Today's Parent

Photo: iStockphoto<p>Kids lie. That’s the truth.<p>They start around the age of two, and never stop. Whether it’s to hide any wrongdoing, or because …

How to teach kids to stop lying

Photo: iStockphotoIt was clear that something serious had happened to the <b>computer screen</b> — all the colours were distorted and smudged together. The …

Documents shed light on North Korea’s startling gains in sea-based missile technology

By Joby Warrick<p>, Reporter<p>A few months after the collapse of the Soviet Union, a group of American investors and Russian scientists struck a deal to begin marketing one of the crown jewels of Moscow's strategic arsenal: an entire family of missiles designed for launch from submarines.<p>Up for sale …

North Korea

Bosses Say They Want Employee Input. Then They Ignore It.

Jennifer Deal is a senior research scientist at the Center for Creative Leadership and an affiliated research scientist at the Center for Effective Organizations at the University of Southern California. She is co-author of “What Millennials Want from Work.” Leaders often ask their employees for …

Dow Jones

Banks Get Personal in Their Marketing

Financial institutions are tapping customer data to make pitches, aiming to make them useful and effective without being creepy<p>Banks know more about their customers than ever, and increasingly are trying to get more use out of that information.<p>The results can be convenient, or just creepy.<p>Banks can …

The Older I Get, the Less I Seem to Know

They say wisdom comes with age. Maybe, but not the kind of wisdom I always cared about.<p>Older but wiser.<p>How many times a day do we older people hide behind that chestnut? Or that wisdom comes with age? Or if only I knew then what I know now?<p>Well, I don’t mean to sound too curmudgeonly, and I’m not …

Retirement

Does your credit card make you feel more attractive? Wells Fargo wants to know

Wells Fargo is eager to move on from the scandal involving bank employees opening millions of accounts for customers without their permission. First, however, it has a few questions for credit card holders.<p>Among other things, it wants to know how they feel about the following statements, on a scale …

El plan contra el 99% de los norteamericanos

Why You’re Still Protected if Your Long-Term-Care Insurer Goes Bust

Each state has special procedures in place to rescue insolvent insurers.<p><i>What happens to my benefits if my long-term-care insurance company goes …

Health Care

The tax reform the US really needs | Financial Times

The tax reform debate continues to rage in the US. And it is likely to do so for the next few weeks as the Senate and House of Representatives try to …

Paradise Papers spark political backlash over offshore finance | Financial Times

The leak of the Paradise Papers, a trove of 13.4m documents claiming to show how “the rich get richer through offshore manoeuvres”, quickly inflamed …

Press Release

We have updated our Terms of Use and Privacy Policies which cover all of Fitch Group’s websites. Learn more.<p>Endorsement PolicyFitch's approach to …

10 Internet safety rules to help keep your family safe online

<b>Realize cybersecurity is a moving target.</b><p>Cybercriminals are constantly coming up with new threats, so you need to be conscientious about downloading …

Mobile Devices

What is Culture Shock, and What Can I do to Avoid it?

Culture shock is described as the feelings one experiences after leaving their familiar, home culture to live in another cultural or social …

Culture Shock

Overcoming 3 Cultural Barriers To eLearning

<b>How To Overcome Cultural Barriers To eLearning: 3 Lessons From Dr. Michael Baron</b><p>On completion of my postgraduate studies in Australia, I returned to …

Apple's war against you repairing your iPhone is pure corporate greed

You don't own your iPhone.<p>Not really, anyway: The software updates are administered by Apple, and if you break your touchscreen, the company does …

Volvo wants you to treat your car just like your smartphone

Volvo is hoping that drivers will be ready to upgrade their cars just like they do their phones: on an annual schedule.<p>The Swedish automaker will now …

Having a new Volvo XC40 will be as hassle free as having a mobile phone

Having a new Volvo XC40 will be as hassle free as having a mobile phone<p>(ROCKLEIGH, N.J.) Volvo Cars is inventing a new model of car access with the …

How the blockchain will radically transform the economy | Bettina Warburg

Governments may be big backers of the blockchain

IN THE hills overlooking Tbilisi, Georgia’s capital, sits a nondescript building housing rows of humming computer servers. The data centre, operated …

What if the bitcoin bubble bursts?

MARKETS frequently froth and bubble, but the boom in bitcoin, a digital currency, is extraordinary. Although its price is down from an all-time high …

Here's what Trump's new tax plan means if you're making $75,000 a year

Chip Somodevilla / Getty<p><b>Republicans finally unveiled their plan to overhaul the tax code.</b>• <b><br>Tax rates for the average single young professional may not</b> …