Danny Persad

86 Added | 18 Magazines | 11 Likes | 4 Following | @dpersad1 | Keep up with Danny Persad on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Danny Persad”

The 7 Best Stocks to Buy for an Income-Rich Retirement

Portfolio manager Ned Davis studied the returns of S&P 500 stocks from 1972 to 2004. His goal? To figure out what the best stocks to buy were over …

10 Monthly Dividend Stocks to Buy to Pay the Bills

I like making money in the stock market. But I <i>love</i> dividends. You see, the problem with capital gains is that in order to actually enjoy them, you …

How to reset iCloud Music Library for Apple Music and iTunes Match

iCloud Music Library lets Apple Music and iTunes Match subscribers store all their music online for easy access on all their devices. But, like all …

Apple Music

7 Surprising Benefits of Exercise

You probably have a vague sense that exercise is good for you—and you’ve probably heard that it’s “healthy for the heart.” But if you’re like most …

Alzheimer's Disease

www.healthyfitadvice.com

7 Insanely Creative Business Plan Templates

Even the greatest new business idea needs to stand out to win support from investors.<p>Starting your own business is so stressful, with so many things to be done, that it's easy to convince yourself that doing the bare minimum for a business plan is enough.<p>There are a ton of business-plan templates …

Small Business

These 5 mind-melting thought experiments helped Albert Einstein come up with his most revolutionary scientific ideas

One of Einstein's most defining qualities was his remarkable ability to conceptualize complex scientific ideas by imagining real-life scenarios. He called these scenarios Gedankenexperiments, which is German for thought experiments.<p>Here are a few thought experiments that demonstrate some of …

Physics

Could we set aside half the Earth for nature?

Renowned biologist E O Wilson wants to set aside half of the planet as protected areas for nature. But is this possible? And, if so, how would it work?<p>As of today, the only place in the universe where we are certain life exists is on our little home, the third planet from the sun. But also as of …

Biodiversity

Best smartphone cameras: Galaxy S7 vs. iPhone 6s vs. Nexus 6P vs. Lumia 950

Samsung vs. iPhone, Nexus vs. Lumia. It's time to find out who makes <i>the best</i> smartphone camera.Recently a new smartphone waltzed onto the scene, …

How to Get a Perfect Credit Score

What is a perfect credit score? Using the popular FICO scoring method, the magic number is 850, which is difficult, but not impossible to achieve. By learning how the FICO formula works, we can get some insight on how to get an 850 credit score, or close to it.<p>Unfortunately, the specific formula by …

Cramer Remix: The greatest way to create wealth

The truth about money in the U.S. is that unless you are born with a silver spoon in your mouth, there aren't many ways to become really wealthy. …

Stock Markets

How to negotiate the medical bill maze in search of a better deal

<b>Dear Liz:</b> My husband and I have run into some serious medical bills recently. We have insurance, but one provider is out of network with a huge deductible and low payout, while another claim was flat-out denied. We're looking at around $16,000 in bills, assuming nothing else is denied. What can we …

8 Essential Apps for the Hiker

Going off the grid can always be a liberating experience. Hiking, trail running or camping, living at the pace of nature — these are downright …

Apps

Prince's death highlights an important point about estate planning

A judge recently confirmed that Prince did not have a will at the time of his death.<p>That could mean a potentially "messy" future for the musician's $250 million estate.<p>Sure, most of us do not have a net worth valued at $250 million — but estate planning isn't just important for Prince and other …

Retirement

Home Automation Hubs And Systems Guide (video)

If you have been considering setting up a home automation system within your living space and transforming your home into a smart home, you might be …

The 20 Best Small Towns In America To Visit In 2016, According To The Smithsonian

This year's list by The Smithsonian is bound to give you intense wanderlust — unless you're lucky enough to live in these charming destinations year round.<p>The Smithsonian just released its annual list of the best small towns in America, and this year's roundup is bound to give you intense …

Gut bacteria regulate nerve fibre insulation

Research suggests that gut bacteria may directly affect brain structure and function, offering new ways to treat multiple sclerosis and psychiatric conditions<p>Far from being silent partners that merely help to digest food, the bacteria in your gut may also be exerting subtle influences on your …

Neuroscience

How to Calculate Dividends Per Share from an Income Statement

The income statement is one of the three main financial statements used by companies when reporting their results. The income statement shows you a company's revenues and subtracts all of the various expenses incurred in order to arrive at the net income, or profit.<p>Dividends paid to common …

How-To: Safely backup and update iOS on your iPhone, iPad, & iPod touch

With Apple’s Special Event being live tomorrow, and with iOS 9.3 most likely being released shortly after, it’s worth taking a look at how you should prepare your device for the feature-packed update. Before installing the update, it is recommended that you have a backup of your data. This tutorial …

6 Essential Blood Tests You Should Have | Men's Health

Of course, first you need to know what to look for and how to interpret the findings. That’s why we’ve created a guide on how to read the red stuff.<p>Order up all six of these tests at your next physical and you’ll be doing more than just kicking the tires.<p><b>Start with the Basics: The CBC</b><p>“If I had a …

How to Become a Millionaire: 9 Habits That Can Make You Rich | Inc.com

Want to get rich? If you work for someone else, you won't. (Don't believe me? Check this out.)<p>That's why entrepreneurs are willing to face the vulnerability, the emotional ups and downs, and the risk of public and private failure. They want to succeed on their terms--and they aren't willing to …

Self-improvement

The 5 Best Exercises Every Guy Should Master | Men's Health

There are so many things I would do differently. If I had known back then what I know today, I could have avoided a plethora of injuries along the way.<p>That’s why I’m sharing 5 specific exercises with you today. These are the key movements that should serve as the foundation upon which your general …

What we know now about cholesterol that we didn't 10 years ago

Cholesterol is bad and lowering cholesterol is good. Well, at least this is what we’ve been led to believe for nearly four decades. But it’s a …

You're wasting money if you don't buy your own cable modem

It was a great move, and if you get your internet through a cable provider, I highly recommend that you buy one. It could save you $120 per year.<p>That's because like many internet service providers, Time Warner Cable, the company I get my internet access from, charges $8 per month to rent a modem. …

Time Warner

How to fix the new Apple TV’s annoying onscreen keyboard

The old Apple TV used a 6 x 7 grid of letters to let you enter text. It wasn’t QWERTY, but it was efficient, requiring a minimum of presses to enter your text.<p>Consequently, many people upgrading to the new Apple TV have found the new onscreen keyboard annoying. It’s a horizontal two-line strip that …

How to Set Your Apple TV to Automatically Turn Your Television or Media Center On

Your Apple TV can automatically turn your television on, switch to the right HDMI input, and even control the volume. Read on as we show you how to …

Smart TV

15 Slow Cooker Soup Recipes to Warm You Up

Once winter arrives in all of its icy glory, it’s understandable that you’ll want to burrow under the covers and solely sip soup for dinner. And after a long day at the office, it’s less than likely that you’ll be tempted to gather ingredients and start chopping. That’s why these crock pot soup …

Cooking

7 tax-free havens - Tennessee (7) - FORTUNE Small Business

<b>Taxes:</b> No personal income tax on wages and salaries, but taxes on dividends and interest, plus corporate excise tax on net earnings<b><br>Best Places to Live and Launch:</b> Nashville (No. 79)<p>Tennessee has a robust manufacturing sector, producing automobiles, chemicals, machinery, and rubber and plastics. To …

10 Calorie-Burning Exercises More Effective Than Running

10 Calorie-Burning Exercises More Effective Than RunningCANOTTIERI CEREA, TURIN, ITALY - 2015/11/08: The Olympic gold medallist Mahe Drysdale (NZ) in …

Extreme Sports

10 Amazing Ancient Forests around the World

Photo by William Grisaitis<p>Avenue of the Baobabs<p>A visit to one of these ancient woods around the world is a restorative, perspective-giving experience.<p>…